Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About Cullen/Frost Bankers Inc
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NYSE
IPO Date: March 26, 1990
Headquarters: 111 West Houston Street, San Antonio, TX, United States, 78205
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$137.69
Market Cap
$8.73B
Float
61.9M
Shares Outstanding
62.8M
P/E (Forward)
13.21
P/E (TTM)
13.54
Price/Sales (TTM)
3.91
vs. Analyst Target
+9.3% to analyst PT
Profit Margin
29.96%
Operating Margin (TTM)
36.90%
Revenue (TTM)
$2.23B
Earnings Growth (YoY)
15.20%
Dividend Rate
4.1%
Analyst Target Price
$150.53 (13 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$1.49B
$331M
$1.20B
$416M
2021
$1.40B
$443M
$1.37B
$559M
2022
$1.88B
$579M
$1.69B
$740M
2023
$1.99B
$598M
$2.22B
$712M
2024
$2.85B
$583M
$2.00B
$779M
2025
$2.92B
$649M
$2.19B
$859M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$719M
$157M
Sep 2025
$746M
$174M
Dec 2025
$746M
$166M
Mar 2026
$575M
$171M
Ownership & Float
Insider Ownership
6.1%
Institutional Ownership
90.2%
Short Float
0.0%
% of All Funds Holding
6.17%
Number of Funds Holding
507
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$139.05
Near-term / short-term trend
Weekly
40-Week SMA
$132.81
Medium-term trend
Weekly
80-Week SMA
$131.51
Cyclical trend (business cycle)
Weekly
200-Week SMA
$121.04
Secular trend (multi-year)
Monthly
10-Month SMA
$132.50
Near-term monthly trend
Monthly
20-Month SMA
$131.41
Medium-term monthly trend
Monthly
40-Month SMA
$118.79
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Cullen/Frost Bankers Inc
(CFR) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.