Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, … Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: March 14, 2018
Headquarters: 4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Jerry J. Baack (CEO, Founder & Non Independent Executive Chairman), Jeffrey D. Shellberg (Co-Founder, EVP, Deputy Chief Credit Officer, Secretary & Non Independent Executive Director)
Key Metrics
Current Price
$20.25
Market Cap
$568M
Float
22.5M
Shares Outstanding
27.9M
P/E (Forward)
11.25
P/E (TTM)
11.08
Price/Sales (TTM)
3.60
vs. Analyst Target
+18.5% to analyst PT
Profit Margin
35.71%
Operating Margin (TTM)
47.76%
Revenue (TTM)
$158M
Earnings Growth (YoY)
18.40%
Dividend Rate
None
Analyst Target Price
$24.00 (4 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$121M
$27.2M
$81.1M
$37.1M
2021
$134M
$45.7M
$110M
$64.1M
2022
$169M
$53.4M
$128M
$75.0M
2023
$227M
$40.0M
$110M
$55.7M
2024
$251M
$32.8M
$104M
$45.7M
2025
$292M
$46.1M
$138M
$64.7M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$75.4M
$11.6M
Dec 2025
$76.5M
$13.3M
Mar 2026
$79.4M
$17.4M
Jun 2026
$24.1M
$14.0M
Ownership & Float
Insider Ownership
19.8%
Institutional Ownership
66.1%
Short Float
3.5%
% of All Funds Holding
1.71%
Number of Funds Holding
150
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$21.26
Near-term / short-term trend
Weekly
40-Week SMA
$19.63
Medium-term trend
Weekly
80-Week SMA
$17.87
Cyclical trend (business cycle)
Weekly
200-Week SMA
$14.63
Secular trend (multi-year)
Monthly
10-Month SMA
$19.52
Near-term monthly trend
Monthly
20-Month SMA
$17.79
Medium-term monthly trend
Monthly
40-Month SMA
$15.10
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$21.70
resistance
1.56x
2 months ago
$18.70
support
2.39x
3 months ago
$16.20
support
1.70x
12 months ago
$14.60
support
1.23x
15 months ago
$13.80
support
2.19x
17 months ago
Historical Earnings Reactions (35 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.40%
0.00%
45.71%
2.77%
-6.97%
1 Day
0.41%
0.78%
57.14%
6.23%
-7.02%
1 Week
0.31%
-0.23%
48.57%
11.70%
-11.94%
2 Weeks
0.92%
0.81%
54.29%
16.14%
-14.01%
1 Month
1.05%
0.29%
52.94%
25.57%
-14.48%
Next earnings: October 20, 2026 (10 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-0.1%
62.5%
8
Feb
-1.4%
37.5%
8
Mar
-6.8%
12.5%
8
Apr
0.7%
55.6%
9
May
-0.3%
66.7%
9
Jun
3.6%
55.6%
9
Jul
2.9%
66.7%
9
Aug
0.9%
66.7%
9
Sep
0.1%
44.4%
9
Oct
3.2%
75.0%
8
Nov
3.3%
87.5%
8
Dec
2.4%
62.5%
8
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.00%
48.4%
405
Tuesday
-0.05%
48.1%
443
Wednesday
-0.01%
49.9%
439
Thursday
0.14%
51.7%
433
Friday
0.15%
48.5%
431
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 66.1%
Insider Transactions — Smart Summary
Total insider ownership: 19.8%
Founder-led management: Jerry J. Baack (CEO, Founder & Non Independent Executive Chairman), Jeffrey D. Shellberg (Co-Founder, EVP, Deputy Chief Credit Officer, Secretary & Non Independent Executive Director)
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