MVBF — MVB Financial Corp

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates MVBF Bullish with a Setup Score of 57, net conviction 52, actionability 62. How the Setup Score works →

Total Setup Score57
Directional BiasBullish
Net Conviction52
Actionability62 (in range)

Key signals behind this score

About MVB Financial Corp

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$30.12
Market Cap$390M
Float11.8M
Shares Outstanding13.0M
P/E (Forward)13.23
P/E (TTM)10.22
Price/Sales (TTM)2.23
vs. Analyst Target+12.9% to analyst PT
Profit Margin22.27%
Operating Margin (TTM)36.73%
Revenue (TTM)$174M
Earnings Growth (YoY)520.00%
Dividend Rate0.7%
Analyst Target Price$34.00 (3 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $129M $37.4M $101M $50.2M
2021 $111M $39.1M $111M $51.7M
2022 $152M $15.0M $124M $20.4M
2023 $213M $31.2M $148M $32.3M
2024 $227M $20.1M $147M $30.3M
2025 $270M $26.9M $194M $39.4M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $48.0M $2.0M
Sep 2025 $42.4M $17.1M
Dec 2025 $56.4M $4.2M
Mar 2026 $53.0M $5.2M

Ownership & Float

Insider Ownership10.4%
Institutional Ownership59.9%
Short Float2.3%
% of All Funds Holding1.25%
Number of Funds Holding110

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$29.74Near-term / short-term trend
Weekly40-Week SMA$27.42Medium-term trend
Weekly80-Week SMA$24.52Cyclical trend (business cycle)
Weekly200-Week SMA$22.54Secular trend (multi-year)
Monthly10-Month SMA$27.56Near-term monthly trend
Monthly20-Month SMA$24.39Medium-term monthly trend
Monthly40-Month SMA$22.64Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$26.20 support 1.39x 1 months ago
$22.50 support 1.31x 11 months ago
$19.60 support 1.59x 13 months ago

Historical Earnings Reactions (55 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.16% 0.00% 47.27% 4.60% -6.97%
1 Day 0.66% 0.00% 45.45% 17.47% -7.41%
1 Week 0.38% 0.00% 47.27% 39.26% -15.77%
2 Weeks 0.70% 0.00% 47.27% 42.59% -13.80%
1 Month 0.16% 1.01% 55.56% 32.68% -46.21%

Next earnings: October 16, 2026 (51 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-2.9%21.4%14
Feb1.6%28.6%14
Mar-2.9%35.7%14
Apr0.4%50.0%14
May1.7%57.1%14
Jun2.7%64.3%14
Jul5.5%64.3%14
Aug2.6%61.5%13
Sep1.3%50.0%14
Oct-2.5%28.6%14
Nov2.7%57.1%14
Dec1.9%42.9%14

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 35.7% 664
Tuesday -0.01% 35.8% 726
Wednesday 0.12% 36.9% 724
Thursday 0.11% 36.9% 710
Friday 0.06% 33.3% 708

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 59.9%

Insider Transactions — Smart Summary

Total insider ownership: 10.4%

Founder-led management: Larry F. Mazza (President, CEO & Non-Independent Director)

12-Month Insider Activity Summary

Total Filings3
Net Value+$52,000
Net Shares Change4,335
% of Float0.0%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Sumbs Michael Robert Chief Financial Officer +$52,000 1 1 buy
Cordella Richard James JR +$13,850 1 1 buy
Famularo Adam Francis +N/A 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-06-15 Famularo Adam Francis +N/A N/A
2025-11-05 Sumbs Michael Robert Chief Financial Officer +$52,000 Transaction at $26.00, now +15.8%
2025-12-08 Cordella Richard James JR +$13,850 Transaction at $27.70, now +8.7%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for MVB Financial Corp (MVBF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for MVBF on Trend Edge →