USB — U.S. Bancorp

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates USB Bullish with a Setup Score of 43, net conviction 30, actionability 62. How the Setup Score works →

Total Setup Score43
Directional BiasBullish
Net Conviction30
Actionability62 (in range)

Key signals behind this score

About U.S. Bancorp

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$62.40
Market Cap$96.26B
Float1.55B
Shares Outstanding1.56B
P/E (Forward)12.18
P/E (TTM)12.53
Price/Sales (TTM)3.52
vs. Analyst Target+12.7% to analyst PT
Profit Margin29.90%
Operating Margin (TTM)39.65%
Revenue (TTM)$27.32B
Earnings Growth (YoY)21.60%
Dividend Rate2.1%
Analyst Target Price$70.32 (24 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $25.24B $4.96B $19.42B $6.58B
2021 $23.71B $7.96B $23.89B $10.66B
2022 $27.40B $5.83B $22.21B $7.86B
2023 $40.62B $5.43B $25.74B $7.88B
2024 $42.71B $6.30B $25.10B $8.85B
2025 $42.86B $7.58B $26.93B $10.29B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $11.01B $2.00B
Dec 2025 $10.98B $2.05B
Mar 2026 $10.84B $1.95B
Jun 2026 $10.92B $2.18B

Ownership & Float

Insider Ownership0.1%
Institutional Ownership84.5%
Short Float1.7%
% of All Funds Holding23.24%
Number of Funds Holding2,044

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$62.90Near-term / short-term trend
Weekly40-Week SMA$56.82Medium-term trend
Weekly80-Week SMA$50.93Cyclical trend (business cycle)
Weekly200-Week SMA$45.24Secular trend (multi-year)
Monthly10-Month SMA$56.25Near-term monthly trend
Monthly20-Month SMA$50.87Medium-term monthly trend
Monthly40-Month SMA$45.98Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$54.00 support 1.06x 1 months ago
$39.90 support 1.06x 24 months ago

Historical Earnings Reactions (123 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.07% 0.09% 53.66% 3.46% -7.15%
1 Day 0.12% 0.24% 56.10% 17.80% -13.74%
1 Week 1.14% 0.47% 61.79% 34.80% -9.55%
2 Weeks 1.66% 1.39% 60.16% 36.70% -19.52%
1 Month 1.86% 1.68% 63.93% 39.12% -25.40%

Next earnings: October 15, 2026 (48 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.1%47.1%51
Feb1.1%51.0%51
Mar0.2%49.0%51
Apr2.3%51.0%51
May0.8%49.0%51
Jun-0.1%54.9%51
Jul2.4%68.6%51
Aug0.6%56.0%50
Sep-0.2%48.0%50
Oct1.2%62.0%50
Nov2.1%62.0%50
Dec2.5%56.9%51

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.01% 41.6% 2397
Tuesday 0.06% 43.1% 2599
Wednesday 0.06% 41.8% 2600
Thursday 0.09% 43.6% 2550
Friday 0.07% 43.2% 2535

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 84.5%

Insider Transactions — Smart Summary

Total insider ownership: 0.1%

12-Month Insider Activity Summary

Total Filings8
Net Value-$8.8M
Net Shares Change-141,226
% of Float-0.0%
C-Suite Filings7
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Philipson Stephen L Vice Chair -$2.3M 1 1 sell
Richard Jodi L Vice Chair -$2.3M 1 1 sell
Dilip Venkatachari SEVP & Chief Info & Tech Off -$1.9M 1 1 sell
Runkel Mark G. Vice Chair -$1.1M 1 1 sell
Barcelos Elcio R.T. Senior EVP, Chief HR Officer -$1.0M 1 1 sell
CECERE ANDREW -$962,750.475 1 1 sell
CHOSY JAMES L Senior EVP and General Counsel -$192,960.768 2 2 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-07-22 Philipson Stephen L Vice Chair -$2.3M Transaction at $63.08, now -1.1%
2026-07-24 CHOSY JAMES L Senior EVP and General Counsel -$94,062.93 Transaction at $59.14, now +5.5%
2026-05-06 Dilip Venkatachari SEVP & Chief Info & Tech Off -$1.9M Transaction at $55.52, now +12.4%
2026-04-22 Richard Jodi L Vice Chair -$2.3M Transaction at $57.00, now +9.5%
2026-02-09 Runkel Mark G. Vice Chair -$1.1M Transaction at $57.83, now +7.9%
2026-02-04 Barcelos Elcio R.T. Senior EVP, Chief HR Officer -$1.0M Transaction at $58.43, now +6.8%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for U.S. Bancorp (USB) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for USB on Trend Edge →