FNRN — First Northern Community Bancorp Common stock

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About First Northern Community Bancorp Common stock

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$17.61
Market Cap$281M
Float11.9M
Shares Outstanding16.4M
P/E (Forward)12.38
P/E (TTM)13.26
Price/Sales (TTM)3.70
Profit Margin30.88%
Operating Margin (TTM)42.19%
Revenue (TTM)$75.7M
Earnings Growth (YoY)63.60%
Dividend RateNone

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $52.1M $12.2M $52.1M N/A
2021 $55.6M $14.2M $55.6M N/A
2022 $62.8M $15.9M $60.7M $23.5M
2023 $80.6M $21.6M $71.9M $32.6M
2024 $84.7M $20.0M $70.6M N/A
2025 $88.4M $21.1M $73.6M $29.3M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $21.8M $5.5M
Sep 2025 $21.7M $6.0M
Dec 2025 $23.1M $6.0M
Mar 2026 $22.3M $5.9M

Ownership & Float

Insider Ownership10.1%
Institutional Ownership19.5%
Short Float0.1%

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$16.83Near-term / short-term trend
Weekly40-Week SMA$14.02Medium-term trend
Weekly80-Week SMA$11.81Cyclical trend (business cycle)
Weekly200-Week SMA$9.28Secular trend (multi-year)
Monthly10-Month SMA$14.45Near-term monthly trend
Monthly20-Month SMA$12.04Medium-term monthly trend
Monthly40-Month SMA$9.92Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$15.30 support 1.40x 1 months ago
$10.60 support 1.01x 9 months ago
$9.30 support 1.99x 10 months ago

Historical Earnings Reactions (101 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.02% 0.00% 19.80% 14.94% -9.00%
1 Day -0.04% 0.00% 21.78% 8.33% -5.47%
1 Week 0.19% 0.12% 50.50% 9.89% -7.96%
2 Weeks -0.02% 0.00% 46.53% 17.24% -25.93%
1 Month 0.22% 0.62% 53.47% 26.39% -38.37%

Next earnings: July 29, 2026 (49 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan4.7%66.7%27
Feb2.8%64.3%28
Mar-1.9%39.3%28
Apr1.0%50.0%28
May1.1%60.7%28
Jun-0.7%33.3%27
Jul1.6%51.9%27
Aug1.1%48.1%27
Sep0.8%40.7%27
Oct0.4%44.4%27
Nov0.1%55.6%27
Dec-0.5%48.1%27

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.03% 21.8% 1293
Tuesday 0.05% 23.2% 1415
Wednesday 0.05% 21.8% 1416
Thursday 0.04% 22.5% 1389
Friday 0.07% 21.7% 1384

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 19.5%

Insider Transactions — Smart Summary

Total insider ownership: 10.1%

12-Month Insider Activity Summary

Total Filings9
Net Value-$260,938.987
Net Shares Change-13,513
% of Float-0.1%
C-Suite Filings2
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
Spink Kevin EVP/Chief Financial Officer -$140,936.186 1 1 sell
Smith Jeremiah Zachary President/CEO/Director -$120,002.801 1 1 sell
Schulze Mark C -$88,913.5 2 2 sell
Servat Jean-Luc +$50,302.516 2 2 buy
Bedoya Richard +$35,476.23 2 2 buy
Hayes Barbara A +$2,513.7 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-12 – 2026-02-19 4 3 +$65,755.786
2026-05-06 – 2026-05-18 4 3 -$349,852.487 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-18 Smith Jeremiah Zachary President/CEO/Director -$120,002.801 Transaction at $17.69, now -0.5%
2026-05-06 Spink Kevin EVP/Chief Financial Officer -$140,936.186 Transaction at $17.04, now +3.3%
2026-05-14 Schulze Mark C -$35,572 Transaction at $17.79, now -1.0%
2026-05-11 Schulze Mark C -$53,341.5 Transaction at $17.78, now -1.0%
2026-02-19 Servat Jean-Luc +$21,329.516 Transaction at $14.58, now +20.8%
2026-02-12 Servat Jean-Luc +$28,973 Transaction at $14.49, now +21.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for First Northern Community Bancorp Common stock (FNRN) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FNRN on Trend Edge →