CVBF — CVB Financial Corporation

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates CVBF Bullish with a Setup Score of 47, net conviction 51, actionability 44. How the Setup Score works →

Total Setup Score47
Directional BiasBullish
Net Conviction51
Actionability44 (in range)

Key signals behind this score

About CVB Financial Corporation

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as … Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$22.39
Market Cap$3.96B
Float166.8M
Shares Outstanding176.0M
P/E (Forward)11.53
P/E (TTM)15.64
Price/Sales (TTM)6.92
vs. Analyst Target+16.9% to analyst PT
Profit Margin36.14%
Operating Margin (TTM)55.75%
Revenue (TTM)$572M
Earnings Growth (YoY)-21.60%
Dividend Rate0.8%
Analyst Target Price$26.17 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $479M $177M $441M $248M
2021 $468M $213M $488M $291M
2022 $562M $235M $542M $342M
2023 $666M $221M $546M $334M
2024 $659M $201M $480M $287M
2025 $643M $209M $514M $296M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $163M $52.6M
Dec 2025 $163M $55.0M
Mar 2026 $161M $51.0M
Jun 2026 $219M $48.3M

Ownership & Float

Insider Ownership5.1%
Institutional Ownership85.5%
Short Float4.8%
% of All Funds Holding3.66%
Number of Funds Holding322

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$22.64Near-term / short-term trend
Weekly40-Week SMA$20.59Medium-term trend
Weekly80-Week SMA$19.86Cyclical trend (business cycle)
Weekly200-Week SMA$19.32Secular trend (multi-year)
Monthly10-Month SMA$20.46Near-term monthly trend
Monthly20-Month SMA$19.87Medium-term monthly trend
Monthly40-Month SMA$18.76Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$20.20 support 1.33x 1 months ago
$18.30 support 1.09x 8 months ago
$23.50 resistance 1.11x 19 months ago
$17.20 support 1.09x 24 months ago

Historical Earnings Reactions (120 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.16% 0.04% 50.83% 4.81% -3.18%
1 Day 0.40% 0.00% 48.33% 20.05% -8.89%
1 Week 0.05% -0.57% 45.83% 22.57% -18.03%
2 Weeks 1.11% 0.83% 59.17% 29.67% -25.47%
1 Month 0.90% 1.23% 56.30% 28.52% -32.87%

Next earnings: October 21, 2026 (55 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.4%48.8%43
Feb0.2%51.2%43
Mar1.3%58.1%43
Apr-0.5%37.2%43
May1.0%54.5%44
Jun3.3%59.1%44
Jul1.3%47.7%44
Aug-0.2%51.2%43
Sep2.4%53.5%43
Oct2.5%53.5%43
Nov2.9%62.8%43
Dec1.4%62.8%43

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.00% 38.9% 2064
Tuesday 0.11% 40.3% 2243
Wednesday 0.07% 39.3% 2240
Thursday 0.12% 40.5% 2199
Friday 0.03% 40.1% 2187

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 85.5%

Insider Transactions — Smart Summary

Total insider ownership: 5.1%

Founder-led management: George A. Borba Sr. (Vice Chairman)

12-Month Insider Activity Summary

Total Filings8
Net Value-$917,680
Net Shares Change145,514
% of Float0.1%
C-Suite Filings1
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
Borba George A Jr +$3.5M 5 5 buy
Harvey David C EVP Chief Operating Officer -$917,680 1 1 sell
O Brien Raymond V III +$455,300 1 1 buy
Kan Anna -$223,850 1 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-07-28 O Brien Raymond V III +$455,300 Transaction at $22.77, now -1.6%
2026-08-05 Harvey David C EVP Chief Operating Officer -$917,680 Transaction at $22.94, now -2.4%
2026-05-22 Borba George A Jr +$999,984.977 Transaction at $20.45, now +9.5%
2026-05-19 Borba George A Jr +$499,999.731 Transaction at $19.85, now +12.8%
2026-05-15 Borba George A Jr +$499,982.434 Transaction at $19.92, now +12.4%
2026-05-12 Borba George A Jr +$999,986.623 Transaction at $19.90, now +12.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for CVB Financial Corporation (CVBF) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CVBF on Trend Edge →