CUBI — Customers Bancorp, Inc.

Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates CUBI Bullish with a Setup Score of 40, net conviction 47, actionability 34. How the Setup Score works →

Total Setup Score40
Directional BiasBullish
Net Conviction47
Actionability34 (in range)

Key signals behind this score

About Customers Bancorp, Inc.

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$74.04
Market Cap$2.52B
Float31.8M
Shares Outstanding33.8M
P/E (Forward)8.26
P/E (TTM)9.05
Price/Sales (TTM)3.05
vs. Analyst Target+26.3% to analyst PT
Profit Margin35.25%
Operating Margin (TTM)46.02%
Revenue (TTM)$827M
Earnings Growth (YoY)18.50%
Dividend RateNone
Analyst Target Price$93.55 (11 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $601M $133M $398M $208M
2021 $845M $315M $721M $463M
2022 $895M $228M $573M $318M
2023 $1.37B $250M $1.37B $362M
2024 $1.36B $181M $614M $258M
2025 $1.41B $224M $730M $352M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $388M $75.7M
Dec 2025 $388M $74.5M
Mar 2026 $371M $69.7M
Jun 2026 $379M $71.6M

Ownership & Float

Insider Ownership9.2%
Institutional Ownership101.5%
Short Float7.1%
% of All Funds Holding3.31%
Number of Funds Holding291

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$78.81Near-term / short-term trend
Weekly40-Week SMA$75.60Medium-term trend
Weekly80-Week SMA$68.77Cyclical trend (business cycle)
Weekly200-Week SMA$52.99Secular trend (multi-year)
Monthly10-Month SMA$75.13Near-term monthly trend
Monthly20-Month SMA$68.56Medium-term monthly trend
Monthly40-Month SMA$58.76Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$44.00 support 1.15x 22 months ago

Historical Earnings Reactions (58 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 1.83% 0.67% 65.52% 21.43% -6.18%
1 Day 1.24% 0.00% 46.55% 30.36% -15.95%
1 Week 1.86% 1.36% 56.90% 32.41% -15.75%
2 Weeks 2.00% 0.63% 51.72% 29.51% -28.29%
1 Month 2.75% 0.30% 51.72% 35.88% -21.37%

Next earnings: October 22, 2026 (11 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan3.2%57.1%14
Feb1.7%50.0%14
Mar-6.8%35.7%14
Apr5.2%60.0%15
May-0.9%46.7%15
Jun3.1%66.7%15
Jul4.8%46.7%15
Aug-1.2%33.3%15
Sep-2.0%33.3%15
Oct8.6%78.6%14
Nov4.6%57.1%14
Dec3.3%57.1%14

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.10% 50.9% 688
Tuesday 0.10% 45.7% 752
Wednesday 0.14% 47.7% 749
Thursday -0.01% 46.7% 737
Friday 0.17% 47.4% 734

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 101.5%

Insider Transactions — Smart Summary

Total insider ownership: 9.2%

Founder-led management: Jay Sidhu (Executive Chairman)

12-Month Insider Activity Summary

Total Filings14
Net Value-$30.1M
Net Shares Change-396,171
% of Float-1.2%
C-Suite Filings12
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
SIDHU JAY S Chairman -$21.5M 4 4 sell
Cunningham Lyle Chief Banking Officer -$3.2M 1 1 sell
Allon Andrea R. -$828,100 1 1 sell
Watkins Philip EVP, Head of Corp Development -$415,639.85 2 2 sell
Velasquez Jessie John Deano Chief Accounting Officer -$159,285.132 1 1 sell
Sidhu Samvir S. CEO +$72,577.5 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-05 SIDHU JAY S Chairman -$5.5M Transaction at $80.09, now -7.6%
2026-07-31 SIDHU JAY S Chairman -$2.5M Transaction at $79.19, now -6.5%
2026-08-17 Allon Andrea R. -$828,100 Transaction at $82.81, now -10.6%
2026-05-12 Sidhu Samvir S. CEO +$72,577.5 Transaction at $72.58, now +2.0%
2026-06-01 Cunningham Lyle Chief Banking Officer -$3.2M Transaction at $50.16, now +47.6%
2026-05-12 Watkins Philip EVP, Head of Corp Development -$227,016.6 Transaction at $75.67, now -2.2%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Customers Bancorp, Inc. (CUBI) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CUBI on Trend Edge →