FFBC — First Financial Bancorp

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates FFBC Bullish with a Setup Score of 0, net conviction 37, actionability 0. How the Setup Score works →

Total Setup Score0
Directional BiasBullish
Net Conviction37
Actionability0 (no mans land)

Key signals behind this score

About First Financial Bancorp

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$32.66
Market Cap$3.46B
Float95.0M
Shares Outstanding105.0M
P/E (Forward)10.00
P/E (TTM)11.64
Price/Sales (TTM)3.63
vs. Analyst Target+15.0% to analyst PT
Profit Margin29.93%
Operating Margin (TTM)39.80%
Revenue (TTM)$953M
Dividend Rate1.0%
Analyst Target Price$37.57 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $714M $156M $575M $226M
2021 $655M $205M $642M $280M
2022 $775M $218M $697M $281M
2023 $1.12B $256M $797M $356M
2024 $1.23B $229M $788M $307M
2025 $1.26B $256M $862M $343M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $324M $71.9M
Dec 2025 $330M $62.4M
Mar 2026 $364M $74.4M
Jun 2026 $314M $76.5M

Ownership & Float

Insider Ownership1.0%
Institutional Ownership86.9%
Short Float5.8%
% of All Funds Holding3.66%
Number of Funds Holding322

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$33.98Near-term / short-term trend
Weekly40-Week SMA$29.87Medium-term trend
Weekly80-Week SMA$27.25Cyclical trend (business cycle)
Weekly200-Week SMA$24.94Secular trend (multi-year)
Monthly10-Month SMA$29.59Near-term monthly trend
Monthly20-Month SMA$27.37Medium-term monthly trend
Monthly40-Month SMA$25.17Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$30.30 support 1.38x 1 months ago
$27.80 support 1.33x 3 months ago
$25.10 support 2.11x 6 months ago
$23.40 support 1.01x 8 months ago
$22.20 support 1.36x 24 months ago

Historical Earnings Reactions (123 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.31% -0.12% 38.21% 4.82% -7.75%
1 Day 0.02% 0.00% 46.34% 7.28% -9.19%
1 Week -0.14% -0.61% 44.72% 12.23% -10.29%
2 Weeks 0.20% 0.00% 49.59% 14.72% -15.74%
1 Month 0.19% 0.17% 51.64% 26.33% -28.22%

Next earnings: October 22, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.4%48.8%43
Feb0.7%51.2%43
Mar0.4%51.2%43
Apr0.8%46.5%43
May-0.9%55.8%43
Jun0.4%48.8%43
Jul2.4%55.8%43
Aug0.3%45.2%42
Sep0.6%47.6%42
Oct2.0%61.9%42
Nov2.5%64.3%42
Dec0.0%54.8%42

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.03% 41.3% 2030
Tuesday 0.15% 43.8% 2205
Wednesday -0.01% 41.5% 2202
Thursday 0.04% 41.5% 2163
Friday 0.08% 41.7% 2150

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 86.9%

Insider Transactions — Smart Summary

Total insider ownership: 1.0%

12-Month Insider Activity Summary

Total Filings14
Net Value-$2.1M
Net Shares Change-95,949
% of Float-0.1%
C-Suite Filings11
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
DAVIS CLAUDE E -$795,445.35 1 1 sell
Dennen Richard S Chief Corp. Banking Officer -$604,000 1 1 sell
Brown Archie M President & CEO -$309,300 1 1 sell
Woods Karen B General Counsel & CAO -$302,800 1 1 sell
ANDERSON JAMES M Chief Financial Officer -$262,810 2 2 sell
Shank James R Chief Internal Auditor -$101,718.8 2 2 sell
Crawley Scott T Controller & Prin Actg Officer -$92,232 1 1 sell
MORRIS DAWN C -$22,866 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-03 – 2026-02-17 5 5 -$988,414.339 4 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-03 Crawley Scott T Controller & Prin Actg Officer -$92,232 Transaction at $34.16, now -4.4%
2026-07-31 ANDERSON JAMES M Chief Financial Officer -$134,920 Transaction at $33.73, now -3.2%
2026-06-09 Brown Archie M President & CEO -$309,300 Transaction at $30.93, now +5.6%
2026-05-29 MORRIS DAWN C -$22,866 Transaction at $30.90, now +5.7%
2026-03-16 Shank James R Chief Internal Auditor -$92,682 Transaction at $27.10, now +20.5%
2026-04-30 ANDERSON JAMES M Chief Financial Officer -$127,890 Transaction at $30.00, now +8.9%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for First Financial Bancorp (FFBC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FFBC on Trend Edge →