CTBI — Community Trust Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Community Trust Bancorp Inc

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$67.44
Market Cap$1.22B
Float15.6M
Shares Outstanding18.2M
P/E (Forward)11.22
P/E (TTM)11.73
Price/Sales (TTM)4.35
vs. Analyst Target+7.5% to analyst PT
Profit Margin36.96%
Operating Margin (TTM)50.80%
Revenue (TTM)$279M
Earnings Growth (YoY)23.00%
Dividend Rate2.1%
Analyst Target Price$72.50 (2 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $231M $59.5M $190M $75.6M
2021 $239M $87.9M $230M $116M
2022 $256M $81.8M $222M $106M
2023 $326M $78.0M $224M $104M
2024 $376M $82.8M $238M $112M
2025 $409M $98.1M $273M $131M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $102M $24.9M
Sep 2025 $105M $23.9M
Dec 2025 $106M $27.3M
Mar 2026 $103M $27.2M

Ownership & Float

Insider Ownership1.4%
Institutional Ownership67.9%
Short Float1.6%
% of All Funds Holding2.06%
Number of Funds Holding169

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$64.88Near-term / short-term trend
Weekly40-Week SMA$59.46Medium-term trend
Weekly80-Week SMA$56.29Cyclical trend (business cycle)
Weekly200-Week SMA$47.84Secular trend (multi-year)
Monthly10-Month SMA$59.24Near-term monthly trend
Monthly20-Month SMA$56.08Medium-term monthly trend
Monthly40-Month SMA$48.49Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$61.00 support 1.49x 0 months ago
$57.00 support 1.23x 3 months ago
$44.00 support 1.70x 21 months ago
$39.60 support 1.14x 25 months ago

Historical Earnings Reactions (120 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.01% 0.00% 44.17% 4.86% -5.00%
1 Day 0.03% -0.08% 44.17% 9.15% -6.19%
1 Week 0.10% -0.54% 41.67% 9.96% -8.88%
2 Weeks 0.30% -0.13% 47.50% 13.52% -13.32%
1 Month 0.95% 0.32% 54.17% 19.05% -12.30%

Next earnings: July 15, 2026 (48 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-0.1%46.2%39
Feb-1.0%33.3%39
Mar1.2%51.3%39
Apr0.8%53.8%39
May0.4%52.6%38
Jun1.2%47.4%38
Jul0.9%50.0%38
Aug-0.2%42.1%38
Sep-0.2%44.7%38
Oct1.5%47.4%38
Nov3.0%60.5%38
Dec2.0%60.5%38

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.00% 39.5% 1821
Tuesday 0.12% 41.6% 1984
Wednesday 0.03% 38.5% 1983
Thursday 0.03% 41.2% 1947
Friday 0.06% 40.6% 1937

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 67.9%

Insider Transactions — Smart Summary

Total insider ownership: 1.4%

12-Month Insider Activity Summary

Total Filings3
Net Value-$46,660.075
Net Shares Change1,166
% of Float0.0%
C-Suite Filings2
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
MINNIFIELD FRANKY +$102,020 1 1 buy
Waters Andy D Executive Vice President -$51,574.066 1 1 sell
SPARKMAN RICKY D Executive Vice President +$4,913.992 1 1 buy

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-16 SPARKMAN RICKY D Executive Vice President +$4,913.992 Transaction at $58.50, now +15.3%
2025-06-02 MINNIFIELD FRANKY +$102,020 Transaction at $51.01, now +32.2%
2025-08-19 Waters Andy D Executive Vice President -$51,574.066 Transaction at $56.18, now +20.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Community Trust Bancorp Inc (CTBI) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CTBI on Trend Edge →