RF — Regions Financial Corporation

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates RF Bullish with a Setup Score of 0, net conviction 39, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction39
Actionability0 (extended)

Key signals behind this score

About Regions Financial Corporation

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; c… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$31.02
Market Cap$26.10B
Float849.4M
Shares Outstanding853.4M
P/E (Forward)11.47
P/E (TTM)12.38
Price/Sales (TTM)3.64
vs. Analyst Target+2.3% to analyst PT
Profit Margin31.00%
Operating Margin (TTM)40.07%
Revenue (TTM)$7.18B
Earnings Growth (YoY)21.60%
Dividend Rate1.1%
Analyst Target Price$31.72 (21 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $6.64B $1.09B $4.95B $1.74B
2021 $6.60B $2.52B $6.96B $3.59B
2022 $7.48B $2.25B $6.89B $3.23B
2023 $9.15B $2.07B $7.02B $2.84B
2024 $9.37B $1.89B $6.60B $2.50B
2025 $9.61B $2.16B $7.17B $2.81B

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $2.43B $563M
Sep 2025 $2.46B $569M
Dec 2025 $2.41B $534M
Mar 2026 $2.33B $559M

Ownership & Float

Insider Ownership0.3%
Institutional Ownership86.5%
Short Float6.4%
% of All Funds Holding12.22%
Number of Funds Holding1,004

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$28.79Near-term / short-term trend
Weekly40-Week SMA$27.32Medium-term trend
Weekly80-Week SMA$25.44Cyclical trend (business cycle)
Weekly200-Week SMA$22.31Secular trend (multi-year)
Monthly10-Month SMA$27.70Near-term monthly trend
Monthly20-Month SMA$25.75Medium-term monthly trend
Monthly40-Month SMA$22.80Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$23.40 support 1.61x 11 months ago
$21.20 support 1.16x 12 months ago
$20.10 support 1.09x 23 months ago

Historical Earnings Reactions (122 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.11% -0.07% 45.08% 4.60% -8.10%
1 Day 0.52% 0.21% 52.46% 8.49% -5.14%
1 Week 0.97% 1.01% 59.02% 20.91% -17.04%
2 Weeks 1.09% 1.66% 63.11% 38.30% -45.65%
1 Month 2.00% 2.63% 63.11% 71.35% -41.52%

Next earnings: July 17, 2026 (5 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.0%58.7%46
Feb1.5%54.3%46
Mar0.1%50.0%46
Apr2.7%66.0%47
May0.5%61.7%47
Jun-1.0%53.2%47
Jul2.0%58.7%46
Aug0.3%47.8%46
Sep-0.3%50.0%46
Oct0.6%56.5%46
Nov3.1%65.2%46
Dec0.6%58.7%46

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.04% 43.7% 2206
Tuesday 0.09% 46.2% 2394
Wednesday 0.11% 46.0% 2392
Thursday 0.02% 45.4% 2346
Friday 0.09% 45.8% 2330

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 86.5%

Insider Transactions — Smart Summary

Total insider ownership: 0.3%

12-Month Insider Activity Summary

Total Filings15
Net Value-$7.6M
Net Shares Change164,177
% of Float0.0%
C-Suite Filings14
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Turner John M JR Chairman, President and CEO -$2.3M 1 1 sell
Ritter William D. SEVP -$1.3M 2 2 sell
Massey Charles Dandridge SEVP -$484,346.263 1 1 sell
Keenan David R. SEVP -$484,346.263 1 1 sell
Plimpton Tara A SEVP & Chief Legal Officer -$403,622.52 1 1 sell
Danella Katherine R SEVP -$403,622.52 1 1 sell
Willman Brian R SEVP -$340,839.245 2 2 sell
Chadha Anil D Chief Financial Officer -$54,147.863 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-04-07 – 2026-04-07 9 9 -$4.5M 9 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-08 Willman Brian R SEVP -$195,750.219 Transaction at $27.91, now +11.1%
2026-01-26 Ritter William D. SEVP -$1.0M Transaction at $28.78, now +7.8%
2026-04-07 Willman Brian R SEVP -$145,089.026 Transaction at $26.47, now +17.2%
2026-04-07 Ritter William D. SEVP -$260,525.197 Transaction at $26.47, now +17.2%
2026-04-07 Plimpton Tara A SEVP & Chief Legal Officer -$403,622.52 Transaction at $26.47, now +17.2%
2026-04-07 Massey Charles Dandridge SEVP -$484,346.263 Transaction at $26.47, now +17.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Regions Financial Corporation (RF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for RF on Trend Edge →