Seasonal Tailwind — december med 2% (mag 1/3) · posClose 62.79% (rel 1/3) · n43 ×0.5 = 2.5
Founder-Led — founder/CEO led
Hidden Gem — stWatch 119
About CVB Financial Corporation
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as … Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: March 17, 1992
Headquarters: 701 North Haven Avenue, Ontario, CA, United States, 91764
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — George A. Borba Sr. (Vice Chairman)
Key Metrics
Current Price
$21.49
Market Cap
$3.83B
Float
166.8M
Shares Outstanding
176.0M
P/E (Forward)
11.53
P/E (TTM)
15.21
Price/Sales (TTM)
6.69
vs. Analyst Target
+21.8% to analyst PT
Profit Margin
36.14%
Operating Margin (TTM)
55.75%
Revenue (TTM)
$572M
Earnings Growth (YoY)
-21.60%
Dividend Rate
0.8%
Analyst Target Price
$26.17 (6 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$479M
$177M
$441M
$248M
2021
$468M
$213M
$488M
$291M
2022
$562M
$235M
$542M
$342M
2023
$666M
$221M
$546M
$334M
2024
$659M
$201M
$480M
$287M
2025
$643M
$209M
$514M
$296M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$163M
$52.6M
Dec 2025
$163M
$55.0M
Mar 2026
$161M
$51.0M
Jun 2026
$219M
$48.3M
Ownership & Float
Insider Ownership
5.1%
Institutional Ownership
86.1%
Short Float
5.1%
% of All Funds Holding
3.66%
Number of Funds Holding
322
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$22.47
Near-term / short-term trend
Weekly
40-Week SMA
$21.02
Medium-term trend
Weekly
80-Week SMA
$20.09
Cyclical trend (business cycle)
Weekly
200-Week SMA
$19.15
Secular trend (multi-year)
Monthly
10-Month SMA
$20.93
Near-term monthly trend
Monthly
20-Month SMA
$19.96
Medium-term monthly trend
Monthly
40-Month SMA
$19.20
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$20.10
support
1.28x
3 months ago
$18.70
support
1.54x
8 months ago
$18.30
support
1.09x
10 months ago
$23.50
resistance
1.11x
21 months ago
Historical Earnings Reactions (120 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.16%
0.04%
50.83%
4.81%
-3.18%
1 Day
0.40%
0.00%
48.33%
20.05%
-8.89%
1 Week
0.05%
-0.57%
45.83%
22.57%
-18.03%
2 Weeks
1.11%
0.83%
59.17%
29.67%
-25.47%
1 Month
0.90%
1.23%
56.30%
28.52%
-32.87%
Next earnings: October 28, 2026 (17 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-0.4%
48.8%
43
Feb
0.2%
51.2%
43
Mar
1.3%
58.1%
43
Apr
-0.5%
37.2%
43
May
1.0%
54.5%
44
Jun
3.3%
59.1%
44
Jul
1.3%
47.7%
44
Aug
-0.2%
50.0%
44
Sep
2.3%
52.3%
44
Oct
2.5%
53.5%
43
Nov
2.9%
62.8%
43
Dec
1.4%
62.8%
43
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.00%
38.8%
2069
Tuesday
0.11%
40.2%
2249
Wednesday
0.06%
39.3%
2246
Thursday
0.12%
40.6%
2205
Friday
0.03%
40.1%
2193
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 86.1%
Insider Transactions — Smart Summary
Total insider ownership: 5.1%
Founder-led management: George A. Borba Sr. (Vice Chairman)
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