ORRF — Orrstown Financial Services Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates ORRF Bullish with a Setup Score of 44, net conviction 49, actionability 40. How the Setup Score works →

Total Setup Score44
Directional BiasBullish
Net Conviction49
Actionability40 (in range)

Key signals behind this score

About Orrstown Financial Services Inc

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$40.90
Market Cap$814M
Float18.8M
Shares Outstanding19.7M
P/E (Forward)8.89
P/E (TTM)9.30
Price/Sales (TTM)3.19
vs. Analyst Target+11.9% to analyst PT
Profit Margin33.80%
Operating Margin (TTM)44.08%
Revenue (TTM)$255M
Earnings Growth (YoY)7.90%
Dividend Rate1.2%
Analyst Target Price$45.75 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $127M $26.5M $106M $39.1M
2021 $122M $32.9M $114M $46.2M
2022 $134M $22.0M $121M $31.2M
2023 $174M $35.7M $128M $49.4M
2024 $284M $22.1M $174M $37.5M
2025 $354M $80.9M $250M $117M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $87.1M $19.4M
Sep 2025 $89.6M $21.9M
Dec 2025 $90.7M $21.5M
Mar 2026 $89.9M $21.8M

Ownership & Float

Insider Ownership3.7%
Institutional Ownership60.8%
Short Float2.8%
% of All Funds Holding1.85%
Number of Funds Holding163

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$42.18Near-term / short-term trend
Weekly40-Week SMA$38.90Medium-term trend
Weekly80-Week SMA$35.86Cyclical trend (business cycle)
Weekly200-Week SMA$30.66Secular trend (multi-year)
Monthly10-Month SMA$38.86Near-term monthly trend
Monthly20-Month SMA$35.83Medium-term monthly trend
Monthly40-Month SMA$32.72Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$32.90 support 1.02x 10 months ago
$30.10 support 1.17x 15 months ago

Historical Earnings Reactions (107 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.31% 0.00% 42.06% 8.01% -3.86%
1 Day 0.18% 0.00% 44.86% 11.86% -29.62%
1 Week 0.84% 0.00% 47.66% 30.05% -33.86%
2 Weeks 0.72% 0.37% 54.21% 32.44% -35.00%
1 Month 2.21% 2.03% 57.94% 39.56% -37.58%

Next earnings: October 20, 2026 (10 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.0%48.1%27
Feb1.3%40.7%27
Mar-3.3%40.7%27
Apr1.9%55.6%27
May1.1%51.9%27
Jun1.7%67.9%28
Jul3.3%64.3%28
Aug-0.4%46.4%28
Sep0.2%50.0%28
Oct-1.4%51.9%27
Nov1.9%55.6%27
Dec0.7%51.9%27

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.11% 35.3% 1293
Tuesday 0.04% 36.4% 1414
Wednesday -0.01% 35.1% 1414
Thursday 0.02% 39.4% 1387
Friday 0.05% 37.8% 1382

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 60.8%

Insider Transactions — Smart Summary

Total insider ownership: 3.7%

12-Month Insider Activity Summary

Total Filings8
Net Value-$857,963.06
Net Shares Change-1,603
% of Float-0.0%
C-Suite Filings3
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Quinn Thomas R Jr President & CEO -$537,806.511 1 1 sell
Holt Christopher D EVP, Market President -$268,147.8 1 1 sell
Rice Michael John -$109,194.8 1 1 sell
Messick John Rodney -$96,550 1 1 sell
DOLL AMY EVP, Chief Admin. Officer -$52,008.749 1 1 sell
Brunner Brian D +$34,017 1 1 buy
BROWN SARAH M +$14,701.26 1 1 buy
Joiner Cindy Jeannette +$10,355.58 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-07 Rice Michael John -$109,194.8 Transaction at $43.16, now -5.2%
2026-07-28 DOLL AMY EVP, Chief Admin. Officer -$52,008.749 Transaction at $32.95, now +24.1%
2026-03-19 Brunner Brian D +$34,017 Transaction at $34.02, now +20.2%
2026-02-04 BROWN SARAH M +$14,701.26 Transaction at $36.21, now +13.0%
2025-10-28 Joiner Cindy Jeannette +$10,355.58 Transaction at $34.29, now +19.3%
2026-03-12 Holt Christopher D EVP, Market President -$268,147.8 Transaction at $34.29, now +19.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Orrstown Financial Services Inc (ORRF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ORRF on Trend Edge →