EFSI — Eagle Financial Services Inc Common Stock

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Eagle Financial Services Inc Common Stock

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account s… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$39.36
Market Cap$214M
Float3.9M
Shares Outstanding5.4M
P/E (TTM)10.36
Price/Sales (TTM)2.64
Profit Margin23.41%
Operating Margin (TTM)26.07%
Revenue (TTM)$80.8M
Earnings Growth (YoY)-53.70%
Dividend Rate1.2%

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $42.7M $11.2M $42.7M N/A
2021 $51.0M $11.0M N/A N/A
2022 $61.4M $14.5M N/A N/A
2023 $63.1M $9.4M N/A N/A
2024 $64.8M $15.3M N/A N/A
2025 $66.5M $8.2M N/A N/A

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $20.1M $5.3M
Sep 2025 $22.0M $5.6M
Dec 2025 $20.0M $4.3M
Mar 2026 $20.2M $3.7M

Ownership & Float

Insider Ownership13.0%
Institutional Ownership45.1%
Short Float2.3%
% of All Funds Holding0.83%
Number of Funds Holding68

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$39.05Near-term / short-term trend
Weekly40-Week SMA$35.36Medium-term trend
Weekly80-Week SMA$34.49Cyclical trend (business cycle)
Weekly200-Week SMA$33.72Secular trend (multi-year)
Monthly10-Month SMA$35.34Near-term monthly trend
Monthly20-Month SMA$34.60Medium-term monthly trend
Monthly40-Month SMA$33.45Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Volume shelf data not available.

Historical Earnings Reactions (63 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.14% 0.00% 17.46% 2.78% -3.40%
1 Day 0.18% 0.00% 25.40% 7.26% -5.93%
1 Week 0.27% 0.15% 52.38% 7.67% -9.15%
2 Weeks 0.22% 0.56% 57.14% 10.93% -9.29%
1 Month 0.80% 1.15% 62.90% 11.00% -13.01%

Next earnings: July 23, 2026 (56 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.9%48.0%25
Feb0.4%66.7%24
Mar0.1%45.8%24
Apr0.7%37.5%24
May0.9%54.2%24
Jun-0.5%45.8%24
Jul1.1%62.5%24
Aug1.4%44.0%25
Sep0.0%28.0%25
Oct0.6%64.0%25
Nov0.4%48.0%25
Dec0.2%52.0%25

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.00% 23.0% 1172
Tuesday 0.05% 21.5% 1281
Wednesday 0.09% 21.9% 1281
Thursday 0.04% 19.4% 1255
Friday -0.01% 21.4% 1253

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 45.1%

Insider Transactions — Smart Summary

Total insider ownership: 13.0%

12-Month Insider Activity Summary

Total Filings23
Net Value-$68,736.15
Net Shares Change-4,916
% of Float-0.1%
C-Suite Filings15
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
HAMBERGER SCOTT M +$86,697.03 3 3 buy
HILL EDWARD III +$62,440.68 2 2 buy
GEORGE JAMES S II EXECUTIVE OFFICER -$32,556.4 1 1 sell
SCHMIDT MARIANNE EXECUTIVE OFFICER -$14,724.6 1 1 sell
Lorey Brandon Craig EXECUTIVE OFFICER +$12,085.5 1 1 buy
SMITH NICHOLAS PETER EXECUTIVE OFFICER +$9,999 1 1 buy
SMALLEY ROBERT W JR +N/A 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-06-24 – 2025-06-24 10 10 -$41,361.25 10 C-suite
2026-03-03 – 2026-03-12 4 3 +$108,610.68 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-03 Lorey Brandon Craig EXECUTIVE OFFICER +$12,085.5 Transaction at $34.53, now +14.0%
2026-03-06 HILL EDWARD III +$32,508.18 Transaction at $34.62, now +13.7%
2026-03-03 HAMBERGER SCOTT M +$34,020 Transaction at $36.00, now +9.3%
2026-03-12 HAMBERGER SCOTT M +$29,997 Transaction at $33.00, now +19.3%
2026-05-01 SCHMIDT MARIANNE EXECUTIVE OFFICER -$14,724.6 Transaction at $37.95, now +3.7%
2026-05-20 SMALLEY ROBERT W JR +N/A N/A

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Eagle Financial Services Inc Common Stock (EFSI) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for EFSI on Trend Edge →