80wk Uptrend — rising+above (sma 23.07 vs px 27.38)
200wk Uptrend — rising+above (sma 19.99 vs px 27.38)
Funds Accumulating — momZ +2.91 · 1.44→1.71
Hidden Gem — stWatch 59.00
About Civista Bancshares Inc
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote depo… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: January 2, 2001
Headquarters: 100 East Water Street, Sandusky, OH, United States, 44870-2514
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$27.38
Market Cap
$573M
Float
20.3M
Shares Outstanding
20.8M
P/E (Forward)
9.53
P/E (TTM)
10.28
Price/Sales (TTM)
3.12
vs. Analyst Target
+13.8% to analyst PT
Profit Margin
29.62%
Operating Margin (TTM)
39.92%
Revenue (TTM)
$183M
Earnings Growth (YoY)
-3.00%
Dividend Rate
0.7%
Analyst Target Price
$31.17 (6 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$126M
$32.2M
$106M
$40.3M
2021
$134M
$40.5M
$124M
$51.2M
2022
$153M
$39.4M
$135M
$52.8M
2023
$217M
$43.0M
$156M
$63.0M
2024
$242M
$31.7M
$147M
$47.6M
2025
$255M
$46.2M
$169M
$65.1M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$63.8M
$12.8M
Dec 2025
$65.6M
$12.3M
Mar 2026
$55.8M
$15.0M
Jun 2026
$39.3M
$14.3M
Ownership & Float
Insider Ownership
2.0%
Institutional Ownership
67.5%
Short Float
2.5%
% of All Funds Holding
1.71%
Number of Funds Holding
150
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$28.28
Near-term / short-term trend
Weekly
40-Week SMA
$25.05
Medium-term trend
Weekly
80-Week SMA
$23.07
Cyclical trend (business cycle)
Weekly
200-Week SMA
$19.99
Secular trend (multi-year)
Monthly
10-Month SMA
$25.11
Near-term monthly trend
Monthly
20-Month SMA
$23.20
Medium-term monthly trend
Monthly
40-Month SMA
$20.11
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Civista Bancshares Inc
(CIVB) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.