THFF — First Financial Corporation Indiana

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates THFF Bullish with a Setup Score of 8, net conviction 29, actionability 2. How the Setup Score works →

Total Setup Score8
Directional BiasBullish
Net Conviction29
Actionability2 (in range)

Key signals behind this score

About First Financial Corporation Indiana

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts;… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$75.22
Market Cap$897M
Float11.3M
Shares Outstanding11.9M
P/E (Forward)8.94
P/E (TTM)10.98
Price/Sales (TTM)3.47
vs. Analyst Target-1.0% to analyst PT
Profit Margin31.16%
Operating Margin (TTM)38.74%
Revenue (TTM)$259M
Earnings Growth (YoY)7.20%
Dividend Rate2.2%
Analyst Target Price$74.50 (3 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $203M $53.8M $178M $71.6M
2021 $194M $53.0M $183M $71.8M
2022 $230M $71.1M $214M $93.9M
2023 $271M $60.7M $203M $79.0M
2024 $308M $47.3M $202M $67.1M
2025 $326M $79.2M $254M $108M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $84.6M $18.6M
Sep 2025 $87.8M $20.8M
Dec 2025 $70.5M $21.5M
Mar 2026 $77.9M $19.8M

Ownership & Float

Insider Ownership5.0%
Institutional Ownership83.2%
Short Float2.4%
% of All Funds Holding2.24%
Number of Funds Holding184

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$71.99Near-term / short-term trend
Weekly40-Week SMA$64.10Medium-term trend
Weekly80-Week SMA$57.89Cyclical trend (business cycle)
Weekly200-Week SMA$47.39Secular trend (multi-year)
Monthly10-Month SMA$65.13Near-term monthly trend
Monthly20-Month SMA$58.54Medium-term monthly trend
Monthly40-Month SMA$48.63Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$69.00 support 1.80x 0 months ago
$48.00 support 1.19x 16 months ago
$43.00 support 1.27x 19 months ago
$36.60 support 1.21x 23 months ago

Historical Earnings Reactions (114 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.16% -0.08% 36.84% 8.11% -4.37%
1 Day -0.12% 0.01% 50.00% 8.11% -10.00%
1 Week -0.27% 0.03% 50.00% 8.58% -13.53%
2 Weeks -0.45% 0.22% 50.88% 17.17% -15.66%
1 Month -0.32% -0.97% 46.02% 17.02% -23.83%

Next earnings: July 28, 2026 (16 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-2.4%38.2%34
Feb-0.4%44.1%34
Mar0.3%47.1%34
Apr-1.0%45.7%35
May-0.2%54.3%35
Jun2.5%68.6%35
Jul2.0%55.9%34
Aug0.7%47.1%34
Sep0.1%50.0%34
Oct1.0%52.9%34
Nov3.9%73.5%34
Dec3.2%58.8%34

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.03% 43.3% 1627
Tuesday 0.11% 44.6% 1775
Wednesday 0.04% 45.0% 1774
Thursday 0.02% 42.6% 1740
Friday 0.04% 43.3% 1728

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 83.2%

Insider Transactions — Smart Summary

Total insider ownership: 5.0%

12-Month Insider Activity Summary

Total Filings4
Net Value-$142,701.4
Net Shares Change262
% of Float0.0%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Franklin Mark Allen CHIEF LENDING OFFICER -$142,701.4 1 1 sell
McDonald James O +$119,913.75 1 1 buy
Jensen Susan M +$10,106.16 2 2 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-02 Franklin Mark Allen CHIEF LENDING OFFICER -$142,701.4 Transaction at $64.60, now +16.4%
2025-10-17 McDonald James O +$119,913.75 Transaction at $52.25, now +44.0%
2025-12-09 Jensen Susan M +$1,686.44 Transaction at $60.23, now +24.9%
2025-11-18 Jensen Susan M +$8,419.72 Transaction at $56.89, now +32.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for First Financial Corporation Indiana (THFF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for THFF on Trend Edge →