GABC — German American Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About German American Bancorp Inc

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well a… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$43.48
Market Cap$1.63B
Float35.9M
Shares Outstanding37.6M
P/E (Forward)12.84
P/E (TTM)11.82
Price/Sales (TTM)4.40
vs. Analyst Target+13.6% to analyst PT
Profit Margin36.56%
Operating Margin (TTM)48.03%
Revenue (TTM)$370M
Earnings Growth (YoY)193.30%
Dividend Rate1.2%
Analyst Target Price$49.40 (5 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $229M $62.2M $192M $84.5M
2021 $230M $84.1M $227M $112M
2022 $278M $81.8M $253M $109M
2023 $317M $85.9M $248M $113M
2024 $315M $83.8M $212M $113M
2025 $487M $113M $342M $140M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $123M $31.4M
Sep 2025 $127M $35.1M
Dec 2025 $127M $35.7M
Mar 2026 $123M $33.2M

Ownership & Float

Insider Ownership3.2%
Institutional Ownership53.8%
Short Float3.2%
% of All Funds Holding2.04%
Number of Funds Holding168

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$43.09Near-term / short-term trend
Weekly40-Week SMA$41.07Medium-term trend
Weekly80-Week SMA$40.25Cyclical trend (business cycle)
Weekly200-Week SMA$36.54Secular trend (multi-year)
Monthly10-Month SMA$41.02Near-term monthly trend
Monthly20-Month SMA$40.39Medium-term monthly trend
Monthly40-Month SMA$36.36Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$39.30 support 1.03x 3 months ago
$44.00 resistance 1.07x 16 months ago
$35.10 support 1.44x 21 months ago
$32.10 support 1.16x 22 months ago
$31.40 support 1.83x 25 months ago

Historical Earnings Reactions (111 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.03% 0.00% 47.75% 3.56% -3.70%
1 Day 0.01% 0.00% 48.65% 5.31% -7.39%
1 Week -0.10% -0.20% 45.95% 11.21% -9.26%
2 Weeks 0.40% 0.18% 54.05% 21.91% -9.20%
1 Month 1.43% 1.00% 58.18% 24.19% -12.45%

Next earnings: July 27, 2026 (59 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.0%45.5%33
Feb0.9%57.6%33
Mar-0.9%42.4%33
Apr-1.9%42.4%33
May1.3%62.5%32
Jun0.9%51.5%33
Jul2.7%57.6%33
Aug1.7%54.5%33
Sep-0.1%45.5%33
Oct1.7%51.5%33
Nov5.0%72.7%33
Dec-2.4%27.3%33

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.09% 44.0% 1561
Tuesday 0.05% 42.4% 1707
Wednesday 0.03% 40.6% 1704
Thursday 0.03% 42.7% 1671
Friday 0.05% 42.4% 1665

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 53.8%

Insider Transactions — Smart Summary

Total insider ownership: 3.2%

12-Month Insider Activity Summary

Total Filings41
Net Value+N/A
Net Shares Change7,673
% of Float0.0%
C-Suite Filings0
Clusters Detected8

Key Insiders

NameTitleNet ValueFilingsActivity
Seger Andrew M +$4,100.001 3 3 buy
SHEIDLER JACK +$3,108.893 3 3 buy
Ryan Christina M +$2,017.786 1 1 buy
Ellspermann Susan J +$2,000 1 1 buy
Bawel Zachary W +$2,000 2 2 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-06-17 – 2025-06-17 5 5 +$8,600
2025-07-17 – 2025-07-17 5 5 +$100,000.003
2025-08-05 – 2025-08-19 6 6 +$133,472.79
2025-09-17 – 2025-09-17 5 5 +$33,349.999
2025-10-16 – 2025-10-16 4 4 +$9,449.999
2025-12-16 – 2025-12-16 3 3 +$4,100.001
2026-01-16 – 2026-01-16 3 3 +$4,000.004
2026-03-17 – 2026-03-17 5 5 +$8,126.679

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-18 Seger Andrew M +$1,000.001 Transaction at $41.84, now +3.9%
2026-04-17 SHEIDLER JACK +$1,099.998 Transaction at $43.58, now -0.2%
2026-04-17 Bawel Zachary W +$1,000 Transaction at $43.58, now -0.2%
2026-03-17 Seger Andrew M +$2,100.001 Transaction at $40.48, now +7.4%
2026-03-17 SHEIDLER JACK +$1,008.893 Transaction at $40.84, now +6.5%
2026-03-17 Ryan Christina M +$2,017.786 Transaction at $40.84, now +6.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for German American Bancorp Inc (GABC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for GABC on Trend Edge →