When is Chemung Financial Corp's (CHMG) next earnings report?

Chemung Financial Corp's next earnings report is expected on October 21, 2026 (55 days away). View CHMG's historical earnings reactions and AI-powered earnings trade plan on Trend Edge at https://trendedge.app/asset/CHMG

What is Chemung Financial Corp's (CHMG) market cap?

Chemung Financial Corp has a market cap of $394M, classifying it as a small-cap Financial Services stock. Trend Edge tracks CHMG's institutional ownership (50.6%), insider transactions, and proprietary indicators.

Is Chemung Financial Corp (CHMG) founder-led?

No — based on Trend Edge data, Chemung Financial Corp is not currently founder-led. The original founder is no longer in an executive or board role.

What is CHMG's Trend Edge Score?

CHMG's current Trend Edge Score is 90.3. The Trend Edge Score is a proprietary technical indicator combining weekly trend strength, momentum, and volume signals into a single value used to rank long position setups across thousands of tracked stocks.

How has CHMG historically reacted to earnings?

Over the last 106 earnings events, CHMG has averaged a 0.10% return in the week following earnings, with a 52.83% win rate. Best 1-week reaction: +9.18%. Worst: -16.52%. Full earnings reaction breakdown across gap, 1-day, 2-week, and 1-month timeframes available on Trend Edge.

What is the average analyst price target for CHMG?

3 Wall Street analysts have an average price target of $83.50 on CHMG, implying 1.1% upside from the current price of $82.60.

CHMG Stock Analysis — Chemung Financial Corp · Hidden Gem

Trend Edge Setup Score

Trend Edge rates CHMG Bullish with a Setup Score of 9, net conviction 41, actionability 2. How the Setup Score works →

Total Setup Score	9
Directional Bias	Bullish
Net Conviction	41
Actionability	2 (in range)

Key signals behind this score

40wk Uptrend — rising+above (sma 64.97 vs px 82.60)
80wk Uptrend — rising+above (sma 57.18 vs px 82.60)
200wk Uptrend — rising+above (sma 49.80 vs px 82.60)
Funds Accumulating — momZ +2.38 · 0.99→1.18
Hidden Gem — stWatch 16.00

About Chemung Financial Corp

Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residen… Read full Trend Edge analysis →

Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: January 4, 1999
Headquarters: One Chemung Canal Plaza, Elmira, NY, United States, 14901
Website: https://www.chemungcanal.com
Employees: 348

Key Metrics

Current Price	$82.60
Market Cap	$394M
Float	3.2M
Shares Outstanding	4.8M
P/E (Forward)	9.29
P/E (TTM)	11.73
Price/Sales (TTM)	3.41
vs. Analyst Target	+1.1% to analyst PT
Profit Margin	28.67%
Operating Margin (TTM)	37.93%
Revenue (TTM)	$117M
Earnings Growth (YoY)	51.70%
Dividend Rate	1.4%
Analyst Target Price	$83.50 (3 analysts)

Financial History

Annual Revenue & Earnings History

Year	Revenue	Net Income	Gross Profit	EBITDA
2020	$86.9M	$19.3M	$78.6M	$28.1M
2021	$91.8M	$26.4M	$88.4M	$37.3M
2022	$102M	$28.8M	$95.2M	$39.9M
2023	$113M	$25.0M	$113M	$31.5M
2024	$150M	$23.7M	$96.2M	$32.1M
2025	$140M	$15.1M	$89.8M	$22.6M

Recent Quarterly Revenue & Net Income

Quarter	Revenue	Net Income
Sep 2025	$39.7M	$7.8M
Dec 2025	$40.9M	$7.7M
Mar 2026	$39.9M	$9.2M
Jun 2026	$18.1M	$8.8M

Insider Ownership	18.1%
Institutional Ownership	50.6%
Short Float	1.9%
% of All Funds Holding	1.18%
Number of Funds Holding	104

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

Timeframe	SMA	Value	Trend Context
Weekly	10-Week SMA	$79.40	Near-term / short-term trend
Weekly	40-Week SMA	$64.97	Medium-term trend
Weekly	80-Week SMA	$57.18	Cyclical trend (business cycle)
Weekly	200-Week SMA	$49.80	Secular trend (multi-year)
Monthly	10-Month SMA	$65.23	Near-term monthly trend
Monthly	20-Month SMA	$57.48	Medium-term monthly trend
Monthly	40-Month SMA	$50.99	Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price Level	Type	Volume Ratio	Age
$75.00	support	3.26x	0 months ago
$69.00	support	3.18x	1 months ago
$54.00	support	1.18x	3 months ago
$44.00	support	1.20x	25 months ago

Historical Earnings Reactions (106 events)

Timeframe	Avg Return	Median	Win Rate	Best	Worst
Gap	-0.15%	0.00%	32.08%	3.99%	-5.88%
1 Day	0.14%	0.00%	34.91%	14.56%	-6.49%
1 Week	0.10%	0.40%	52.83%	9.18%	-16.52%
2 Weeks	0.34%	0.19%	53.77%	12.50%	-17.66%
1 Month	0.51%	0.50%	57.14%	21.13%	-28.10%

Next earnings: October 21, 2026 (55 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Month	Avg Return	Win Rate	Samples
Jan	-0.6%	33.3%	27
Feb	-1.0%	50.0%	28
Mar	-1.0%	32.1%	28
Apr	0.0%	50.0%	28
May	1.5%	64.3%	28
Jun	1.5%	46.4%	28
Jul	0.5%	53.6%	28
Aug	-0.7%	33.3%	27
Sep	1.4%	55.6%	27
Oct	1.1%	63.0%	27
Nov	2.7%	66.7%	27
Dec	0.9%	44.4%	27

Day-of-Week Tendencies

Day	Avg Return	Win Rate	Samples
Monday	0.01%	32.7%	1304
Tuesday	0.02%	34.5%	1427
Wednesday	0.08%	36.3%	1427
Thursday	0.06%	37.0%	1400
Friday	0.01%	33.0%	1393

Insider Transactions — Smart Summary

Total insider ownership: 18.1%

12-Month Insider Activity Summary

Total Filings	7
Net Value	-$60,626.342
Net Shares Change	-1,611
% of Float	-0.1%
C-Suite Filings	2
Clusters Detected	0

Key Insiders

Name	Title	Net Value	Filings	Activity
STREETER JEFFREY B		+$181,352.105	2	2 buy
Dalrymple Robert H		-$160,231.93	1	1 sell
Tyrrell Thomas R.		-$81,979.804	2	2 sell
Fariello Daniel D	President, Capital Bank Div.	-$60,626.342	2	2 sell

Significant Filings

Date	Insider	Title	Net Value	Price After
2025-10-30	STREETER JEFFREY B		+$113,400.05	Transaction at $51.92, now +59.1%
2025-10-29	STREETER JEFFREY B		+$67,952.055	Transaction at $51.64, now +60.0%
2026-04-27	Tyrrell Thomas R.		-$51,479.804	Transaction at $65.33, now +26.4%
2026-02-05	Fariello Daniel D	President, Capital Bank Div.	-$45,725.24	Transaction at $61.13, now +35.1%
2026-02-04	Fariello Daniel D	President, Capital Bank Div.	-$14,901.102	Transaction at $61.57, now +34.1%
2026-02-26	Dalrymple Robert H		-$160,231.93	Transaction at $56.56, now +46.0%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Chemung Financial Corp (CHMG) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CHMG on Trend Edge →

CHMG — Chemung Financial Corp

Trend Edge Setup Score

Key signals behind this score

About Chemung Financial Corp

Trend Edge Proprietary Indicators

Key Metrics

Financial History

Annual Revenue & Earnings History

Recent Quarterly Revenue & Net Income

Ownership & Float

Current Moving Averages

Volume Shelves — Support & Resistance

Historical Earnings Reactions (106 events)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Day-of-Week Tendencies

Top Institutional Holders

Insider Transactions — Smart Summary

12-Month Insider Activity Summary

Key Insiders

Significant Filings

AI Consult Analysis

CHMG — Chemung Financial Corp

Trend Edge Setup Score

Key signals behind this score

About Chemung Financial Corp

Trend Edge Proprietary Indicators

Key Metrics

Financial History

Annual Revenue & Earnings History

Recent Quarterly Revenue & Net Income

Ownership & Float

Current Moving Averages

Volume Shelves — Support & Resistance

Historical Earnings Reactions (106 events)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Day-of-Week Tendencies

Top Institutional Holders

Insider Transactions — Smart Summary

12-Month Insider Activity Summary

Key Insiders

Significant Filings

AI Consult Analysis

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