FMBH — First Mid Illinois Bancshares Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About First Mid Illinois Bancshares Inc

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real est… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$43.86
Market Cap$1.16B
Float24.1M
Shares Outstanding26.6M
P/E (Forward)12.05
P/E (TTM)10.94
Price/Sales (TTM)3.32
vs. Analyst Target+11.7% to analyst PT
Profit Margin27.30%
Operating Margin (TTM)40.53%
Revenue (TTM)$351M
Earnings Growth (YoY)14.10%
Dividend Rate1.0%
Analyst Target Price$49.00 (7 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $201M $45.3M $169M $71.5M
2021 $250M $51.5M $219M $81.2M
2022 $286M $73.0M $250M $106M
2023 $300M $68.9M $300M $88.4M
2024 $447M $78.9M $313M $125M
2025 $466M $91.7M $339M $117M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $116M $23.4M
Sep 2025 $122M $22.5M
Dec 2025 $118M $23.7M
Mar 2026 $101M $26.3M

Ownership & Float

Insider Ownership9.8%
Institutional Ownership53.6%
Short Float1.1%
% of All Funds Holding1.89%
Number of Funds Holding155

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$42.87Near-term / short-term trend
Weekly40-Week SMA$40.41Medium-term trend
Weekly80-Week SMA$38.73Cyclical trend (business cycle)
Weekly200-Week SMA$34.63Secular trend (multi-year)
Monthly10-Month SMA$40.14Near-term monthly trend
Monthly20-Month SMA$38.67Medium-term monthly trend
Monthly40-Month SMA$34.80Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$39.00 support 1.41x 3 months ago
$35.20 support 1.30x 10 months ago
$32.70 support 1.26x 21 months ago

Historical Earnings Reactions (103 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.13% 0.00% 31.07% 7.61% -4.52%
1 Day 0.28% 0.00% 25.24% 22.22% -5.39%
1 Week 1.35% 0.79% 62.14% 15.56% -8.27%
2 Weeks 1.29% 0.76% 61.17% 21.21% -13.22%
1 Month 1.70% 0.92% 59.80% 16.67% -11.22%

Next earnings: July 23, 2026 (55 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.2%55.6%27
Feb0.3%55.6%27
Mar-0.2%48.1%27
Apr-0.4%50.0%28
May1.0%70.4%27
Jun1.3%59.3%27
Jul2.7%63.0%27
Aug1.0%55.6%27
Sep-0.2%37.0%27
Oct0.3%51.9%27
Nov2.1%63.0%27
Dec-0.9%33.3%27

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.09% 27.0% 1283
Tuesday 0.07% 26.7% 1404
Wednesday 0.02% 27.8% 1404
Thursday 0.04% 28.9% 1377
Friday -0.01% 26.2% 1372

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 53.6%

Insider Transactions — Smart Summary

Total insider ownership: 9.8%

12-Month Insider Activity Summary

Total Filings6
Net Value-$538,121.95
Net Shares Change-12,561
% of Float-0.1%
C-Suite Filings5
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Beesley Bradley L EVP, CEO First Mid Wealth Mgmt -$264,000 1 1 sell
Dean Clay M CEO-First Mid Insurance Group -$255,343.85 3 3 sell
Wolak Stas R EVP Chief Retail Banking Ofc. -$18,778.1 1 1 sell
Zimmer James Edwin +$9,474.112 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-04-01 Dean Clay M CEO-First Mid Insurance Group -$149,999.996 Transaction at $40.58, now +8.1%
2026-03-31 Wolak Stas R EVP Chief Retail Banking Ofc. -$18,778.1 Transaction at $43.67, now +0.4%
2026-02-18 Zimmer James Edwin +$9,474.112 Transaction at $43.66, now +0.5%
2026-02-05 Beesley Bradley L EVP, CEO First Mid Wealth Mgmt -$264,000 Transaction at $44.00, now -0.3%
2025-12-22 Dean Clay M CEO-First Mid Insurance Group -$46,903.46 Transaction at $42.69, now +2.7%
2025-08-07 Dean Clay M CEO-First Mid Insurance Group -$58,440.394 Transaction at $37.64, now +16.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for First Mid Illinois Bancshares Inc (FMBH) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FMBH on Trend Edge →