FFIN — First Financial Bankshares Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About First Financial Bankshares Inc

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as wel… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$32.64
Market Cap$4.61B
Float136.9M
Shares Outstanding143.3M
P/E (Forward)24.57
P/E (TTM)17.49
Price/Sales (TTM)7.41
vs. Analyst Target+3.4% to analyst PT
Profit Margin42.40%
Operating Margin (TTM)57.13%
Revenue (TTM)$622M
Earnings Growth (YoY)16.40%
Dividend Rate0.9%
Analyst Target Price$33.75 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $492M $202M $458M $255M
2021 $506M $228M $501M $285M
2022 $551M $234M $502M $294M
2023 $635M $199M $635M $243M
2024 $739M $224M $523M $285M
2025 $826M $254M $593M $320M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $206M $66.7M
Sep 2025 $210M $52.3M
Dec 2025 $216M $73.3M
Mar 2026 $215M $71.5M

Ownership & Float

Insider Ownership3.6%
Institutional Ownership69.0%
Short Float6.0%
% of All Funds Holding4.99%
Number of Funds Holding410

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$31.54Near-term / short-term trend
Weekly40-Week SMA$32.07Medium-term trend
Weekly80-Week SMA$34.18Cyclical trend (business cycle)
Weekly200-Week SMA$33.37Secular trend (multi-year)
Monthly10-Month SMA$31.99Near-term monthly trend
Monthly20-Month SMA$34.20Medium-term monthly trend
Monthly40-Month SMA$32.48Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$33.60 resistance 1.21x 6 months ago

Historical Earnings Reactions (114 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.09% 0.02% 51.75% 7.60% -6.21%
1 Day 0.44% 0.54% 60.53% 6.80% -9.07%
1 Week 1.01% 0.55% 57.02% 19.49% -11.47%
2 Weeks 1.57% 1.98% 64.91% 14.13% -14.65%
1 Month 1.89% 1.39% 58.77% 26.35% -15.39%

Next earnings: July 16, 2026 (50 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.2%48.5%33
Feb0.7%54.5%33
Mar-0.1%60.6%33
Apr2.4%63.6%33
May0.1%50.0%32
Jun4.1%65.6%32
Jul2.0%53.1%32
Aug-0.7%46.9%32
Sep0.5%50.0%32
Oct2.1%59.4%32
Nov3.4%71.9%32
Dec-0.4%48.5%33

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.00% 47.8% 1540
Tuesday 0.15% 46.8% 1683
Wednesday 0.05% 45.3% 1681
Thursday 0.06% 45.8% 1648
Friday 0.03% 46.2% 1642

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 69.0%

Insider Transactions — Smart Summary

Total insider ownership: 3.6%

12-Month Insider Activity Summary

Total Filings41
Net Value+$249,760.3
Net Shares Change47,554
% of Float0.0%
C-Suite Filings25
Clusters Detected4

Key Insiders

NameTitleNet ValueFilingsActivity
TROTTER JOHNNY +$149,340 2 2 buy
Davis Sally Pope +$103,072 2 2 buy
Goodrich Brian D. EVP - General Counsel +$96,920.3 2 2 buy
Hickox Michelle S EVP/CFO +$59,000 1 2 buy
Haney Geoff +$43,770 1 1 buy
Edwards Murray Hamilton +$29,320 1 1 buy
Nickles Robert Clark Jr +$21,221.44 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-18 – 2025-08-19 14 7 +N/A 14 C-suite
2025-10-29 – 2025-11-03 4 4 +$166,428.48 2 C-suite
2026-02-23 – 2026-03-09 6 4 +$658,508.3 2 C-suite
2026-03-11 – 2026-03-17 10 9 +$161,350 7 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-11 Hickox Michelle S EVP/CFO +$59,000 Transaction at $29.50, now +10.6%
2026-03-09 Goodrich Brian D. EVP - General Counsel +$49,766.85 Transaction at $29.89, now +9.2%
2026-03-06 Goodrich Brian D. EVP - General Counsel +$47,153.45 Transaction at $30.13, now +8.3%
2026-05-06 Nickles Robert Clark Jr +$21,221.44 Transaction at $31.96, now +2.1%
2026-03-09 Davis Sally Pope +$53,136 Transaction at $29.52, now +10.6%
2026-03-03 Davis Sally Pope +$49,936 Transaction at $31.21, now +4.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for First Financial Bankshares Inc (FFIN) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FFIN on Trend Edge →