EFSI — Eagle Financial Services Inc Common Stock

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates EFSI Bullish with a Setup Score of 60, net conviction 39, actionability 92. How the Setup Score works →

Total Setup Score60
Directional BiasBullish
Net Conviction39
Actionability92 (in range)

Key signals behind this score

About Eagle Financial Services Inc Common Stock

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account s… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$42.15
Market Cap$230M
Float4.1M
Shares Outstanding5.4M
P/E (TTM)11.90
Price/Sales (TTM)2.77
Profit Margin22.47%
Operating Margin (TTM)30.35%
Revenue (TTM)$83.0M
Earnings Growth (YoY)-6.10%
Dividend Rate1.2%

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $46.6M $11.2M $41.9M $14.3M
2021 $52.7M $11.0M $49.5M $13.8M
2022 $66.7M $14.5M $59.4M $18.6M
2023 $95.9M $9.4M $61.4M $11.6M
2024 $106M $15.3M $63.3M $19.9M
2025 $105M $8.2M $64.4M $10.7M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $30.7M $5.6M
Dec 2025 $30.1M $4.3M
Mar 2026 $23.8M $3.7M
Jun 2026 $33.0M $5.0M

Ownership & Float

Insider Ownership13.0%
Institutional Ownership45.7%
Short Float2.3%
% of All Funds Holding0.92%
Number of Funds Holding81

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$41.59Near-term / short-term trend
Weekly40-Week SMA$39.11Medium-term trend
Weekly80-Week SMA$36.33Cyclical trend (business cycle)
Weekly200-Week SMA$34.19Secular trend (multi-year)
Monthly10-Month SMA$39.21Near-term monthly trend
Monthly20-Month SMA$36.41Medium-term monthly trend
Monthly40-Month SMA$33.96Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$39.50 support 3.25x 1 months ago
$37.70 support 1.10x 2 months ago
$29.80 support 1.55x 14 months ago
$29.10 support 1.08x 25 months ago

Historical Earnings Reactions (64 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.15% 0.00% 17.19% 2.78% -3.40%
1 Day 0.14% 0.00% 25.00% 7.26% -5.93%
1 Week 0.24% 0.09% 51.56% 7.67% -9.15%
2 Weeks 0.22% 0.60% 57.81% 10.93% -9.29%
1 Month 0.80% 1.08% 63.49% 11.00% -13.01%

Next earnings: October 22, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.9%48.0%25
Feb0.4%66.7%24
Mar0.1%45.8%24
Apr0.5%36.0%25
May1.1%56.0%25
Jun-0.3%48.0%25
Jul1.0%60.0%25
Aug1.4%44.0%25
Sep0.0%28.0%25
Oct0.6%64.0%25
Nov0.4%48.0%25
Dec0.2%52.0%25

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.01% 23.1% 1188
Tuesday 0.06% 22.1% 1297
Wednesday 0.09% 22.1% 1297
Thursday 0.05% 20.0% 1271
Friday -0.02% 21.5% 1267

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 45.7%

Insider Transactions — Smart Summary

Total insider ownership: 13.0%

12-Month Insider Activity Summary

Total Filings10
Net Value-$37,373.9
Net Shares Change-4,974
% of Float-0.1%
C-Suite Filings4
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
STOKELY JOHN D JR -$215,683.8 1 2 sell
HAMBERGER SCOTT M +$86,697.03 3 3 buy
GEORGE JAMES S II EXECUTIVE OFFICER -$32,556.4 1 1 sell
HILL EDWARD III +$32,508.18 1 1 buy
SCHMIDT MARIANNE EXECUTIVE OFFICER -$14,724.6 1 1 sell
Lorey Brandon Craig EXECUTIVE OFFICER +$12,085.5 1 1 buy
BRAITHWAITE TODD A EXECUTIVE OFFICER -$2,178.4 1 1 sell
SMALLEY ROBERT W JR +N/A 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-03-03 – 2026-03-12 4 3 +$108,610.68 1 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-03 Lorey Brandon Craig EXECUTIVE OFFICER +$12,085.5 Transaction at $34.53, now +22.1%
2026-03-06 HILL EDWARD III +$32,508.18 Transaction at $34.62, now +21.8%
2026-03-03 HAMBERGER SCOTT M +$34,020 Transaction at $36.00, now +17.1%
2026-03-12 HAMBERGER SCOTT M +$29,997 Transaction at $33.00, now +27.7%
2026-05-01 SCHMIDT MARIANNE EXECUTIVE OFFICER -$14,724.6 Transaction at $37.95, now +11.1%
2026-02-03 HAMBERGER SCOTT M +$22,680.03 Transaction at $37.99, now +11.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Eagle Financial Services Inc Common Stock (EFSI) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for EFSI on Trend Edge →