SMBC — Southern Missouri Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates SMBC Bullish with a Setup Score of 0, net conviction 43, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction43
Actionability0 (no mans land)

Key signals behind this score

About Southern Missouri Bancorp Inc

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$74.01
Market Cap$815M
Float9.3M
Shares Outstanding11.0M
P/E (Forward)8.83
P/E (TTM)11.52
Price/Sales (TTM)4.39
vs. Analyst Target+13.0% to analyst PT
Profit Margin36.26%
Operating Margin (TTM)49.93%
Revenue (TTM)$186M
Earnings Growth (YoY)31.70%
Dividend Rate1.0%
Analyst Target Price$83.67 (2 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $122M $27.5M $88.2M $40.0M
2021 $130M $47.2M $114M $65.1M
2022 $138M $47.2M $123M $65.8M
2023 $203M $39.2M $136M $57.0M
2024 $273M $50.2M $161M $73.2M
2025 $305M $58.3M $176M $84.0M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $79.6M $15.7M
Dec 2025 $79.0M $18.1M
Mar 2026 $77.9M $17.8M
Jun 2026 $72.8M $20.3M

Ownership & Float

Insider Ownership14.6%
Institutional Ownership58.9%
Short Float3.1%
% of All Funds Holding1.72%
Number of Funds Holding151

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$76.20Near-term / short-term trend
Weekly40-Week SMA$67.28Medium-term trend
Weekly80-Week SMA$60.50Cyclical trend (business cycle)
Weekly200-Week SMA$52.54Secular trend (multi-year)
Monthly10-Month SMA$66.88Near-term monthly trend
Monthly20-Month SMA$60.75Medium-term monthly trend
Monthly40-Month SMA$54.20Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$69.00 support 2.01x 1 months ago
$64.00 support 1.89x 3 months ago
$53.00 support 1.37x 8 months ago
$46.00 support 1.51x 24 months ago

Historical Earnings Reactions (95 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.07% 0.00% 42.11% 5.58% -5.57%
1 Day 0.15% 0.00% 40.00% 8.51% -8.71%
1 Week 1.00% 0.78% 62.11% 16.32% -14.34%
2 Weeks 1.32% 0.83% 62.11% 27.56% -14.14%
1 Month 1.97% 1.70% 60.64% 23.99% -20.54%

Next earnings: October 21, 2026 (55 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.0%56.3%32
Feb0.9%53.1%32
Mar-0.1%59.4%32
Apr0.6%46.9%32
May0.4%57.6%33
Jun1.1%60.6%33
Jul3.3%57.6%33
Aug0.6%62.5%32
Sep-0.3%43.8%32
Oct2.1%62.5%32
Nov3.4%62.5%32
Dec0.4%56.3%32

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.01% 35.8% 1531
Tuesday 0.15% 38.5% 1672
Wednesday -0.01% 37.8% 1671
Thursday 0.08% 38.0% 1639
Friday 0.09% 36.3% 1632

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 58.9%

Insider Transactions — Smart Summary

Total insider ownership: 14.6%

12-Month Insider Activity Summary

Total Filings7
Net Value-$479,134.646
Net Shares Change-7,175
% of Float-0.1%
C-Suite Filings4
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Windes Richard EVP-CHIEF LENDING OFFICER -$276,345 2 2 sell
HECKER MARK E EVP-CHIEF CREDIT OFFICER -$202,789.646 2 2 sell
Young William E -$80,801.25 1 1 sell
BAGBY DOUGLAS -$39,964.378 1 1 sell
Love Charles R -$37,120 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-20 HECKER MARK E EVP-CHIEF CREDIT OFFICER -$202,802.346 Transaction at $75.53, now -2.0%
2026-07-31 HECKER MARK E EVP-CHIEF CREDIT OFFICER +$12.7 Transaction at $57.07, now +29.7%
2026-06-09 Windes Richard EVP-CHIEF LENDING OFFICER -$139,400 Transaction at $69.70, now +6.2%
2026-05-22 Windes Richard EVP-CHIEF LENDING OFFICER -$136,945 Transaction at $68.47, now +8.1%
2026-05-08 BAGBY DOUGLAS -$39,964.378 Transaction at $68.90, now +7.4%
2026-03-04 Love Charles R -$37,120 Transaction at $64.00, now +15.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Southern Missouri Bancorp Inc (SMBC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for SMBC on Trend Edge →