Seasonal Tailwind — august med 4.2% (mag 2/3) · posClose 61.54% (rel 1/3) · n13 ×0.75 = 4.7
Founder-Led — founder/CEO led
Hidden Gem — stWatch 21.00
About MVB Financial Corp
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: August 22, 2008
Headquarters: 301 Virginia Avenue, Fairmont, WV, United States, 26554
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Larry F. Mazza (President, CEO & Non-Independent Director)
Key Metrics
Current Price
$28.66
Market Cap
$366M
Float
11.7M
Shares Outstanding
12.8M
P/E (Forward)
14.60
P/E (TTM)
12.88
Price/Sales (TTM)
2.29
vs. Analyst Target
+11.7% to analyst PT
Profit Margin
17.89%
Operating Margin (TTM)
22.32%
Revenue (TTM)
$160M
Earnings Growth (YoY)
44.40%
Dividend Rate
0.7%
Analyst Target Price
$32.00 (3 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$129M
$37.4M
$101M
$50.2M
2021
$111M
$39.1M
$111M
$51.7M
2022
$152M
$15.0M
$124M
$20.4M
2023
$213M
$31.2M
$148M
$32.3M
2024
$227M
$20.1M
$147M
$30.3M
2025
$270M
$26.9M
$194M
$39.4M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$48.0M
$2.0M
Sep 2025
$42.4M
$17.1M
Dec 2025
$56.4M
$4.2M
Mar 2026
$53.0M
$5.2M
Ownership & Float
Insider Ownership
10.5%
Institutional Ownership
57.2%
Short Float
2.1%
% of All Funds Holding
1.22%
Number of Funds Holding
100
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$27.46
Near-term / short-term trend
Weekly
40-Week SMA
$26.73
Medium-term trend
Weekly
80-Week SMA
$23.60
Cyclical trend (business cycle)
Weekly
200-Week SMA
$22.46
Secular trend (multi-year)
Monthly
10-Month SMA
$26.91
Near-term monthly trend
Monthly
20-Month SMA
$23.82
Medium-term monthly trend
Monthly
40-Month SMA
$22.30
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$26.20
support
1.39x
0 months ago
$22.50
support
1.31x
10 months ago
$19.60
support
1.59x
12 months ago
Historical Earnings Reactions (54 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.12%
0.00%
46.30%
4.60%
-6.97%
1 Day
0.60%
0.00%
44.44%
17.47%
-7.41%
1 Week
0.34%
0.00%
46.30%
39.26%
-15.77%
2 Weeks
0.66%
0.00%
46.30%
42.59%
-13.80%
1 Month
0.08%
0.94%
54.72%
32.68%
-46.21%
Next earnings: July 27, 2026 (15 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-2.9%
21.4%
14
Feb
1.6%
28.6%
14
Mar
-2.9%
35.7%
14
Apr
0.4%
50.0%
14
May
1.7%
57.1%
14
Jun
2.7%
64.3%
14
Jul
5.4%
61.5%
13
Aug
2.6%
61.5%
13
Sep
1.3%
50.0%
14
Oct
-2.5%
28.6%
14
Nov
2.7%
57.1%
14
Dec
1.9%
42.9%
14
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.02%
35.5%
657
Tuesday
-0.02%
35.6%
719
Wednesday
0.12%
36.8%
717
Thursday
0.11%
36.8%
703
Friday
0.06%
33.0%
701
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 57.2%
Insider Transactions — Smart Summary
Total insider ownership: 10.5%
Founder-led management: Larry F. Mazza (President, CEO & Non-Independent Director)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for MVB Financial Corp
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The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
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share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
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