KRNY — Kearny Financial Corp

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates KRNY Bullish with a Setup Score of 0, net conviction 25, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction25
Actionability0 (extended)

Key signals behind this score

About Kearny Financial Corp

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, individual retirement account, and certificates of deposit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$9.07
Market Cap$581M
Float60.1M
Shares Outstanding63.2M
P/E (Forward)11.49
P/E (TTM)16.14
Price/Sales (TTM)3.29
vs. Analyst Target+17.6% to analyst PT
Profit Margin20.56%
Operating Margin (TTM)29.83%
Revenue (TTM)$176M
Earnings Growth (YoY)5.30%
Dividend Rate0.4%
Analyst Target Price$10.67 (3 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2021 $256M $63.2M $207M $91.3M
2022 $240M $67.5M $218M $99.0M
2023 $179M $40.8M $179M $58.7M
2024 $327M -$86.7M $134M -$75.5M
2025 $344M $26.1M $152M $35.9M
2026 $347M $36.3M $176M $51.8M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $88.4M $9.5M
Dec 2025 $86.2M $9.4M
Mar 2026 $85.3M $10.1M
Jun 2026 $87.3M $7.2M

Ownership & Float

Insider Ownership11.4%
Institutional Ownership72.9%
Short Float4.5%
% of All Funds Holding1.93%
Number of Funds Holding170

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$9.59Near-term / short-term trend
Weekly40-Week SMA$8.56Medium-term trend
Weekly80-Week SMA$7.53Cyclical trend (business cycle)
Weekly200-Week SMA$7.46Secular trend (multi-year)
Monthly10-Month SMA$8.64Near-term monthly trend
Monthly20-Month SMA$7.57Medium-term monthly trend
Monthly40-Month SMA$7.30Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$9.80 resistance 1.15x 0 months ago
$8.10 support 1.62x 3 months ago
$6.90 support 1.12x 9 months ago
$5.90 support 1.11x 13 months ago

Historical Earnings Reactions (77 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.05% 0.07% 50.65% 4.63% -7.86%
1 Day -0.26% -0.31% 40.26% 8.00% -6.58%
1 Week 0.25% 0.17% 51.95% 12.60% -16.62%
2 Weeks 0.12% 0.00% 48.05% 22.14% -15.38%
1 Month -0.09% -0.99% 42.11% 22.46% -19.43%

Next earnings: October 22, 2026 (12 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-2.9%23.8%21
Feb-0.5%52.4%21
Mar-0.5%54.5%22
Apr-0.3%36.4%22
May-0.7%50.0%22
Jun1.8%59.1%22
Jul2.4%59.1%22
Aug-0.4%45.5%22
Sep-1.7%50.0%22
Oct1.5%57.1%21
Nov3.3%57.1%21
Dec1.2%57.1%21

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.01% 48.4% 1019
Tuesday 0.03% 47.3% 1116
Wednesday -0.02% 46.4% 1116
Thursday 0.08% 48.6% 1095
Friday 0.02% 47.5% 1090

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 72.9%

Insider Transactions — Smart Summary

Total insider ownership: 11.4%

12-Month Insider Activity Summary

Total Filings11
Net Value-$82,140.25
Net Shares Change35,333
% of Float0.1%
C-Suite Filings3
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Fields Curtland E +$319,464.87 5 5 buy
MONTANARO LEOPOLD W +$45,152.58 1 1 buy
Wong-Zaza Melvina +$45,043.1 2 2 buy
Swansson Timothy A EVP and CTIO -$30,391.2 1 1 sell
Joyce Patrick M EVP and CLO -$21,148.25 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-06-09 – 2026-06-18 6 3 +$190,055.04 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-09-18 Wong-Zaza Melvina +$15,030.6 Transaction at $9.63, now -5.9%
2026-07-28 Fields Curtland E +$138,274.08 Transaction at $9.41, now -3.6%
2026-08-11 MONTANARO LEOPOLD W +$45,152.58 Transaction at $9.46, now -4.1%
2026-06-18 Fields Curtland E +$71,525.88 Transaction at $8.37, now +8.4%
2026-06-15 Fields Curtland E +$43,137.27 Transaction at $8.71, now +4.1%
2026-06-12 Wong-Zaza Melvina +$30,012.5 Transaction at $8.57, now +5.8%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Kearny Financial Corp (KRNY) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for KRNY on Trend Edge →