Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge Setup Score
Trend Edge rates OSBC Bullish with a Setup Score of 36, net conviction 31, actionability 42. How the Setup Score works →
Total Setup Score
36
Directional Bias
Bullish
Net Conviction
31
Actionability
42 (in range)
Key signals behind this score
40wk Uptrend — rising+above (sma 21.45 vs px 25.19)
Fresh Trend Turn — 40wk turn 38w+10wk turn 21w
80wk Uptrend — rising+above (sma 19.37 vs px 25.19)
200wk Uptrend — rising+above (sma 16.92 vs px 25.19)
Funds Accumulating — momZ +0.09 · 2.05→2.09
Seasonal Tailwind — october med 2.6% (mag 1/3) · posClose 65.63% (rel 2/3) · n32 ×0.75 = 4.7
Hidden Gem — stWatch 82.00
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: August 18, 1995
Headquarters: 37 South River Street, Aurora, IL, United States, 60507
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$25.19
Market Cap
$1.28B
Float
49.1M
Shares Outstanding
50.9M
P/E (Forward)
8.60
P/E (TTM)
14.57
Price/Sales (TTM)
3.76
vs. Analyst Target
+9.2% to analyst PT
Profit Margin
27.07%
Operating Margin (TTM)
44.69%
Revenue (TTM)
$341M
Earnings Growth (YoY)
12.50%
Dividend Rate
0.3%
Analyst Target Price
$27.50 (6 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$140M
$27.8M
$117M
$40.7M
2021
$142M
$20.0M
$129M
$31.7M
2022
$255M
$67.4M
$238M
$98.4M
2023
$321M
$91.7M
$264M
$132M
2024
$336M
$85.3M
$267M
$122M
2025
$397M
$80.3M
$310M
$121M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$115M
$9.9M
Dec 2025
$114M
$28.8M
Mar 2026
$111M
$25.6M
Jun 2026
$101M
$28.2M
Ownership & Float
Insider Ownership
4.4%
Institutional Ownership
78.9%
Short Float
3.5%
% of All Funds Holding
2.09%
Number of Funds Holding
184
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$24.43
Near-term / short-term trend
Weekly
40-Week SMA
$21.45
Medium-term trend
Weekly
80-Week SMA
$19.37
Cyclical trend (business cycle)
Weekly
200-Week SMA
$16.92
Secular trend (multi-year)
Monthly
10-Month SMA
$21.37
Near-term monthly trend
Monthly
20-Month SMA
$19.41
Medium-term monthly trend
Monthly
40-Month SMA
$17.16
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Old Second Bancorp Inc
(OSBC) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.