Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge Setup Score
Trend Edge rates HAPN Bullish with a Setup Score of 58, net conviction 29, actionability 117. How the Setup Score works →
Total Setup Score
58
Directional Bias
Bullish
Net Conviction
29
Actionability
117 (in range)
Key signals behind this score
Fresh Trend Turn — 200wk turn 24w · aligned 15w
80wk Uptrend — trend only (sma 15.74 vs px 15.15)
200wk Uptrend — rising+above (sma 12.09 vs px 15.15)
Seasonal Tailwind — november med 6.2% (mag 2/3) · posClose 63.64% (rel 1/3) · n11 ×0.75 = 4.7
Hidden Gem — stWatch 117
About Happen, Inc. Common Stock
Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidatio… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: December 11, 2014
Headquarters: 88 Kearny Street, San Francisco, CA, United States, 94108
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$15.35
Market Cap
$1.86B
Float
111.6M
Shares Outstanding
115.4M
P/E (Forward)
6.63
P/E (TTM)
9.73
Price/Sales (TTM)
1.34
Profit Margin
14.03%
Operating Margin (TTM)
21.45%
Revenue (TTM)
$1.39B
Earnings Growth (YoY)
51.50%
Dividend Rate
None
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2022
$1.19B
$290M
N/A
N/A
2023
$865M
$38.9M
N/A
N/A
2024
$787M
$51.3M
N/A
N/A
2025
$999M
$136M
N/A
N/A
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$266M
$44.3M
Dec 2025
$266M
$41.6M
Mar 2026
$252M
$51.6M
Jun 2026
$263M
$58.1M
Ownership & Float
Insider Ownership
3.1%
Institutional Ownership
92.2%
Short Float
5.1%
% of All Funds Holding
2.75%
Number of Funds Holding
242
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$17.85
Near-term / short-term trend
Weekly
40-Week SMA
$17.41
Medium-term trend
Weekly
80-Week SMA
$15.75
Cyclical trend (business cycle)
Weekly
200-Week SMA
$12.09
Secular trend (multi-year)
Monthly
10-Month SMA
$17.28
Near-term monthly trend
Monthly
20-Month SMA
$15.56
Medium-term monthly trend
Monthly
40-Month SMA
$12.75
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Happen, Inc. Common Stock
(HAPN) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.