BY — Byline Bancorp Inc

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates BY Bullish with a Setup Score of 37, net conviction 45, actionability 30. How the Setup Score works →

Total Setup Score37
Directional BiasBullish
Net Conviction45
Actionability30 (in range)

Key signals behind this score

About Byline Bancorp Inc

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit c… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$38.11
Market Cap$1.73B
Float32.4M
Shares Outstanding45.2M
P/E (Forward)9.59
P/E (TTM)11.55
Price/Sales (TTM)3.99
vs. Analyst Target+13.4% to analyst PT
Profit Margin34.41%
Operating Margin (TTM)50.38%
Revenue (TTM)$434M
Earnings Growth (YoY)36.40%
Dividend Rate0.6%
Analyst Target Price$43.20 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $294M $37.5M $213M $58.1M
2021 $316M $92.8M $303M $130M
2022 $356M $88.0M $296M $119M
2023 $479M $108M $479M $146M
2024 $621M $121M $376M $166M
2025 $629M $130M $416M $188M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Sep 2025 $163M $37.2M
Dec 2025 $160M $34.5M
Mar 2026 $153M $37.6M
Jun 2026 $160M $40.2M

Ownership & Float

Insider Ownership27.8%
Institutional Ownership56.7%
Short Float2.7%
% of All Funds Holding2.33%
Number of Funds Holding205

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$38.26Near-term / short-term trend
Weekly40-Week SMA$33.40Medium-term trend
Weekly80-Week SMA$30.15Cyclical trend (business cycle)
Weekly200-Week SMA$26.00Secular trend (multi-year)
Monthly10-Month SMA$33.20Near-term monthly trend
Monthly20-Month SMA$30.20Medium-term monthly trend
Monthly40-Month SMA$26.70Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$32.70 support 1.69x 1 months ago
$29.10 support 1.01x 6 months ago
$26.20 support 1.09x 11 months ago
$23.70 support 1.82x 24 months ago

Historical Earnings Reactions (37 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.73% 0.87% 70.27% 6.21% -9.98%
1 Day 0.68% 0.73% 56.76% 9.17% -9.50%
1 Week 1.28% 0.69% 54.05% 17.62% -9.14%
2 Weeks 1.63% 2.29% 62.16% 30.17% -23.05%
1 Month 3.57% 3.38% 75.00% 40.72% -12.39%

Next earnings: October 22, 2026 (56 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan2.2%55.6%9
Feb2.3%44.4%9
Mar-6.9%33.3%9
Apr0.4%44.4%9
May0.5%66.7%9
Jun3.2%77.8%9
Jul5.4%70.0%10
Aug-1.3%33.3%9
Sep-3.2%22.2%9
Oct1.9%44.4%9
Nov5.5%77.8%9
Dec1.8%77.8%9

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.07% 52.5% 432
Tuesday 0.06% 46.3% 473
Wednesday 0.01% 48.1% 470
Thursday -0.02% 49.6% 462
Friday 0.14% 50.5% 461

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 56.7%

Insider Transactions — Smart Summary

Total insider ownership: 27.8%

Founder-led management: Roberto Herencia (Executive Chairman of the Board & CEO)

12-Month Insider Activity Summary

Total Filings16
Net Value-$2.3M
Net Shares Change-650,295
% of Float-2.0%
C-Suite Filings8
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
MBG INVESTORS I, L.P. -$11.7M 1 1 sell
DEL VALLE PEROCHENA ANTONIO -$11.7M 1 1 sell
HERENCIA ROBERTO R CHIEF EXECUTIVE OFFICER -$774,306.65 1 1 sell
Ptacin Brogan HEAD OF COMMERCIAL BANKING -$374,321.115 1 1 sell
Barkidjija John HEAD OF CRE & SPECIALTY FIN -$145,775.97 1 1 sell
Rose Dana CHIEF HUMAN RESOURCES OFFICER -$94,419 1 1 sell
HERSETH MARY JO S. +$20,767.41 2 2 buy
KISTNER WILLIAM G +$7,027 2 2 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-08-04 – 2026-08-14 5 5 -$24.7M 3 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-08-20 KISTNER WILLIAM G +$3,830 Transaction at $38.30, now -0.5%
2026-08-20 HERSETH MARY JO S. +$11,518.5 Transaction at $38.40, now -0.7%
2026-08-12 Rose Dana CHIEF HUMAN RESOURCES OFFICER -$94,419 Transaction at $39.00, now -2.3%
2026-08-14 HERENCIA ROBERTO R CHIEF EXECUTIVE OFFICER -$774,306.65 Transaction at $39.21, now -2.8%
2026-08-04 Ptacin Brogan HEAD OF COMMERCIAL BANKING -$374,321.115 Transaction at $39.61, now -3.8%
2026-08-11 MBG INVESTORS I, L.P. -$11.7M Transaction at $39.10, now -2.5%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Byline Bancorp Inc (BY) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for BY on Trend Edge →