TFC — Truist Financial Corp

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates TFC Bullish with a Setup Score of 50, net conviction 40, actionability 62. How the Setup Score works →

Total Setup Score50
Directional BiasBullish
Net Conviction40
Actionability62 (in range)

Key signals behind this score

About Truist Financial Corp

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$50.81
Market Cap$61.36B
Float1.22B
Shares Outstanding1.22B
P/E (Forward)11.27
P/E (TTM)11.55
Price/Sales (TTM)3.22
vs. Analyst Target+9.0% to analyst PT
Profit Margin30.69%
Operating Margin (TTM)39.82%
Revenue (TTM)$19.03B
Earnings Growth (YoY)36.70%
Dividend Rate2.1%
Analyst Target Price$55.36 (23 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $24.43B $4.48B $20.37B $7.08B
2021 $23.06B $6.44B $23.11B $9.38B
2022 $22.29B $6.26B $19.20B $8.39B
2023 $29.95B -$1.09B $17.91B $450M
2024 $24.25B $4.82B $11.41B $378M
2025 $30.44B $5.31B $18.94B $7.05B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $7.84B $1.45B
Dec 2025 $7.66B $1.35B
Mar 2026 $7.41B $1.48B
Jun 2026 $7.61B $1.55B

Ownership & Float

Insider Ownership0.2%
Institutional Ownership78.4%
Short Float2.3%
% of All Funds Holding19.08%
Number of Funds Holding1,678

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$51.59Near-term / short-term trend
Weekly40-Week SMA$49.78Medium-term trend
Weekly80-Week SMA$46.18Cyclical trend (business cycle)
Weekly200-Week SMA$41.49Secular trend (multi-year)
Monthly10-Month SMA$49.46Near-term monthly trend
Monthly20-Month SMA$46.57Medium-term monthly trend
Monthly40-Month SMA$41.83Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Volume shelf data not available.

Historical Earnings Reactions (122 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.10% 0.00% 42.62% 2.86% -7.94%
1 Day -0.30% -0.11% 45.08% 8.17% -15.50%
1 Week 0.62% 0.82% 59.02% 21.94% -11.43%
2 Weeks 1.38% 1.47% 63.93% 22.78% -14.31%
1 Month 1.28% 1.75% 59.50% 31.18% -24.61%

Next earnings: October 16, 2026 (51 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.7%56.5%46
Feb0.4%54.3%46
Mar1.0%54.3%46
Apr1.8%53.2%47
May0.9%53.2%47
Jun-0.4%57.4%47
Jul2.3%59.6%47
Aug-0.2%52.2%46
Sep-0.0%34.8%46
Oct1.4%67.4%46
Nov1.5%65.2%46
Dec1.4%56.5%46

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.08% 41.6% 2212
Tuesday 0.07% 42.6% 2400
Wednesday 0.08% 41.8% 2399
Thursday 0.04% 42.7% 2353
Friday 0.12% 44.9% 2337

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 78.4%

Insider Transactions — Smart Summary

Total insider ownership: 0.2%

12-Month Insider Activity Summary

Total Filings6
Net Value-$2.2M
Net Shares Change-52,176
% of Float-0.0%
C-Suite Filings4
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
ROGERS WILLIAM H JR Chairman & CEO -$693,809.75 1 1 sell
Wilson Donta L Chief Consumer & SB BK Officer -$688,618.464 1 1 sell
Maguire Michael Baron Chief Financial Officer -$651,664 1 1 sell
Boyer K. David Jr. -$441,772.2 2 2 sell
Powell Cynthia B Corp. Controller & CAO -$183,715 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-07-22 – 2026-08-04 3 3 -$1.6M 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-04 Wilson Donta L Chief Consumer & SB BK Officer -$688,618.464 Transaction at $51.85, now -2.0%
2026-07-27 Boyer K. David Jr. -$202,090.2 Transaction at $50.70, now +0.2%
2026-07-22 ROGERS WILLIAM H JR Chairman & CEO -$693,809.75 Transaction at $52.36, now -3.0%
2026-01-28 Maguire Michael Baron Chief Financial Officer -$651,664 Transaction at $50.13, now +1.4%
2025-11-28 Boyer K. David Jr. -$239,682 Transaction at $46.45, now +9.4%
2026-02-04 Powell Cynthia B Corp. Controller & CAO -$183,715 Transaction at $52.49, now -3.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Truist Financial Corp (TFC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for TFC on Trend Edge →