ZION — Zions Bancorporation

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Zions Bancorporation

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$62.32
Market Cap$9.09B
Float144.8M
Shares Outstanding147.1M
P/E (Forward)9.80
P/E (TTM)9.59
Price/Sales (TTM)2.68
vs. Analyst Target+10.3% to analyst PT
Profit Margin28.36%
Operating Margin (TTM)36.10%
Revenue (TTM)$3.39B
Earnings Growth (YoY)37.90%
Dividend Rate1.8%
Analyst Target Price$68.75 (23 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $2.94B $539M $2.38B $758M
2021 $2.97B $1.13B $3.19B $1.43B
2022 $3.34B $907M $3.03B $1.26B
2023 $4.62B $680M $2.98B $1.03B
2024 $4.99B $784M $3.06B $1.14B
2025 $4.94B $899M $3.31B $1.29B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.24B $244M
Sep 2025 $1.25B $222M
Dec 2025 $1.25B $263M
Mar 2026 $1.18B $233M

Ownership & Float

Insider Ownership1.5%
Institutional Ownership81.2%
Short Float2.9%
% of All Funds Holding6.46%
Number of Funds Holding531

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$60.85Near-term / short-term trend
Weekly40-Week SMA$57.79Medium-term trend
Weekly80-Week SMA$55.01Cyclical trend (business cycle)
Weekly200-Week SMA$47.56Secular trend (multi-year)
Monthly10-Month SMA$57.90Near-term monthly trend
Monthly20-Month SMA$55.27Medium-term monthly trend
Monthly40-Month SMA$47.19Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$38.80 support 1.29x 25 months ago

Historical Earnings Reactions (118 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.68% -0.01% 47.46% 7.76% -30.01%
1 Day -0.29% -0.26% 45.76% 15.50% -15.39%
1 Week 0.27% 0.66% 55.93% 14.13% -19.80%
2 Weeks 0.92% 1.62% 57.63% 23.98% -39.09%
1 Month 0.35% 0.75% 55.93% 43.78% -32.58%

Next earnings: July 20, 2026 (53 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.2%54.3%46
Feb1.3%63.0%46
Mar-1.2%45.7%46
Apr3.7%63.8%47
May0.8%50.0%46
Jun-0.2%50.0%46
Jul2.1%45.7%46
Aug-0.7%47.8%46
Sep1.4%54.3%46
Oct1.6%60.9%46
Nov1.4%56.5%46
Dec2.1%60.9%46

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 44.2% 2200
Tuesday 0.05% 44.8% 2389
Wednesday 0.11% 46.6% 2386
Thursday 0.08% 46.7% 2340
Friday 0.07% 44.8% 2326

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 81.2%

Insider Transactions — Smart Summary

Total insider ownership: 1.5%

12-Month Insider Activity Summary

Total Filings13
Net Value-$1.2M
Net Shares Change-25,271
% of Float-0.0%
C-Suite Filings13
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
Smith Jennifer Anne Executive Vice President -$742,671.332 5 5 sell
STEPHENS STEVEN DAN Executive Vice President -$361,956.347 1 1 sell
SIMMONS HARRIS H Chairman and CEO +$265,634.55 1 1 buy
MCLEAN SCOTT J President -$184,653.63 1 1 sell
Arbuckle Jason D. SVP - Controller -$11,736.3 1 1 sell
Steward Derek Executive Vice President -$7,144.01 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-02 – 2026-02-09 5 5 -$994,046.692 5 C-suite
2026-02-19 – 2026-02-24 3 3 +$233,885.63 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-09 Smith Jennifer Anne Executive Vice President +N/A N/A
2026-05-11 Smith Jennifer Anne Executive Vice President -$263,072.313 Transaction at $62.50, now -0.3%
2026-05-06 Smith Jennifer Anne Executive Vice President -$34,628 Transaction at $62.96, now -1.0%
2026-02-24 SIMMONS HARRIS H Chairman and CEO +$265,634.55 Transaction at $59.03, now +5.6%
2026-02-06 Smith Jennifer Anne Executive Vice President -$424,958.4 Transaction at $64.80, now -3.8%
2026-02-03 MCLEAN SCOTT J President -$184,653.63 Transaction at $54.53, now +14.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Zions Bancorporation (ZION) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ZION on Trend Edge →