HAFC — Hanmi Financial Corporation

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Hanmi Financial Corporation

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and comm… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$30.47
Market Cap$903M
Float28.9M
Shares Outstanding29.8M
P/E (Forward)8.62
P/E (TTM)11.31
Price/Sales (TTM)3.41
vs. Analyst Target+7.9% to analyst PT
Profit Margin30.62%
Operating Margin (TTM)44.27%
Revenue (TTM)$264M
Earnings Growth (YoY)29.30%
Dividend Rate1.1%
Analyst Target Price$32.88 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $266M $42.2M $177M $70.4M
2021 $257M $98.7M $260M $152M
2022 $308M $101M $271M $153M
2023 $398M $80.0M $245M $121M
2024 $430M $62.2M $229M $95.1M
2025 $445M $76.1M $256M $114M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $109M $15.1M
Sep 2025 $115M $22.1M
Dec 2025 $113M $21.2M
Mar 2026 $102M $22.6M

Ownership & Float

Insider Ownership2.1%
Institutional Ownership96.1%
Short Float3.5%
% of All Funds Holding2.37%
Number of Funds Holding195

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$28.89Near-term / short-term trend
Weekly40-Week SMA$27.13Medium-term trend
Weekly80-Week SMA$25.35Cyclical trend (business cycle)
Weekly200-Week SMA$21.73Secular trend (multi-year)
Monthly10-Month SMA$27.03Near-term monthly trend
Monthly20-Month SMA$25.36Medium-term monthly trend
Monthly40-Month SMA$21.31Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$26.60 support 1.13x 0 months ago
$24.50 support 1.06x 6 months ago
$16.70 support 1.21x 21 months ago

Historical Earnings Reactions (97 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.08% 0.12% 51.55% 10.00% -14.29%
1 Day -0.48% -0.23% 40.21% 13.69% -16.19%
1 Week 0.04% 0.37% 53.61% 19.35% -31.65%
2 Weeks -0.08% 0.51% 51.55% 27.79% -35.29%
1 Month -0.46% 0.03% 50.00% 44.83% -46.17%

Next earnings: July 10, 2026 (43 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan4.6%56.3%32
Feb1.0%43.8%32
Mar-0.7%46.9%32
Apr0.3%53.1%32
May-0.8%59.4%32
Jun1.2%59.4%32
Jul1.8%56.3%32
Aug-0.3%50.0%32
Sep-0.3%46.9%32
Oct1.2%62.5%32
Nov0.9%62.5%32
Dec1.1%53.1%32

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.06% 41.7% 1519
Tuesday 0.08% 43.5% 1661
Wednesday 0.03% 43.5% 1658
Thursday 0.06% 44.9% 1627
Friday 0.16% 42.9% 1622

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 96.1%

Insider Transactions — Smart Summary

Total insider ownership: 2.1%

12-Month Insider Activity Summary

Total Filings3
Net Value-$115,066.374
Net Shares Change-3,586
% of Float-0.0%
C-Suite Filings2
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Fuhr Matthew Chief Credit Officer -$101,745.6 1 1 sell
Pangrazio Joseph Chief Accounting Officer -$13,320.774 1 1 sell
Medici Daniel John +$5,422 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-28 Fuhr Matthew Chief Credit Officer -$101,745.6 Transaction at $30.83, now -1.2%
2025-10-24 Medici Daniel John +$5,422 Transaction at $27.11, now +12.4%
2025-11-24 Pangrazio Joseph Chief Accounting Officer -$13,320.774 Transaction at $27.41, now +11.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Hanmi Financial Corporation (HAFC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for HAFC on Trend Edge →