TCBX — Third Coast Bancshares, Inc.

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Third Coast Bancshares, Inc.

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$38.08
Market Cap$625M
Float15.2M
Shares Outstanding16.6M
P/E (Forward)9.81
P/E (TTM)9.68
Price/Sales (TTM)2.93
vs. Analyst Target+12.3% to analyst PT
Profit Margin32.44%
Operating Margin (TTM)34.21%
Revenue (TTM)$213M
Earnings Growth (YoY)13.20%
Dividend RateNone
Analyst Target Price$42.75 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $83.6M $12.1M $61.6M $15.7M
2021 $103M $11.4M $83.2M $14.2M
2022 $160M $18.7M $110M $25.7M
2023 $267M $33.4M $267M $41.6M
2024 $338M $47.7M $165M $66.0M
2025 $367M $66.3M $203M $90.0M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $90.9M $16.7M
Sep 2025 $96.1M $18.1M
Dec 2025 $96.4M $17.9M
Mar 2026 $101M $16.4M

Ownership & Float

Insider Ownership8.2%
Institutional Ownership57.1%
Short Float1.4%
% of All Funds Holding1.69%
Number of Funds Holding139

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$38.50Near-term / short-term trend
Weekly40-Week SMA$38.94Medium-term trend
Weekly80-Week SMA$36.26Cyclical trend (business cycle)
Weekly200-Week SMA$26.23Secular trend (multi-year)
Monthly10-Month SMA$38.41Near-term monthly trend
Monthly20-Month SMA$36.11Medium-term monthly trend
Monthly40-Month SMA$27.67Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$26.50 support 1.31x 18 months ago
$23.50 support 1.69x 20 months ago
$21.40 support 1.47x 21 months ago
$19.50 support 1.15x 23 months ago

Historical Earnings Reactions (19 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.00% 0.65% 57.89% 3.97% -9.74%
1 Day 1.21% 0.51% 52.63% 15.48% -9.30%
1 Week 1.89% 0.91% 57.89% 19.98% -13.53%
2 Weeks 3.09% 0.85% 52.63% 21.86% -13.27%
1 Month 4.99% 3.60% 61.11% 30.86% -10.97%

Next earnings: July 11, 2026 (45 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.08% 46.0% 211
Tuesday 0.24% 50.0% 234
Wednesday 0.03% 47.6% 233
Thursday -0.05% 48.2% 226
Friday 0.13% 48.5% 229

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 57.1%

Insider Transactions — Smart Summary

Total insider ownership: 8.2%

Founder-led management: Richard Beck (Founder, Chairman, President & CEO)

12-Month Insider Activity Summary

Total Filings8
Net Value+$92,392.096
Net Shares Change4,484
% of Float0.0%
C-Suite Filings4
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Bonnen Dennis +$251,490 1 1 buy
Glander Troy Andrew -$176,650.76 2 2 sell
Bobbora William Executive Vice President and Chief Banking Officer +$87,467.296 3 2 buy, 1 sell
Brunson W. Donald -$57,817.95 1 1 sell
Eber Liz Executive Vice President and Chief Legal Officer +$4,924.8 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-11-19 – 2025-12-02 3 3 -$61,787.434 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-02-24 Bobbora William Executive Vice President and Chief Banking Officer +$47,538 Transaction at $39.62, now -3.9%
2025-07-30 Bobbora William Executive Vice President and Chief Banking Officer +$48,823.58 Transaction at $37.56, now +1.4%
2025-11-19 Eber Liz Executive Vice President and Chief Legal Officer +$4,924.8 Transaction at $36.48, now +4.4%
2025-06-16 Bonnen Dennis +$251,490 Transaction at $30.30, now +25.7%
2025-12-02 Brunson W. Donald -$57,817.95 Transaction at $38.55, now -1.2%
2025-11-20 Bobbora William Executive Vice President and Chief Banking Officer -$8,894.284 Transaction at $36.30, now +4.9%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Third Coast Bancshares, Inc. (TCBX) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for TCBX on Trend Edge →