NIC — Nicolet Bankshares Inc.

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates NIC Bullish with a Setup Score of 57, net conviction 58, actionability 56. How the Setup Score works →

Total Setup Score57
Directional BiasBullish
Net Conviction58
Actionability56 (in range)

Key signals behind this score

About Nicolet Bankshares Inc.

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$170.95
Market Cap$3.60B
Float19.8M
Shares Outstanding21.0M
P/E (Forward)14.84
P/E (TTM)19.23
Price/Sales (TTM)7.05
vs. Analyst Target+12.2% to analyst PT
Profit Margin30.21%
Operating Margin (TTM)52.89%
Revenue (TTM)$510M
Earnings Growth (YoY)12.00%
Dividend Rate1.4%
Analyst Target Price$191.80 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $213M $60.1M $183M $91.6M
2021 $239M $60.7M $211M $95.0M
2022 $332M $94.3M $287M $148M
2023 $417M $61.5M $273M $105M
2024 $519M $124M $345M $172M
2025 $553M $151M $384M $202M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $144M $41.7M
Dec 2025 $139M $40.3M
Mar 2026 $102M $15.2M
Jun 2026 $75.7M $56.9M

Ownership & Float

Insider Ownership8.7%
Institutional Ownership65.0%
Short Float5.0%
% of All Funds Holding2.85%
Number of Funds Holding251

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$170.01Near-term / short-term trend
Weekly40-Week SMA$148.97Medium-term trend
Weekly80-Week SMA$136.08Cyclical trend (business cycle)
Weekly200-Week SMA$103.87Secular trend (multi-year)
Monthly10-Month SMA$148.86Near-term monthly trend
Monthly20-Month SMA$135.62Medium-term monthly trend
Monthly40-Month SMA$109.85Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$139.00 support 2.56x 1 months ago
$121.00 support 1.70x 6 months ago
$108.00 support 1.17x 15 months ago
$104.00 support 1.45x 20 months ago
$96.00 support 1.10x 21 months ago

Historical Earnings Reactions (47 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.10% 0.07% 51.06% 4.01% -5.24%
1 Day 0.84% 0.69% 68.09% 10.29% -9.73%
1 Week 1.93% 2.23% 68.09% 13.23% -10.30%
2 Weeks 2.54% 2.72% 65.96% 19.29% -10.45%
1 Month 3.70% 3.15% 73.91% 18.75% -18.40%

Next earnings: October 20, 2026 (54 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan3.0%69.2%13
Feb2.5%76.9%13
Mar1.2%53.8%13
Apr-1.6%46.2%13
May1.7%61.5%13
Jun3.4%71.4%14
Jul5.0%71.4%14
Aug0.4%61.5%13
Sep-2.0%30.8%13
Oct1.7%69.2%13
Nov3.8%69.2%13
Dec1.5%46.2%13

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.19% 46.7% 627
Tuesday 0.05% 42.7% 688
Wednesday 0.00% 41.9% 683
Thursday 0.19% 49.9% 670
Friday 0.02% 47.5% 668

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 65.0%

Insider Transactions — Smart Summary

Total insider ownership: 8.7%

Founder-led management: Bob Atwell (Executive Director), Mike Daniels (President, CEO & Chairman)

12-Month Insider Activity Summary

Total Filings11
Net Value-$935,550.458
Net Shares Change1,617
% of Float0.0%
C-Suite Filings5
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
ATWELL ROBERT BRUCE -$2.7M 3 3 sell
Witczak Eric James EVP - Retail & Ag Banking -$938,631.568 3 3 sell
WEYERS ROBERT J +$347,199.9 1 1 buy
Ghidorzi Christopher J. +$12,759.6 1 1 buy
MOORE HUBERT PHILLIP JR CFO +$3,081.11 2 2 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-10-31 – 2025-11-06 3 3 +$387,761.1 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-07-29 Witczak Eric James EVP - Retail & Ag Banking -$262,796.688 Transaction at $168.78, now +1.3%
2026-07-28 ATWELL ROBERT BRUCE -$856,526.18 Transaction at $132.51, now +29.0%
2025-11-20 MOORE HUBERT PHILLIP JR CFO -$24,720.49 Transaction at $120.19, now +42.2%
2025-10-31 MOORE HUBERT PHILLIP JR CFO +$27,801.6 Transaction at $115.84, now +47.6%
2025-11-03 WEYERS ROBERT J +$347,199.9 Transaction at $115.73, now +47.7%
2025-11-06 Ghidorzi Christopher J. +$12,759.6 Transaction at $121.52, now +40.7%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Nicolet Bankshares Inc. (NIC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for NIC on Trend Edge →