SBCF — Seacoast Banking Corporation of Florida

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates SBCF Bullish with a Setup Score of 19, net conviction 25, actionability 15. How the Setup Score works →

Total Setup Score19
Directional BiasBullish
Net Conviction25
Actionability15 (in range)

Key signals behind this score

About Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and cons… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$32.97
Market Cap$3.16B
Float89.0M
Shares Outstanding97.2M
P/E (Forward)16.92
P/E (TTM)21.40
Price/Sales (TTM)5.02
vs. Analyst Target+5.7% to analyst PT
Profit Margin23.06%
Operating Margin (TTM)38.52%
Revenue (TTM)$630M
Earnings Growth (YoY)-21.00%
Dividend Rate0.8%
Analyst Target Price$34.83 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $349M $77.8M $286M $102M
2021 $355M $124M $356M $155M
2022 $447M $107M $405M $149M
2023 $768M $104M $529M $135M
2024 $809M $121M $498M $175M
2025 $870M $145M $535M $226M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $218M $42.7M
Sep 2025 $227M $36.5M
Dec 2025 $248M $34.3M
Mar 2026 $221M $31.9M

Ownership & Float

Insider Ownership1.3%
Institutional Ownership91.0%
Short Float5.5%
% of All Funds Holding3.31%
Number of Funds Holding272

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$31.63Near-term / short-term trend
Weekly40-Week SMA$31.65Medium-term trend
Weekly80-Week SMA$29.50Cyclical trend (business cycle)
Weekly200-Week SMA$27.45Secular trend (multi-year)
Monthly10-Month SMA$31.61Near-term monthly trend
Monthly20-Month SMA$29.65Medium-term monthly trend
Monthly40-Month SMA$27.08Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$30.20 support 1.51x 0 months ago
$33.50 resistance 1.14x 4 months ago
$27.90 support 1.35x 10 months ago
$25.90 support 1.47x 12 months ago
$23.60 support 1.30x 23 months ago

Historical Earnings Reactions (120 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.19% 0.00% 45.83% 4.57% -6.91%
1 Day 0.06% 0.00% 45.83% 13.53% -6.00%
1 Week 0.19% 0.60% 54.17% 27.70% -19.18%
2 Weeks 0.89% 0.69% 54.17% 19.72% -21.67%
1 Month 0.99% 1.85% 59.66% 24.41% -54.79%

Next earnings: July 23, 2026 (9 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.9%57.1%42
Feb1.5%54.8%42
Mar-1.0%51.2%43
Apr1.9%60.5%43
May0.7%62.8%43
Jun-0.8%46.5%43
Jul0.2%47.6%42
Aug2.7%59.5%42
Sep-0.1%42.9%42
Oct-2.1%45.2%42
Nov1.8%54.8%42
Dec1.7%50.0%42

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.01% 42.3% 2019
Tuesday 0.06% 40.9% 2193
Wednesday 0.10% 40.7% 2190
Thursday 0.11% 42.8% 2150
Friday -0.03% 38.9% 2138

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 91.0%

Insider Transactions — Smart Summary

Total insider ownership: 1.3%

12-Month Insider Activity Summary

Total Filings15
Net Value-$677,737.68
Net Shares Change-52,536
% of Float-0.1%
C-Suite Filings4
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
STALLINGS JAMES C III EVP, Chief Credit Officer -$335,493.47 2 2 sell
Shaffer Charles M Chairman, President & CEO -$320,132.96 1 1 sell
HUDSON DENNIS S III -$249,040 1 1 sell
SHEAROUSE JOSEPH B III +$155,248.2 2 2 buy
GOEBEL MARYANN -$67,832.96 1 1 sell
ARCZYNSKI DENNIS J -$67,764.58 1 1 sell
Bradley Jacqueline Lynette -$43,642.85 1 1 sell
FORLENZA JOSEPH M EVP & CRO -$22,111.25 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-05 – 2026-02-17 4 4 -$46,480.39
2026-02-24 – 2026-03-05 3 3 -$250,343.05 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-07 STALLINGS JAMES C III EVP, Chief Credit Officer -$235,320.32 Transaction at $31.16, now +5.8%
2026-05-06 Shaffer Charles M Chairman, President & CEO -$320,132.96 Transaction at $30.88, now +6.8%
2026-02-17 SHEAROUSE JOSEPH B III +$132,760 Transaction at $33.19, now -0.7%
2026-02-24 SHEAROUSE JOSEPH B III +$22,488.2 Transaction at $32.13, now +2.6%
2026-02-27 FORLENZA JOSEPH M EVP & CRO -$22,111.25 Transaction at $32.02, now +3.0%
2026-02-05 GOEBEL MARYANN -$67,832.96 Transaction at $24.31, now +35.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Seacoast Banking Corporation of Florida (SBCF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for SBCF on Trend Edge →