STBA — S&T Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About S&T Bancorp Inc

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$45.34
Market Cap$1.62B
Float35.5M
Shares Outstanding36.0M
P/E (Forward)13.83
P/E (TTM)12.63
Price/Sales (TTM)4.06
vs. Analyst Target+0.7% to analyst PT
Profit Margin34.09%
Operating Margin (TTM)44.78%
Revenue (TTM)$399M
Earnings Growth (YoY)8.00%
Dividend Rate1.5%
Analyst Target Price$45.67 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $380M $21.0M $208M $33.1M
2021 $354M $110M $325M $147M
2022 $399M $136M $366M $178M
2023 $536M $145M $389M $186M
2024 $565M $131M $384M $176M
2025 $569M $134M $395M $175M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $142M $31.9M
Sep 2025 $145M $35.0M
Dec 2025 $145M $34.0M
Mar 2026 $140M $35.1M

Ownership & Float

Insider Ownership1.6%
Institutional Ownership76.4%
Short Float3.9%
% of All Funds Holding2.49%
Number of Funds Holding205

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$43.69Near-term / short-term trend
Weekly40-Week SMA$40.80Medium-term trend
Weekly80-Week SMA$39.45Cyclical trend (business cycle)
Weekly200-Week SMA$35.49Secular trend (multi-year)
Monthly10-Month SMA$40.83Near-term monthly trend
Monthly20-Month SMA$39.58Medium-term monthly trend
Monthly40-Month SMA$35.93Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$39.50 support 1.07x 3 months ago
$36.80 support 1.26x 5 months ago
$33.40 support 1.43x 21 months ago

Historical Earnings Reactions (123 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.04% 0.00% 44.72% 5.27% -3.41%
1 Day 0.23% 0.00% 47.97% 10.37% -8.16%
1 Week 1.02% 0.65% 56.10% 16.50% -11.67%
2 Weeks 1.06% 1.38% 60.16% 21.75% -22.46%
1 Month 0.74% 1.12% 55.74% 25.23% -27.57%

Next earnings: July 23, 2026 (56 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.0%52.9%34
Feb-0.9%47.1%34
Mar-0.7%58.8%34
Apr0.3%41.2%34
May-1.1%52.9%34
Jun0.7%58.8%34
Jul3.8%64.7%34
Aug-0.7%41.2%34
Sep-0.1%50.0%34
Oct3.6%67.6%34
Nov2.0%58.8%34
Dec2.6%67.6%34

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.02% 46.7% 1614
Tuesday 0.07% 48.0% 1762
Wednesday 0.03% 46.2% 1761
Thursday 0.08% 47.3% 1727
Friday 0.04% 47.0% 1718

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 76.4%

Insider Transactions — Smart Summary

Total insider ownership: 1.6%

12-Month Insider Activity Summary

Total Filings2
Net Value+N/A
Net Shares Change2,635
% of Float0.0%
C-Suite Filings0
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
GRUBE JEFFREY D +$91,362.75 1 1 buy
Gurt Peter G +$5,026.55 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2025-10-30 GRUBE JEFFREY D +$91,362.75 Transaction at $36.55, now +24.1%
2025-05-30 Gurt Peter G +$5,026.55 Transaction at $37.23, now +21.8%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for S&T Bancorp Inc (STBA) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for STBA on Trend Edge →