Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Esquire Financial Holdings Inc
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: June 27, 2017
Headquarters: 100 Jericho Quadrangle, Jericho, NY, United States, 11753
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Ari Kornhaber (Founder, Executive VP & Head of Corporate Development)
Key Metrics
Current Price
$110.03
Market Cap
$955M
Float
7.0M
Shares Outstanding
8.6M
P/E (TTM)
18.60
Price/Sales (TTM)
6.71
vs. Analyst Target
+13.6% to analyst PT
Profit Margin
36.26%
Operating Margin (TTM)
49.46%
Revenue (TTM)
$142M
Earnings Growth (YoY)
5.30%
Dividend Rate
0.8%
Analyst Target Price
$125.00 (3 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$53.3M
$12.6M
$45.8M
$18.8M
2021
$65.6M
$17.9M
$57.8M
$24.9M
2022
$85.9M
$28.5M
$80.8M
$41.4M
2023
$109M
$41.0M
$29.8M
-$55.9M
2024
$138M
$43.7M
$120M
$62.6M
2025
$164M
$50.9M
$140M
$71.3M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$40.1M
$11.9M
Sep 2025
$42.4M
$14.1M
Dec 2025
$44.4M
$13.5M
Mar 2026
$45.5M
$12.2M
Ownership & Float
Insider Ownership
17.4%
Institutional Ownership
71.7%
Short Float
10.0%
% of All Funds Holding
1.84%
Number of Funds Holding
151
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$108.97
Near-term / short-term trend
Weekly
40-Week SMA
$104.62
Medium-term trend
Weekly
80-Week SMA
$94.85
Cyclical trend (business cycle)
Weekly
200-Week SMA
$66.38
Secular trend (multi-year)
Monthly
10-Month SMA
$102.83
Near-term monthly trend
Monthly
20-Month SMA
$92.91
Medium-term monthly trend
Monthly
40-Month SMA
$70.79
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$100.00
support
1.17x
1 months ago
$84.00
support
1.33x
11 months ago
$75.00
support
1.47x
12 months ago
$48.00
support
1.31x
21 months ago
Historical Earnings Reactions (36 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.08%
0.03%
52.78%
2.08%
-4.69%
1 Day
0.35%
0.42%
61.11%
5.83%
-8.41%
1 Week
1.01%
0.74%
63.89%
19.59%
-10.82%
2 Weeks
1.81%
2.87%
63.89%
11.48%
-10.70%
1 Month
2.77%
2.91%
65.71%
17.49%
-10.08%
Next earnings: July 23, 2026 (55 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
5.7%
77.8%
9
Feb
-1.4%
55.6%
9
Mar
-4.9%
33.3%
9
Apr
3.5%
55.6%
9
May
4.1%
75.0%
8
Jun
1.2%
62.5%
8
Jul
4.4%
66.7%
9
Aug
0.9%
66.7%
9
Sep
2.0%
66.7%
9
Oct
3.1%
66.7%
9
Nov
7.1%
77.8%
9
Dec
0.6%
66.7%
9
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.02%
49.9%
419
Tuesday
0.32%
56.0%
461
Wednesday
-0.02%
47.4%
458
Thursday
0.11%
52.9%
450
Friday
0.20%
51.2%
451
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 71.7%
Insider Transactions — Smart Summary
Total insider ownership: 17.4%
Founder-led management: Ari Kornhaber (Founder, Executive VP & Head of Corporate Development)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Esquire Financial Holdings Inc
(ESQ) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.