EBMT — Eagle Bancorp Montana Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Eagle Bancorp Montana Inc

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and resi… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$22.34
Market Cap$177M
Float6.7M
Shares Outstanding8.0M
P/E (Forward)10.25
P/E (TTM)11.10
Price/Sales (TTM)1.91
vs. Analyst Target+5.2% to analyst PT
Profit Margin16.79%
Operating Margin (TTM)24.03%
Revenue (TTM)$92.8M
Earnings Growth (YoY)24.30%
Dividend Rate0.6%
Analyst Target Price$23.50 (3 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $90.4M $21.2M $90.4M $42.4M
2021 $93.2M $14.4M $89.1M $27.1M
2022 $93.6M $10.7M $85.5M $21.6M
2023 $112M $10.1M $81.9M $19.5M
2024 $120M $9.8M $79.1M $20.3M
2025 $126M $14.8M $89.3M $25.8M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $31.6M $3.2M
Sep 2025 $32.2M $3.6M
Dec 2025 $32.5M $4.7M
Mar 2026 $31.1M $4.0M

Ownership & Float

Insider Ownership6.9%
Institutional Ownership54.6%
Short Float1.8%
% of All Funds Holding1.02%
Number of Funds Holding84

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$21.88Near-term / short-term trend
Weekly40-Week SMA$19.68Medium-term trend
Weekly80-Week SMA$18.10Cyclical trend (business cycle)
Weekly200-Week SMA$16.14Secular trend (multi-year)
Monthly10-Month SMA$19.60Near-term monthly trend
Monthly20-Month SMA$18.13Medium-term monthly trend
Monthly40-Month SMA$15.92Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$20.80 support 1.61x 0 months ago
$19.00 support 1.01x 3 months ago
$16.80 support 1.16x 4 months ago
$15.20 support 1.86x 14 months ago
$13.20 support 1.23x 21 months ago

Historical Earnings Reactions (86 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.03% 0.00% 40.70% 4.98% -8.26%
1 Day -0.16% 0.00% 33.72% 4.33% -8.55%
1 Week 0.15% 0.00% 43.02% 12.73% -10.33%
2 Weeks -0.37% -0.18% 41.86% 13.00% -15.58%
1 Month 0.82% 0.09% 51.76% 28.61% -12.91%

Next earnings: July 28, 2026 (60 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.4%53.8%26
Feb-0.6%50.0%26
Mar0.8%57.7%26
Apr-0.6%42.3%26
May-0.2%30.8%26
Jun-1.0%30.8%26
Jul1.4%53.8%26
Aug2.2%53.8%26
Sep1.1%53.8%26
Oct2.0%50.0%26
Nov2.9%65.4%26
Dec1.9%53.8%26

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.02% 30.7% 1233
Tuesday 0.10% 31.0% 1349
Wednesday -0.03% 28.9% 1348
Thursday 0.04% 32.6% 1322
Friday 0.18% 31.2% 1319

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 54.6%

Insider Transactions — Smart Summary

Total insider ownership: 6.9%

12-Month Insider Activity Summary

Total Filings11
Net Value-$47,181.08
Net Shares Change-47,569
% of Float-0.7%
C-Suite Filings3
Clusters Detected2

Key Insiders

NameTitleNet ValueFilingsActivity
Walsh Kenneth M -$611,424 3 3 sell
JOHNSON PETER JOSEPH -$174,196.08 1 1 sell
Binde Alana M SVP-Chief Human Resource Offcr -$59,774 1 1 sell
Waters Samuel -$47,208 1 1 sell
Jensen Corey -$42,136 1 1 sell
MCCARVEL THOMAS J -$26,914.14 1 1 sell
O'Neill Mark A SVP-Chief Lending Officer +$10,049.4 1 1 buy
Rensmon Patrick D SVP-Chief Operating Officer +$2,543.52 1 1 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-08-06 – 2025-08-15 4 4 -$257,731.48 2 C-suite
2026-02-05 – 2026-02-19 3 3 -$425,831.221

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-08 Walsh Kenneth M -$228,338 Transaction at $22.83, now -2.2%
2025-11-26 O'Neill Mark A SVP-Chief Lending Officer +$10,049.4 Transaction at $16.75, now +33.4%
2025-08-07 Rensmon Patrick D SVP-Chief Operating Officer +$2,543.52 Transaction at $15.90, now +40.5%
2026-02-11 JOHNSON PETER JOSEPH -$174,196.08 Transaction at $23.08, now -3.2%
2025-08-06 Binde Alana M SVP-Chief Human Resource Offcr -$59,774 Transaction at $15.73, now +42.0%
2026-02-23 Waters Samuel -$47,208 Transaction at $22.48, now -0.6%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Eagle Bancorp Montana Inc (EBMT) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for EBMT on Trend Edge →