HBCP — Home Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Home Bancorp Inc

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual reti… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$64.84
Market Cap$511M
Float6.8M
Shares Outstanding7.8M
P/E (Forward)9.40
P/E (TTM)10.95
Price/Sales (TTM)3.39
vs. Analyst Target+5.1% to analyst PT
Profit Margin30.85%
Operating Margin (TTM)40.51%
Revenue (TTM)$151M
Earnings Growth (YoY)5.80%
Dividend Rate1.2%
Analyst Target Price$68.13 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $118M $24.8M $93.8M $34.0M
2021 $123M $48.6M $127M $63.5M
2022 $140M $34.1M $124M $46.0M
2023 $178M $40.2M $132M $53.7M
2024 $199M $36.4M $132M $48.7M
2025 $209M $46.1M $148M $58.0M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $52.3M $11.3M
Sep 2025 $53.0M $12.4M
Dec 2025 $52.8M $11.4M
Mar 2026 $51.5M $11.4M

Ownership & Float

Insider Ownership12.3%
Institutional Ownership51.4%
Short Float2.1%
% of All Funds Holding1.44%
Number of Funds Holding118

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$63.29Near-term / short-term trend
Weekly40-Week SMA$58.86Medium-term trend
Weekly80-Week SMA$53.98Cyclical trend (business cycle)
Weekly200-Week SMA$44.44Secular trend (multi-year)
Monthly10-Month SMA$58.34Near-term monthly trend
Monthly20-Month SMA$53.72Medium-term monthly trend
Monthly40-Month SMA$45.36Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$52.00 support 1.05x 8 months ago
$45.00 support 1.27x 12 months ago
$43.00 support 1.42x 18 months ago
$39.50 support 1.66x 21 months ago
$36.70 support 1.42x 22 months ago

Historical Earnings Reactions (70 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.09% 0.00% 41.43% 6.54% -4.91%
1 Day 0.05% -0.02% 45.71% 10.66% -7.39%
1 Week -0.06% -0.37% 45.71% 17.17% -16.00%
2 Weeks -0.47% -0.38% 45.71% 15.18% -24.74%
1 Month 0.19% -0.52% 43.48% 18.63% -14.91%

Next earnings: July 20, 2026 (53 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.1%38.9%18
Feb0.2%50.0%18
Mar0.3%66.7%18
Apr2.2%61.1%18
May-1.9%35.3%17
Jun5.7%70.6%17
Jul0.1%41.2%17
Aug0.7%58.8%17
Sep0.8%47.1%17
Oct1.9%70.6%17
Nov2.7%66.7%18
Dec0.9%50.0%18

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.00% 48.6% 831
Tuesday 0.07% 49.0% 913
Wednesday 0.05% 48.3% 909
Thursday 0.08% 51.3% 891
Friday 0.07% 50.1% 889

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 51.4%

Insider Transactions — Smart Summary

Total insider ownership: 12.3%

12-Month Insider Activity Summary

Total Filings7
Net Value-$208,284.615
Net Shares Change-757
% of Float-0.0%
C-Suite Filings4
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
GUIDRY DANIEL G -$129,510.5 2 2 sell
Zollinger John J. IV SEVP, Chief Banking Officer -$76,514.28 2 2 sell
Kirkley David T. SEVP and Chief Financial Officer -$76,122.335 1 1 sell
GUIDRY DARREN E. SEVP and Chief Risk Officer -$55,648 1 1 sell
RADER CHRIS P +$29,750 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-04-28 – 2026-05-11 3 3 -$121,298.82 2 C-suite
2026-05-13 – 2026-05-21 3 3 -$216,496.295 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-13 Zollinger John J. IV SEVP, Chief Banking Officer -$75,363.96 Transaction at $63.02, now +2.9%
2026-05-13 Kirkley David T. SEVP and Chief Financial Officer -$76,122.335 Transaction at $63.09, now +2.8%
2026-04-30 GUIDRY DARREN E. SEVP and Chief Risk Officer -$55,648 Transaction at $45.39, now +42.9%
2026-04-28 Zollinger John J. IV SEVP, Chief Banking Officer -$1,150.32 Transaction at $45.56, now +42.3%
2026-05-21 GUIDRY DANIEL G -$65,010 Transaction at $65.01, now -0.3%
2026-05-11 GUIDRY DANIEL G -$64,500.5 Transaction at $64.50, now +0.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Home Bancorp Inc (HBCP) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for HBCP on Trend Edge →