FDBC — Fidelity D&D Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates FDBC Bullish with a Setup Score of 50, net conviction 41, actionability 62. How the Setup Score works →

Total Setup Score50
Directional BiasBullish
Net Conviction41
Actionability62 (in range)

Key signals behind this score

About Fidelity D&D Bancorp Inc

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$53.63
Market Cap$316M
Float4.4M
Shares Outstanding5.8M
P/E (TTM)10.33
Price/Sales (TTM)3.27
Profit Margin31.70%
Operating Margin (TTM)38.61%
Revenue (TTM)$96.5M
Earnings Growth (YoY)10.80%
Dividend Rate1.7%

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $60.7M $13.0M $53.7M $19.8M
2021 $79.8M $24.0M $78.3M $33.4M
2022 $93.9M $30.0M $87.0M $40.7M
2023 $105M $18.2M $72.3M $26.0M
2024 $125M $20.8M $79.4M $29.5M
2025 $140M $28.2M $92.0M $38.6M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $35.6M $7.3M
Dec 2025 $36.2M $7.9M
Mar 2026 $35.6M $7.5M
Jun 2026 $1,450 N/A

Ownership & Float

Insider Ownership21.3%
Institutional Ownership26.3%
Short Float0.8%
% of All Funds Holding1.01%
Number of Funds Holding89

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$52.94Near-term / short-term trend
Weekly40-Week SMA$47.18Medium-term trend
Weekly80-Week SMA$44.99Cyclical trend (business cycle)
Weekly200-Week SMA$46.85Secular trend (multi-year)
Monthly10-Month SMA$46.86Near-term monthly trend
Monthly20-Month SMA$44.94Medium-term monthly trend
Monthly40-Month SMA$46.93Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$48.00 support 1.80x 1 months ago

Historical Earnings Reactions (103 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.27% 0.00% 26.21% 10.34% -3.61%
1 Day 0.03% 0.00% 24.27% 9.61% -7.03%
1 Week 0.67% 0.00% 49.51% 16.00% -14.75%
2 Weeks 0.75% 0.00% 46.60% 26.92% -19.85%
1 Month 0.67% 0.00% 45.10% 46.15% -15.00%

Next earnings: October 21, 2026 (56 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-3.0%29.6%27
Feb1.3%70.4%27
Mar0.9%40.7%27
Apr-4.2%18.5%27
May0.0%53.6%28
Jun3.6%57.1%28
Jul1.0%64.3%28
Aug0.8%55.6%27
Sep1.6%51.9%27
Oct0.4%44.4%27
Nov1.9%48.1%27
Dec2.3%63.0%27

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.04% 26.5% 1292
Tuesday 0.20% 27.6% 1412
Wednesday -0.04% 25.3% 1413
Thursday 0.02% 26.1% 1386
Friday 0.06% 27.7% 1380

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 26.3%

Insider Transactions — Smart Summary

Total insider ownership: 21.3%

12-Month Insider Activity Summary

Total Filings10
Net Value+$642,980.501
Net Shares Change12,409
% of Float0.3%
C-Suite Filings8
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
MCDONALD MICHAEL J Vice Chairman +$500,000.001 1 1 buy
CALI BRIAN J Chairman of the Board +$98,480.5 5 5 buy
SANTANIELLO DANIEL J President & CEO +$44,500 1 1 buy
Joyce William J. Sr. +$44,500 1 1 buy
DelVecchio Rocco +N/A 1 1 buy
Pacyna Michael J Jr Executive VP & CCO +N/A 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-11-10 – 2025-11-10 3 3 +$175,819.5 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-07-29 DelVecchio Rocco +N/A N/A
2026-06-12 CALI BRIAN J Chairman of the Board +N/A N/A
2026-03-11 CALI BRIAN J Chairman of the Board +N/A N/A
2026-02-09 MCDONALD MICHAEL J Vice Chairman +$500,000.001 Transaction at $48.01, now +11.7%
2025-12-11 CALI BRIAN J Chairman of the Board +N/A N/A
2025-11-10 SANTANIELLO DANIEL J President & CEO +$44,500 Transaction at $44.50, now +20.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Fidelity D&D Bancorp Inc (FDBC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for FDBC on Trend Edge →