TSBK — Timberland Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Timberland Bancorp Inc

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$40.96
Market Cap$318M
Float7.2M
Shares Outstanding7.8M
P/E (Forward)13.42
P/E (TTM)10.43
Price/Sales (TTM)3.76
vs. Analyst Target-69.5% to analyst PT
Profit Margin36.52%
Operating Margin (TTM)45.18%
Revenue (TTM)$84.6M
Earnings Growth (YoY)5.90%
Dividend Rate1.1%
Analyst Target Price$12.50

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $69.8M $24.3M $61.2M $33.1M
2021 $68.6M $27.6M $65.6M $37.5M
2022 $67.3M $23.6M $64.5M $32.4M
2023 $87.2M $27.1M $73.5M $36.7M
2024 $102M $24.3M $69.7M $33.0M
2025 $110M $29.2M $77.5M $38.7M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $27.3M $7.1M
Sep 2025 $29.6M $8.4M
Dec 2025 $30.0M $8.2M
Mar 2026 $28.8M $7.1M

Ownership & Float

Insider Ownership7.1%
Institutional Ownership68.9%
Short Float0.6%
% of All Funds Holding1.19%
Number of Funds Holding98

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$40.46Near-term / short-term trend
Weekly40-Week SMA$36.75Medium-term trend
Weekly80-Week SMA$33.84Cyclical trend (business cycle)
Weekly200-Week SMA$30.77Secular trend (multi-year)
Monthly10-Month SMA$36.61Near-term monthly trend
Monthly20-Month SMA$33.69Medium-term monthly trend
Monthly40-Month SMA$30.86Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$30.60 support 1.13x 8 months ago
$29.70 support 1.04x 17 months ago
$27.00 support 1.12x 21 months ago

Historical Earnings Reactions (108 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.01% 0.00% 46.30% 10.20% -5.15%
1 Day 0.10% 0.00% 49.07% 12.74% -13.36%
1 Week -0.09% 0.33% 52.78% 16.34% -15.31%
2 Weeks -0.44% 0.31% 52.78% 19.78% -17.27%
1 Month 0.55% 0.53% 56.07% 24.38% -35.48%

Next earnings: July 19, 2026 (50 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan3.0%64.3%28
Feb0.1%37.9%29
Mar-0.6%44.8%29
Apr2.4%62.1%29
May-1.9%39.3%28
Jun0.5%53.6%28
Jul2.8%75.0%28
Aug1.4%67.9%28
Sep-0.8%46.4%28
Oct-0.3%46.4%28
Nov4.0%60.7%28
Dec-0.7%53.6%28

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.07% 44.8% 1338
Tuesday 0.16% 46.4% 1465
Wednesday 0.05% 46.7% 1465
Thursday -0.09% 41.5% 1437
Friday 0.21% 45.9% 1429

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 68.9%

Insider Transactions — Smart Summary

Total insider ownership: 7.1%

12-Month Insider Activity Summary

Total Filings15
Net Value-$473,164.894
Net Shares Change-452
% of Float-0.0%
C-Suite Filings10
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
Van Cise Todd Chief Credit Officer/EVP -$228,550 1 1 sell
DeBord Matthew J Chief Lending Officer, EVP -$98,728.198 2 2 sell
BASICH MARCI A Chief Financial Officer/EVP -$50,058.676 2 2 sell
Fischer Jonathan Arthur President/COO -$47,660 1 1 sell
Antich Breanne D Chief Technology Officer/EVP -$33,585.9 2 2 sell
STONEY MICHAEL JOHN -$21,320 1 1 sell
CLINTON ANDREA M -$20,305.92 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-07-28 – 2025-07-30 4 4 -$280,775.3 2 C-suite
2026-02-02 – 2026-02-09 6 5 -$183,221.767 5 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-02-09 Antich Breanne D Chief Technology Officer/EVP -$9,788 Transaction at $33.93, now +20.7%
2026-02-06 Fischer Jonathan Arthur President/COO -$47,660 Transaction at $27.59, now +48.5%
2026-02-06 BASICH MARCI A Chief Financial Officer/EVP -$5,375.79 Transaction at $33.87, now +21.0%
2026-02-04 BASICH MARCI A Chief Financial Officer/EVP -$44,682.886 Transaction at $34.79, now +17.7%
2026-02-02 DeBord Matthew J Chief Lending Officer, EVP -$55,409.171 Transaction at $32.25, now +27.0%
2025-12-17 DeBord Matthew J Chief Lending Officer, EVP -$43,319.027 Transaction at $33.34, now +22.9%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Timberland Bancorp Inc (TSBK) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for TSBK on Trend Edge →