KRNY — Kearny Financial Corp

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Kearny Financial Corp

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, co… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$8.20
Market Cap$517M
Float60.0M
Shares Outstanding62.9M
P/E (Forward)11.49
P/E (TTM)14.40
Price/Sales (TTM)3.03
vs. Analyst Target+9.8% to analyst PT
Profit Margin21.02%
Operating Margin (TTM)31.48%
Revenue (TTM)$171M
Earnings Growth (YoY)50.50%
Dividend Rate0.4%
Analyst Target Price$9.00 (2 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $253M $45.0M $165M $63.1M
2021 $256M $63.2M $207M $91.3M
2022 $240M $67.5M $218M $99.0M
2023 $179M $40.8M $179M $58.7M
2024 $327M -$86.7M $134M -$75.5M
2025 $344M $26.1M $152M $35.9M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $85.4M $6.8M
Sep 2025 $88.4M $9.5M
Dec 2025 $86.2M $9.4M
Mar 2026 $85.3M $10.1M

Ownership & Float

Insider Ownership11.2%
Institutional Ownership68.8%
Short Float1.7%
% of All Funds Holding1.91%
Number of Funds Holding157

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$7.85Near-term / short-term trend
Weekly40-Week SMA$7.32Medium-term trend
Weekly80-Week SMA$7.00Cyclical trend (business cycle)
Weekly200-Week SMA$7.61Secular trend (multi-year)
Monthly10-Month SMA$7.32Near-term monthly trend
Monthly20-Month SMA$7.00Medium-term monthly trend
Monthly40-Month SMA$7.12Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$6.90 support 1.12x 4 months ago
$5.90 support 1.11x 8 months ago

Historical Earnings Reactions (76 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.03% 0.03% 50.00% 4.63% -7.86%
1 Day -0.30% -0.31% 39.47% 8.00% -6.58%
1 Week 0.18% 0.15% 51.32% 12.60% -16.62%
2 Weeks 0.07% 0.00% 47.37% 22.14% -15.38%
1 Month -0.12% -1.00% 41.33% 22.46% -19.43%

Next earnings: July 23, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-2.9%23.8%21
Feb-0.5%52.4%21
Mar-0.5%54.5%22
Apr-0.3%36.4%22
May-0.8%47.6%21
Jun1.2%57.1%21
Jul2.5%57.1%21
Aug-0.5%42.9%21
Sep-1.5%52.4%21
Oct1.5%57.1%21
Nov3.3%57.1%21
Dec1.2%57.1%21

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.01% 48.3% 1001
Tuesday 0.02% 46.8% 1096
Wednesday -0.01% 46.6% 1096
Thursday 0.07% 48.3% 1075
Friday 0.02% 47.4% 1072

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 68.8%

Insider Transactions — Smart Summary

Total insider ownership: 11.2%

12-Month Insider Activity Summary

Total Filings8
Net Value-$15,466.727
Net Shares Change11,328
% of Float0.0%
C-Suite Filings5
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
MONTANARO LEOPOLD W +$65,700 1 1 buy
Joyce Patrick M EVP and CLO -$55,126 2 2 sell
Suchodolski Keith SEVP and COO +$50,891.186 1 1 buy
Swansson Timothy A EVP and CTIO -$30,391.2 1 1 sell
Byrnes Sean EVP and CFO +$19,159.287 1 1 buy
Wong-Zaza Melvina +$17,141.75 2 2 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-12 Swansson Timothy A EVP and CTIO -$30,391.2 Transaction at $7.60, now +7.9%
2025-09-11 Byrnes Sean EVP and CFO +$19,159.287 Transaction at $6.64, now +23.6%
2025-09-05 Suchodolski Keith SEVP and COO +$50,891.186 Transaction at $6.73, now +21.9%
2026-01-28 Joyce Patrick M EVP and CLO -$30,600.8 Transaction at $7.65, now +7.2%
2025-08-04 Wong-Zaza Melvina +$8,988 Transaction at $5.99, now +36.8%
2025-09-23 MONTANARO LEOPOLD W +$65,700 Transaction at $6.57, now +24.8%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Kearny Financial Corp (KRNY) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for KRNY on Trend Edge →