ZION — Zions Bancorporation

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates ZION Bullish with a Setup Score of 0, net conviction 49, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction49
Actionability0 (no mans land)

Key signals behind this score

About Zions Bancorporation

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$67.57
Market Cap$9.91B
Float143.5M
Shares Outstanding146.0M
P/E (Forward)10.29
P/E (TTM)8.69
Price/Sales (TTM)2.69
vs. Analyst Target+10.9% to analyst PT
Profit Margin31.76%
Operating Margin (TTM)52.12%
Revenue (TTM)$3.69B
Earnings Growth (YoY)87.10%
Dividend Rate1.9%
Analyst Target Price$74.95 (21 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $2.94B $539M $2.38B $758M
2021 $2.97B $1.13B $3.19B $1.43B
2022 $3.34B $907M $3.03B $1.26B
2023 $4.62B $680M $2.98B $1.03B
2024 $4.99B $784M $3.06B $1.14B
2025 $4.94B $899M $3.31B $1.29B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $1.25B $222M
Dec 2025 $1.25B $263M
Mar 2026 $1.18B $233M
Jun 2026 $1.48B $453M

Ownership & Float

Insider Ownership1.3%
Institutional Ownership84.8%
Short Float3.8%
% of All Funds Holding6.79%
Number of Funds Holding597

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$69.86Near-term / short-term trend
Weekly40-Week SMA$62.46Medium-term trend
Weekly80-Week SMA$56.93Cyclical trend (business cycle)
Weekly200-Week SMA$48.52Secular trend (multi-year)
Monthly10-Month SMA$61.89Near-term monthly trend
Monthly20-Month SMA$57.26Medium-term monthly trend
Monthly40-Month SMA$49.64Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$62.00 support 1.03x 1 months ago

Historical Earnings Reactions (119 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.71% -0.03% 47.06% 7.76% -30.01%
1 Day -0.32% -0.31% 45.38% 15.50% -15.39%
1 Week 0.24% 0.61% 55.46% 14.13% -19.80%
2 Weeks 0.91% 1.62% 57.14% 23.98% -39.09%
1 Month 0.35% 0.75% 55.93% 43.78% -32.58%

Next earnings: October 19, 2026 (53 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.2%54.3%46
Feb1.3%63.0%46
Mar-1.2%45.7%46
Apr3.7%63.8%47
May0.8%48.9%47
Jun0.0%51.1%47
Jul2.1%46.8%47
Aug-0.7%47.8%46
Sep1.4%54.3%46
Oct1.6%60.9%46
Nov1.4%56.5%46
Dec2.1%60.9%46

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 44.2% 2213
Tuesday 0.05% 45.0% 2401
Wednesday 0.11% 46.5% 2399
Thursday 0.08% 46.7% 2353
Friday 0.07% 44.9% 2337

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 84.8%

Insider Transactions — Smart Summary

Total insider ownership: 1.3%

12-Month Insider Activity Summary

Total Filings16
Net Value-$5.3M
Net Shares Change-77,681
% of Float-0.1%
C-Suite Filings16
Clusters Detected3

Key Insiders

NameTitleNet ValueFilingsActivity
MCLEAN SCOTT J President -$4.0M 2 3 sell
Smith Jennifer Anne Executive Vice President -$853,177.571 5 5 sell
SIMMONS HARRIS H Chairman & CEO +$265,634.55 1 1 buy
Law Scott A. Executive Vice President -$123,371.366 1 1 sell
Steward Derek Executive Vice President -$21,456 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-02 – 2026-02-09 5 5 -$994,046.692 5 C-suite
2026-02-19 – 2026-02-24 3 3 +$233,885.63 3 C-suite
2026-07-29 – 2026-08-05 4 3 -$4.2M 4 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-05 MCLEAN SCOTT J President -$4.0M Transaction at $63.99, now +5.6%
2026-07-29 MCLEAN SCOTT J President +N/A N/A
2026-08-05 Law Scott A. Executive Vice President -$123,371.366 Transaction at $59.04, now +14.5%
2026-07-29 Steward Derek Executive Vice President -$21,456 Transaction at $57.65, now +17.2%
2026-04-09 Smith Jennifer Anne Executive Vice President +N/A N/A
2026-02-24 SIMMONS HARRIS H Chairman & CEO +$265,634.55 Transaction at $59.03, now +14.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Zions Bancorporation (ZION) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ZION on Trend Edge →