200wk Uptrend — rising+above (sma 6.49 vs px 8.54)
Seasonal Tailwind — october med 4.3% (mag 2/3) · posClose 66.67% (rel 2/3) · n27 ×0.75 = 6
Hidden Gem — stWatch 131
About Capitol Federal Financial Inc
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: April 1, 1999
Headquarters: 700 South Kansas Avenue, Topeka, KS, United States, 66603
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: No
Key Metrics
Current Price
$8.54
Market Cap
$1.05B
Float
106.2M
Shares Outstanding
123.4M
P/E (Forward)
20.45
P/E (TTM)
13.06
Price/Sales (TTM)
4.64
vs. Analyst Target
+11.2% to analyst PT
Profit Margin
36.70%
Operating Margin (TTM)
50.09%
Revenue (TTM)
$226M
Earnings Growth (YoY)
35.60%
Dividend Rate
0.3%
Analyst Target Price
$9.50 (2 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$322M
$64.5M
$184M
$91.7M
2021
$279M
$76.1M
$204M
$107M
2022
$300M
$84.5M
$217M
$118M
2023
$186M
-$102M
-$27.7M
-$129M
2024
$379M
$38.0M
$163M
$62.8M
2025
$417M
$68.0M
$197M
$90.7M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$109M
$18.8M
Dec 2025
$111M
$20.3M
Mar 2026
$110M
$20.1M
Jun 2026
$94.9M
$23.6M
Ownership & Float
Insider Ownership
8.2%
Institutional Ownership
83.2%
Short Float
6.3%
% of All Funds Holding
2.79%
Number of Funds Holding
245
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$8.62
Near-term / short-term trend
Weekly
40-Week SMA
$7.64
Medium-term trend
Weekly
80-Week SMA
$6.81
Cyclical trend (business cycle)
Weekly
200-Week SMA
$6.49
Secular trend (multi-year)
Monthly
10-Month SMA
$7.63
Near-term monthly trend
Monthly
20-Month SMA
$6.81
Medium-term monthly trend
Monthly
40-Month SMA
$6.33
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Capitol Federal Financial Inc
(CFFN) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.