Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge Setup Score
Trend Edge rates UNTY Bullish with a Setup Score of 40, net conviction 36, actionability 44. How the Setup Score works →
Total Setup Score
40
Directional Bias
Bullish
Net Conviction
36
Actionability
44 (in range)
Key signals behind this score
40wk Uptrend — trend only (sma 55.46 vs px 54.61)
80wk Uptrend — rising+above (sma 51.65 vs px 54.61)
200wk Uptrend — rising+above (sma 38.90 vs px 54.61)
Funds Accumulating — momZ +2.12 · 1.44→1.64
Hidden Gem — stWatch 184
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occup… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: January 20, 1997
Headquarters: 64 Old Highway 22, Clinton, NJ, United States, 08809
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$54.61
Market Cap
$549M
Float
7.3M
Shares Outstanding
10.0M
P/E (Forward)
8.39
P/E (TTM)
9.42
Price/Sales (TTM)
4.21
vs. Analyst Target
+25.5% to analyst PT
Profit Margin
44.95%
Operating Margin (TTM)
58.17%
Revenue (TTM)
$130M
Earnings Growth (YoY)
-11.80%
Dividend Rate
0.7%
Analyst Target Price
$68.55 (5 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$91.0M
$23.6M
$69.5M
$33.0M
2021
$95.8M
$36.1M
$87.9M
$49.7M
2022
$108M
$38.5M
$93.4M
$54.2M
2023
$151M
$39.7M
$99.1M
$55.4M
2024
$163M
$41.5M
$102M
$57.0M
2025
$188M
$58.0M
$128M
$78.3M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$63.1M
$14.4M
Dec 2025
$49.8M
$15.5M
Mar 2026
$48.1M
$14.3M
Jun 2026
$48.6M
$14.5M
Ownership & Float
Insider Ownership
27.3%
Institutional Ownership
54.5%
Short Float
2.1%
% of All Funds Holding
1.64%
Number of Funds Holding
144
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$58.40
Near-term / short-term trend
Weekly
40-Week SMA
$55.46
Medium-term trend
Weekly
80-Week SMA
$51.65
Cyclical trend (business cycle)
Weekly
200-Week SMA
$38.90
Secular trend (multi-year)
Monthly
10-Month SMA
$55.16
Near-term monthly trend
Monthly
20-Month SMA
$51.12
Medium-term monthly trend
Monthly
40-Month SMA
$41.77
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Unity Bancorp Inc
(UNTY) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.