CBFV — CB Financial Services Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates CBFV Bullish with a Setup Score of 38, net conviction 47, actionability 30. How the Setup Score works →

Total Setup Score38
Directional BiasBullish
Net Conviction47
Actionability30 (in range)

Key signals behind this score

About CB Financial Services Inc

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings and checking accounts, as well as time deposit products. The company's loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity instal… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$37.83
Market Cap$193M
Float4.6M
Shares Outstanding5.1M
P/E (Forward)12.99
P/E (TTM)29.34
Price/Sales (TTM)4.26
vs. Analyst Target+4.0% to analyst PT
Profit Margin15.12%
Operating Margin (TTM)39.46%
Revenue (TTM)$45.4M
Earnings Growth (YoY)108.60%
Dividend Rate1.1%
Analyst Target Price$39.33 (3 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $54.5M -$10.6M $44.9M -$6.1M
2021 $50.1M $11.6M $47.8M $17.1M
2022 $54.7M $11.2M $46.2M $16.8M
2023 $60.0M $22.6M $42.9M $33.0M
2024 $79.2M $12.6M $48.6M $17.8M
2025 $68.6M $4.9M $42.9M $7.1M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $19.7M $3.9M
Sep 2025 $8.7M -$5.7M
Dec 2025 $21.7M $4.7M
Mar 2026 $20.6M $3.9M

Ownership & Float

Insider Ownership10.3%
Institutional Ownership44.2%
Short Float1.8%
% of All Funds Holding0.86%
Number of Funds Holding71

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$36.27Near-term / short-term trend
Weekly40-Week SMA$35.13Medium-term trend
Weekly80-Week SMA$32.41Cyclical trend (business cycle)
Weekly200-Week SMA$26.88Secular trend (multi-year)
Monthly10-Month SMA$35.42Near-term monthly trend
Monthly20-Month SMA$32.68Medium-term monthly trend
Monthly40-Month SMA$28.11Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$35.50 support 1.39x 0 months ago
$28.80 support 1.43x 11 months ago
$27.90 support 1.76x 19 months ago
$25.00 support 1.01x 22 months ago

Historical Earnings Reactions (49 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.09% 0.00% 46.94% 8.33% -5.37%
1 Day -0.01% 0.19% 51.02% 9.03% -8.13%
1 Week 0.59% 0.00% 48.98% 15.03% -14.97%
2 Weeks 1.00% 0.27% 57.14% 9.07% -8.87%
1 Month 1.71% 1.17% 56.25% 20.49% -11.58%

Next earnings: July 28, 2026 (18 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.4%43.5%23
Feb0.7%43.5%23
Mar-1.8%39.1%23
Apr0.9%69.6%23
May-0.7%52.2%23
Jun0.5%60.9%23
Jul1.9%72.7%22
Aug-0.0%45.5%22
Sep2.0%59.1%22
Oct-0.6%36.4%22
Nov3.7%69.6%23
Dec-0.6%52.2%23

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.10% 26.7% 1072
Tuesday -0.01% 29.4% 1175
Wednesday 0.08% 31.1% 1176
Thursday 0.05% 31.5% 1151
Friday 0.13% 30.5% 1146

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 44.2%

Insider Transactions — Smart Summary

Total insider ownership: 10.3%

12-Month Insider Activity Summary

Total Filings7
Net Value+$10,320.313
Net Shares Change4,218
% of Float0.1%
C-Suite Filings5
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Sharp Bruce A. SEVP & Chief Comm Loan Officer +$32,800 1 1 buy
Cobain Stephen Chief Credit Officer -$27,054.188 2 2 sell
GEORGE JENNIFER L SEVP and COO +$6,399.129 1 1 sell
Engles Amanda L EVP and CFO -$1,824.628 1 1 sell
Guthrie Charles R. -$134.204 1 1 sell
LaCarte John J -$13.947 1 1 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-09 – 2026-02-23 3 3 -$6,689.18 2 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2025-11-19 Sharp Bruce A. SEVP & Chief Comm Loan Officer +$32,800 Transaction at $32.80, now +15.3%
2026-03-06 Cobain Stephen Chief Credit Officer -$22,323.84 Transaction at $28.35, now +33.4%
2026-02-23 Engles Amanda L EVP and CFO -$1,824.628 Transaction at $33.79, now +12.0%
2026-02-23 Cobain Stephen Chief Credit Officer -$4,730.348 Transaction at $33.79, now +12.0%
2025-09-18 GEORGE JENNIFER L SEVP and COO +$6,399.129 Transaction at $27.70, now +36.6%
2026-02-09 Guthrie Charles R. -$134.204 Transaction at $32.85, now +15.1%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for CB Financial Services Inc (CBFV) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for CBFV on Trend Edge →