ORRF — Orrstown Financial Services Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Orrstown Financial Services Inc

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$37.08
Market Cap$722M
Float18.7M
Shares Outstanding19.6M
P/E (Forward)8.89
P/E (TTM)8.41
Price/Sales (TTM)2.83
vs. Analyst Target+12.6% to analyst PT
Profit Margin33.13%
Operating Margin (TTM)47.16%
Revenue (TTM)$255M
Earnings Growth (YoY)20.40%
Dividend Rate1.1%
Analyst Target Price$41.75 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $127M $26.5M $106M $39.1M
2021 $122M $32.9M $114M $46.2M
2022 $134M $22.0M $121M $31.2M
2023 $174M $35.7M $128M $49.4M
2024 $284M $22.1M $174M $37.5M
2025 $354M $80.9M $250M $117M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $87.1M $19.4M
Sep 2025 $89.6M $21.9M
Dec 2025 $90.7M $21.5M
Mar 2026 $89.9M $21.8M

Ownership & Float

Insider Ownership4.1%
Institutional Ownership62.5%
Short Float4.3%
% of All Funds Holding1.76%
Number of Funds Holding145

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$36.86Near-term / short-term trend
Weekly40-Week SMA$35.79Medium-term trend
Weekly80-Week SMA$34.37Cyclical trend (business cycle)
Weekly200-Week SMA$29.17Secular trend (multi-year)
Monthly10-Month SMA$35.52Near-term monthly trend
Monthly20-Month SMA$34.66Medium-term monthly trend
Monthly40-Month SMA$30.03Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$32.90 support 1.02x 5 months ago
$30.10 support 1.17x 10 months ago
$27.50 support 2.26x 21 months ago

Historical Earnings Reactions (106 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.32% 0.00% 42.45% 8.01% -3.86%
1 Day 0.17% 0.00% 44.34% 11.86% -29.62%
1 Week 0.82% 0.00% 47.17% 30.05% -33.86%
2 Weeks 0.69% 0.36% 53.77% 32.44% -35.00%
1 Month 2.20% 2.03% 57.14% 39.56% -37.58%

Next earnings: July 21, 2026 (54 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.0%48.1%27
Feb1.3%40.7%27
Mar-3.3%40.7%27
Apr1.9%55.6%27
May1.2%50.0%26
Jun1.4%66.7%27
Jul3.3%63.0%27
Aug-0.3%48.1%27
Sep0.3%51.9%27
Oct-1.4%51.9%27
Nov1.9%55.6%27
Dec0.7%51.9%27

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.12% 35.4% 1275
Tuesday 0.04% 36.2% 1396
Wednesday -0.01% 35.0% 1395
Thursday 0.01% 38.9% 1368
Friday 0.05% 37.7% 1365

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 62.5%

Insider Transactions — Smart Summary

Total insider ownership: 4.1%

12-Month Insider Activity Summary

Total Filings8
Net Value-$827,942.811
Net Shares Change573
% of Float0.0%
C-Suite Filings3
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Quinn Thomas R Jr President and CEO -$537,806.511 1 1 sell
Holt Christopher D EVP, Market President -$268,147.8 1 1 sell
Messick John Rodney -$96,550 1 1 sell
Brunner Brian D +$34,017 1 1 buy
BROWN SARAH M +$24,781.26 2 2 buy
Jaeger Michael EVP, Chief Experience Officer -$21,988.5 1 1 sell
Joiner Cindy Jeannette +$10,355.58 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-19 Brunner Brian D +$34,017 Transaction at $34.02, now +9.0%
2026-03-12 Holt Christopher D EVP, Market President -$268,147.8 Transaction at $34.29, now +8.1%
2026-02-04 BROWN SARAH M +$14,701.26 Transaction at $36.21, now +2.4%
2026-02-19 Quinn Thomas R Jr President and CEO -$537,806.511 Transaction at $37.54, now -1.2%
2026-02-09 Messick John Rodney -$96,550 Transaction at $38.62, now -4.0%
2025-10-28 Joiner Cindy Jeannette +$10,355.58 Transaction at $34.29, now +8.1%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Orrstown Financial Services Inc (ORRF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ORRF on Trend Edge →