WTFC — Wintrust Financial Corporation

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Wintrust Financial Corporation

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate … Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$150.69
Market Cap$10.09B
Float66.5M
Shares Outstanding67.4M
P/E (Forward)12.14
P/E (TTM)12.53
Price/Sales (TTM)3.75
vs. Analyst Target+15.9% to analyst PT
Profit Margin32.02%
Operating Margin (TTM)46.33%
Revenue (TTM)$2.69B
Earnings Growth (YoY)19.70%
Dividend Rate2.1%
Analyst Target Price$174.67 (13 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $1.90B $293M $1.43B $486M
2021 $1.86B $466M $1.77B $740M
2022 $2.21B $510M $1.88B $783M
2023 $2.89B $623M $2.89B $53.3M
2024 $3.97B $695M $2.35B $1.05B
2025 $4.23B $824M $2.63B $1.21B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.04B $196M
Sep 2025 $1.09B $216M
Dec 2025 $1.09B $223M
Mar 2026 $1.06B $227M

Ownership & Float

Insider Ownership1.4%
Institutional Ownership98.1%
Short Float3.2%
% of All Funds Holding6.31%
Number of Funds Holding519

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$146.02Near-term / short-term trend
Weekly40-Week SMA$140.30Medium-term trend
Weekly80-Week SMA$131.65Cyclical trend (business cycle)
Weekly200-Week SMA$106.35Secular trend (multi-year)
Monthly10-Month SMA$140.53Near-term monthly trend
Monthly20-Month SMA$131.71Medium-term monthly trend
Monthly40-Month SMA$110.29Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$108.00 support 1.09x 18 months ago
$99.00 support 1.46x 21 months ago

Historical Earnings Reactions (113 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.06% 0.00% 48.67% 4.60% -7.57%
1 Day 0.48% 0.65% 61.06% 8.52% -7.32%
1 Week 1.41% 0.63% 60.18% 28.00% -15.44%
2 Weeks 1.43% 0.77% 61.06% 21.35% -16.79%
1 Month 1.74% 2.15% 62.83% 27.87% -23.15%

Next earnings: July 9, 2026 (42 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.1%46.4%28
Feb0.9%53.6%28
Mar-1.9%53.6%28
Apr3.0%57.1%28
May1.9%60.7%28
Jun0.4%50.0%28
Jul5.0%67.9%28
Aug-0.1%53.6%28
Sep0.2%39.3%28
Oct1.2%42.9%28
Nov2.3%53.6%28
Dec1.1%57.1%28

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.01% 51.7% 1327
Tuesday 0.10% 49.4% 1452
Wednesday 0.05% 49.0% 1451
Thursday 0.06% 49.3% 1423
Friday 0.09% 49.6% 1417

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 98.1%

Insider Transactions — Smart Summary

Total insider ownership: 1.4%

12-Month Insider Activity Summary

Total Filings14
Net Value-$7.3M
Net Shares Change-47,657
% of Float-0.1%
C-Suite Filings13
Clusters Detected4

Key Insiders

NameTitleNet ValueFilingsActivity
Boege Kathleen M EVP, CHIEF LEGAL OFC, AND SEC -$1.5M 2 2 sell
DYKSTRA DAVID A VICE CHAIRMAN AND COO -$1.4M 1 1 sell
MURPHY RICHARD B VICE CHAIR,CHIEF LENDING OFC -$1.1M 2 2 sell
STOEHR DAVID L CHIEF FINANCIAL OFFICER -$819,612.84 2 2 sell
WEHMER EDWARD J FOUNDER AND SENIOR ADVISOR +$166,031.35 1 2 buy
Hahnfeld Jeffrey D EVP-CONTROLLER and CHIEF ACC OFF -$77,194.5 1 1 sell
MCKINNEY SUZET M -$74,480 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-07-28 – 2025-08-04 3 3 -$2.3M 3 C-suite
2026-01-29 – 2026-02-03 5 5 -$1.7M 5 C-suite
2026-02-23 – 2026-03-06 3 3 -$1.5M 3 C-suite
2026-04-24 – 2026-05-06 3 3 -$2.0M 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-28 DYKSTRA DAVID A VICE CHAIRMAN AND COO -$1.4M Transaction at $148.82, now +1.3%
2026-04-24 STOEHR DAVID L CHIEF FINANCIAL OFFICER -$454,359 Transaction at $150.45, now +0.2%
2025-07-28 WEHMER EDWARD J FOUNDER AND SENIOR ADVISOR +$166,031.35 Transaction at $26.35, now +471.9%
2026-03-04 MURPHY RICHARD B VICE CHAIR,CHIEF LENDING OFC -$585,390.48 Transaction at $147.12, now +2.4%
2026-05-06 MCKINNEY SUZET M -$74,480 Transaction at $148.96, now +1.2%
2026-03-06 Hahnfeld Jeffrey D EVP-CONTROLLER and CHIEF ACC OFF -$77,194.5 Transaction at $145.65, now +3.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Wintrust Financial Corporation (WTFC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for WTFC on Trend Edge →