NRIM — Northrim BanCorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Northrim BanCorp Inc

Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit a… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$24.65
Market Cap$545M
Float21.6M
Shares Outstanding22.2M
P/E (Forward)12.77
P/E (TTM)8.50
Price/Sales (TTM)2.57
vs. Analyst Target+25.8% to analyst PT
Profit Margin30.68%
Operating Margin (TTM)37.82%
Revenue (TTM)$212M
Earnings Growth (YoY)1.70%
Dividend Rate0.6%
Analyst Target Price$31.00 (1 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $140M $32.9M $132M $46.7M
2021 $137M $37.5M $137M $52.5M
2022 $134M $30.7M $127M $41.7M
2023 $158M $25.4M $126M $34.9M
2024 $196M $37.0M $152M $50.6M
2025 $243M $64.6M $197M $88.8M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $61.4M $11.8M
Sep 2025 $63.0M $27.1M
Dec 2025 $62.3M $12.4M
Mar 2026 $59.8M $13.7M

Ownership & Float

Insider Ownership3.1%
Institutional Ownership76.0%
Short Float2.5%
% of All Funds Holding1.80%
Number of Funds Holding148

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$24.26Near-term / short-term trend
Weekly40-Week SMA$24.12Medium-term trend
Weekly80-Week SMA$22.45Cyclical trend (business cycle)
Weekly200-Week SMA$16.59Secular trend (multi-year)
Monthly10-Month SMA$23.74Near-term monthly trend
Monthly20-Month SMA$22.09Medium-term monthly trend
Monthly40-Month SMA$17.37Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$26.70 resistance 1.19x 3 months ago
$20.90 support 1.01x 8 months ago
$20.10 support 1.59x 11 months ago
$16.60 support 1.29x 17 months ago
$14.50 support 1.68x 21 months ago

Historical Earnings Reactions (124 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.13% 0.00% 47.58% 8.64% -6.67%
1 Day -0.02% 0.46% 54.03% 6.85% -16.95%
1 Week -0.09% 0.63% 53.23% 13.51% -17.16%
2 Weeks 1.31% 0.49% 53.23% 33.64% -17.31%
1 Month 2.20% 1.28% 57.72% 37.64% -26.07%

Next earnings: July 11, 2026 (44 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.5%33.3%36
Feb0.4%52.8%36
Mar2.1%58.3%36
Apr0.9%61.1%36
May2.3%48.6%35
Jun1.1%48.6%35
Jul2.3%60.0%35
Aug-1.1%42.9%35
Sep2.1%60.0%35
Oct0.8%51.4%35
Nov3.3%54.3%35
Dec1.0%50.0%36

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 41.7% 1685
Tuesday 0.11% 42.5% 1836
Wednesday 0.05% 42.3% 1833
Thursday 0.05% 42.3% 1798
Friday 0.13% 43.6% 1791

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 76.0%

Insider Transactions — Smart Summary

Total insider ownership: 3.1%

12-Month Insider Activity Summary

Total Filings5
Net Value+$64,179.136
Net Shares Change5,926
% of Float0.0%
C-Suite Filings2
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Huston Michael G. President, CEO, and COO +$34,200 1 1 buy
Ballard Jed W EVP, CFO +$29,979.136 1 2 buy
HEGNA SHAUNA +$29,941.756 1 1 buy
McCambridge David J +$28,600.5 1 1 buy
Thomas Linda C +$19,960 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-12-09 – 2025-12-10 3 3 +$78,502.256

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-01-30 Ballard Jed W EVP, CFO +$29,979.136 Transaction at $23.24, now +6.1%
2026-01-29 Huston Michael G. President, CEO, and COO +$34,200 Transaction at $22.80, now +8.1%
2025-12-10 HEGNA SHAUNA +$29,941.756 Transaction at $25.25, now -2.4%
2025-12-09 McCambridge David J +$28,600.5 Transaction at $24.87, now -0.9%
2025-12-10 Thomas Linda C +$19,960 Transaction at $24.95, now -1.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Northrim BanCorp Inc (NRIM) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for NRIM on Trend Edge →