HAFC — Hanmi Financial Corporation

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates HAFC Bullish with a Setup Score of 51, net conviction 48, actionability 55. How the Setup Score works →

Total Setup Score51
Directional BiasBullish
Net Conviction48
Actionability55 (in range)

Key signals behind this score

About Hanmi Financial Corporation

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and comm… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$30.96
Market Cap$924M
Float28.8M
Shares Outstanding29.6M
P/E (Forward)8.62
P/E (TTM)10.49
Price/Sales (TTM)3.32
vs. Analyst Target+10.6% to analyst PT
Profit Margin32.15%
Operating Margin (TTM)45.03%
Revenue (TTM)$278M
Earnings Growth (YoY)58.00%
Dividend Rate1.1%
Analyst Target Price$34.25 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $266M $42.2M $177M $70.4M
2021 $257M $98.7M $260M $152M
2022 $308M $101M $271M $153M
2023 $398M $80.0M $245M $121M
2024 $430M $62.2M $229M $95.1M
2025 $445M $76.1M $256M $114M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $115M $22.1M
Dec 2025 $113M $21.2M
Mar 2026 $102M $22.6M
Jun 2026 $55.6M $23.5M

Ownership & Float

Insider Ownership2.2%
Institutional Ownership95.8%
Short Float3.4%
% of All Funds Holding2.59%
Number of Funds Holding228

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$31.98Near-term / short-term trend
Weekly40-Week SMA$29.17Medium-term trend
Weekly80-Week SMA$26.58Cyclical trend (business cycle)
Weekly200-Week SMA$22.16Secular trend (multi-year)
Monthly10-Month SMA$28.90Near-term monthly trend
Monthly20-Month SMA$26.46Medium-term monthly trend
Monthly40-Month SMA$22.23Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$30.00 support 1.07x 1 months ago
$26.20 support 1.09x 3 months ago
$24.50 support 1.06x 9 months ago
$16.70 support 1.21x 24 months ago

Historical Earnings Reactions (98 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.05% 0.10% 51.02% 10.00% -14.29%
1 Day -0.51% -0.23% 39.80% 13.69% -16.19%
1 Week 0.01% 0.34% 53.06% 19.35% -31.65%
2 Weeks -0.08% 0.42% 51.02% 27.79% -35.29%
1 Month -0.36% 0.05% 50.52% 44.83% -46.17%

Next earnings: October 20, 2026 (55 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan4.6%56.3%32
Feb1.0%43.8%32
Mar-0.7%46.9%32
Apr0.3%53.1%32
May-0.8%60.6%33
Jun1.4%60.6%33
Jul1.7%54.5%33
Aug-0.3%50.0%32
Sep-0.3%46.9%32
Oct1.2%62.5%32
Nov0.9%62.5%32
Dec1.1%53.1%32

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.07% 41.6% 1532
Tuesday 0.08% 43.6% 1673
Wednesday 0.02% 43.5% 1671
Thursday 0.06% 45.1% 1640
Friday 0.16% 42.9% 1633

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 95.8%

Insider Transactions — Smart Summary

Total insider ownership: 2.2%

12-Month Insider Activity Summary

Total Filings4
Net Value-$278,961.73
Net Shares Change-8,919
% of Float-0.0%
C-Suite Filings3
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Kim Anthony I. Chief Banking Officer -$163,895.356 1 1 sell
Fuhr Matthew Chief Credit Officer -$101,745.6 1 1 sell
Pangrazio Joseph Chief Accounting Officer -$13,320.774 1 1 sell
Medici Daniel John +$5,422 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-06-08 Kim Anthony I. Chief Banking Officer -$163,895.356 Transaction at $30.73, now +0.7%
2026-04-28 Fuhr Matthew Chief Credit Officer -$101,745.6 Transaction at $30.83, now +0.4%
2025-10-24 Medici Daniel John +$5,422 Transaction at $27.11, now +14.2%
2025-11-24 Pangrazio Joseph Chief Accounting Officer -$13,320.774 Transaction at $27.41, now +13.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Hanmi Financial Corporation (HAFC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for HAFC on Trend Edge →