WAFD — WaFd, Inc.

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About WaFd, Inc.

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$35.55
Market Cap$2.62B
Float73.0M
Shares Outstanding73.9M
P/E (Forward)13.55
P/E (TTM)11.62
Price/Sales (TTM)3.49
vs. Analyst Target+4.1% to analyst PT
Profit Margin33.60%
Operating Margin (TTM)45.80%
Revenue (TTM)$751M
Earnings Growth (YoY)26.40%
Dividend Rate1.1%
Analyst Target Price$37.00 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $708M $173M $535M $259M
2021 $653M $184M $566M $267M
2022 $733M $236M $659M $364M
2023 $743M $257M $743M $325M
2024 $1.43B $200M $704M $390M
2025 $1.41B $226M $718M $299M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $350M $62.0M
Sep 2025 $344M $60.6M
Dec 2025 $343M $64.2M
Mar 2026 $345M $65.5M

Ownership & Float

Insider Ownership1.7%
Institutional Ownership85.4%
Short Float4.2%
% of All Funds Holding2.85%
Number of Funds Holding234

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$34.20Near-term / short-term trend
Weekly40-Week SMA$32.14Medium-term trend
Weekly80-Week SMA$31.10Cyclical trend (business cycle)
Weekly200-Week SMA$30.93Secular trend (multi-year)
Monthly10-Month SMA$32.06Near-term monthly trend
Monthly20-Month SMA$31.33Medium-term monthly trend
Monthly40-Month SMA$30.42Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$31.50 support 1.20x 0 months ago
$28.90 support 1.47x 5 months ago

Historical Earnings Reactions (121 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.00% 0.00% 42.15% 5.61% -2.85%
1 Day 0.15% 0.04% 50.41% 5.70% -6.75%
1 Week 0.75% 0.52% 58.68% 9.38% -7.48%
2 Weeks 1.58% 1.12% 59.50% 17.06% -7.60%
1 Month 1.55% 1.57% 61.98% 20.02% -19.19%

Next earnings: July 16, 2026 (49 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.2%47.7%44
Feb0.6%52.3%44
Mar0.1%43.2%44
Apr0.6%50.0%44
May1.1%58.1%43
Jun1.1%55.8%43
Jul2.9%62.8%43
Aug-0.2%53.5%43
Sep0.9%51.2%43
Oct0.1%53.5%43
Nov1.9%55.8%43
Dec2.3%54.5%44

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 45.6% 2071
Tuesday 0.10% 47.3% 2251
Wednesday 0.03% 44.4% 2248
Thursday 0.07% 46.7% 2206
Friday 0.08% 45.6% 2195

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 85.4%

Insider Transactions — Smart Summary

Total insider ownership: 1.7%

12-Month Insider Activity Summary

Total Filings10
Net Value-$1.6M
Net Shares Change-144,674
% of Float-0.2%
C-Suite Filings9
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Robison Kim E EVP and Chief Operations Officer -$862,727.46 2 2 sell
BEARDALL BRENT J President and CEO -$331,069.68 3 2 buy, 1 sell
Cooper Cathy E EVP and Chief Consumer Banker -$265,548.46 2 2 sell
HOLZ KELLI EVP and CFO -$89,702.7 1 1 sell
Mauer Ryan EVP and Chief Credit Officer -$86,567.46 1 1 sell
Singleton Sean -$31,836.84 1 N/A

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-11-04 – 2025-11-04 5 5 -$780,674.76 5 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-27 Robison Kim E EVP and Chief Operations Officer -$776,160 Transaction at $35.28, now +0.8%
2025-12-03 BEARDALL BRENT J President and CEO +$50,550 Transaction at $16.85, now +111.0%
2025-11-26 BEARDALL BRENT J President and CEO +$49,650 Transaction at $16.55, now +114.8%
2026-02-06 Cooper Cathy E EVP and Chief Consumer Banker -$178,981 Transaction at $33.77, now +5.3%
2025-11-04 Robison Kim E EVP and Chief Operations Officer -$86,567.46 Transaction at $29.03, now +22.5%
2025-11-04 Mauer Ryan EVP and Chief Credit Officer -$86,567.46 Transaction at $29.03, now +22.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for WaFd, Inc. (WAFD) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for WAFD on Trend Edge →