GABC — German American Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates GABC Bullish with a Setup Score of 77, net conviction 51, actionability 117. How the Setup Score works →

Total Setup Score77
Directional BiasBullish
Net Conviction51
Actionability117 (in range)

Key signals behind this score

About German American Bancorp Inc

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well a… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$49.59
Market Cap$1.88B
Float35.9M
Shares Outstanding37.6M
P/E (Forward)12.84
P/E (TTM)13.04
Price/Sales (TTM)4.94
vs. Analyst Target+13.3% to analyst PT
Profit Margin37.41%
Operating Margin (TTM)52.18%
Revenue (TTM)$380M
Earnings Growth (YoY)21.40%
Dividend Rate1.2%
Analyst Target Price$56.20 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $229M $62.2M $192M $84.5M
2021 $230M $84.1M $227M $112M
2022 $278M $81.8M $253M $109M
2023 $317M $85.9M $248M $113M
2024 $315M $83.8M $212M $113M
2025 $487M $113M $342M $159M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $127M $35.1M
Dec 2025 $127M $35.7M
Mar 2026 $123M $33.2M
Jun 2026 $127M $38.2M

Ownership & Float

Insider Ownership3.2%
Institutional Ownership54.8%
Short Float3.2%
% of All Funds Holding2.13%
Number of Funds Holding187

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$49.15Near-term / short-term trend
Weekly40-Week SMA$43.85Medium-term trend
Weekly80-Week SMA$41.34Cyclical trend (business cycle)
Weekly200-Week SMA$37.23Secular trend (multi-year)
Monthly10-Month SMA$43.88Near-term monthly trend
Monthly20-Month SMA$41.51Medium-term monthly trend
Monthly40-Month SMA$37.52Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$48.00 support 1.26x 0 months ago
$44.00 support 1.54x 1 months ago
$39.30 support 1.03x 6 months ago
$35.10 support 1.44x 24 months ago
$32.10 support 1.16x 25 months ago

Historical Earnings Reactions (112 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.04% 0.00% 48.21% 3.56% -3.70%
1 Day 0.05% 0.00% 49.11% 5.31% -7.39%
1 Week -0.05% -0.18% 46.43% 11.21% -9.26%
2 Weeks 0.43% 0.19% 54.46% 21.91% -9.20%
1 Month 1.41% 0.99% 57.66% 24.19% -12.45%

Next earnings: October 26, 2026 (60 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.0%45.5%33
Feb0.9%57.6%33
Mar-0.9%42.4%33
Apr-1.9%42.4%33
May1.3%63.6%33
Jun1.1%52.9%34
Jul2.8%58.8%34
Aug1.7%54.5%33
Sep-0.1%45.5%33
Oct1.7%51.5%33
Nov5.0%72.7%33
Dec-2.4%27.3%33

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.09% 44.0% 1574
Tuesday 0.05% 42.6% 1719
Wednesday 0.02% 40.6% 1717
Thursday 0.03% 42.8% 1684
Friday 0.05% 42.5% 1676

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 54.8%

Insider Transactions — Smart Summary

Total insider ownership: 3.2%

12-Month Insider Activity Summary

Total Filings38
Net Value+N/A
Net Shares Change4,873
% of Float0.0%
C-Suite Filings0
Clusters Detected8

Key Insiders

NameTitleNet ValueFilingsActivity
Seger Andrew M +$41,000.001 3 3 buy
Ryan Christina M +$40,000 2 2 buy
Bawel Zachary W +$40,000 2 2 buy
KELLY JASON M +$22,499.999 2 2 buy
Stokes Ronnie R +$15,000.002 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-09-17 – 2025-09-17 5 5 +$33,349.999
2025-10-16 – 2025-10-16 4 4 +$9,449.999
2025-12-16 – 2025-12-16 3 3 +$4,100.001
2026-01-16 – 2026-01-16 3 3 +$4,000.004
2026-03-17 – 2026-03-17 5 5 +$8,126.679
2026-06-17 – 2026-06-17 4 4 +$4,000.001
2026-07-17 – 2026-07-17 5 5 +$95,000.006
2026-08-18 – 2026-08-18 4 4 +$62,499.996

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-18 Seger Andrew M +$19,999.999 Transaction at $51.12, now -3.0%
2026-08-18 Ryan Christina M +$19,999.999 Transaction at $51.12, now -3.0%
2026-08-18 KELLY JASON M +$2,499.998 Transaction at $51.12, now -3.0%
2026-08-18 Bawel Zachary W +$19,999.999 Transaction at $51.12, now -3.0%
2026-07-17 Stokes Ronnie R +$15,000.002 Transaction at $47.84, now +3.7%
2026-07-17 Seger Andrew M +$20,000.001 Transaction at $47.84, now +3.7%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for German American Bancorp Inc (GABC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for GABC on Trend Edge →