Stock analysis, trade plans, and proprietary indicators by Trend Edge.
Trend Edge Setup Score
Trend Edge rates BOTJ Bullish with a Setup Score of 29, net conviction 38, actionability 22. How the Setup Score works →
Total Setup Score
29
Directional Bias
Bullish
Net Conviction
38
Actionability
22 (in range)
Key signals behind this score
40wk Uptrend — rising+above (sma 22.19 vs px 27.01)
80wk Uptrend — rising+above (sma 18.43 vs px 27.01)
200wk Uptrend — rising+above (sma 14.39 vs px 27.01)
Funds Accumulating — momZ +6.94 · 0.28→0.51
Founder-Led — founder/CEO led
Hidden Gem — stWatch 58.00
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: August 10, 2000
Headquarters: 828 Main Street, Lynchburg, VA, United States, 24504
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — Bob Chapman (President, CEO & Director)
Key Metrics
Current Price
$27.01
Market Cap
$123M
Float
3.5M
Shares Outstanding
4.5M
P/E (TTM)
10.73
Price/Sales (TTM)
2.41
Profit Margin
22.44%
Operating Margin (TTM)
32.34%
Revenue (TTM)
$51.2M
Earnings Growth (YoY)
19.80%
Dividend Rate
0.4%
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$39.5M
$5.0M
$32.5M
$8.2M
2021
$39.3M
$7.6M
$37.7M
$11.5M
2022
$44.2M
$9.0M
$42.9M
$13.7M
2023
$51.4M
$8.7M
$42.0M
$12.2M
2024
$59.0M
$7.9M
$44.2M
$11.9M
2025
$62.5M
$9.0M
$48.7M
$12.5M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Sep 2025
$15.7M
$2.8M
Dec 2025
$16.3M
$2.7M
Mar 2026
$11.8M
$2.8M
Jun 2026
$16.8M
-$2.8M
Ownership & Float
Insider Ownership
12.7%
Institutional Ownership
31.9%
Short Float
0.4%
% of All Funds Holding
0.51%
Number of Funds Holding
45
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$26.54
Near-term / short-term trend
Weekly
40-Week SMA
$22.19
Medium-term trend
Weekly
80-Week SMA
$18.43
Cyclical trend (business cycle)
Weekly
200-Week SMA
$14.39
Secular trend (multi-year)
Monthly
10-Month SMA
$22.15
Near-term monthly trend
Monthly
20-Month SMA
$18.35
Medium-term monthly trend
Monthly
40-Month SMA
$15.06
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$22.70
support
3.22x
1 months ago
$20.40
support
2.44x
3 months ago
$13.20
support
1.03x
16 months ago
$13.10
support
1.19x
20 months ago
$11.00
support
2.78x
24 months ago
Historical Earnings Reactions (82 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.09%
0.00%
39.02%
10.43%
-24.21%
1 Day
0.58%
0.00%
45.12%
22.82%
-24.21%
1 Week
1.92%
0.40%
52.44%
35.80%
-25.26%
2 Weeks
2.35%
2.10%
63.41%
47.27%
-23.68%
1 Month
3.07%
0.69%
55.56%
42.86%
-26.32%
Next earnings: October 18, 2026 (53 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
4.2%
57.7%
26
Feb
-0.0%
50.0%
26
Mar
-1.4%
50.0%
26
Apr
1.2%
50.0%
26
May
4.2%
73.1%
26
Jun
0.2%
53.8%
26
Jul
0.7%
42.3%
26
Aug
-0.6%
32.0%
25
Sep
-1.0%
46.2%
26
Oct
2.8%
57.7%
26
Nov
2.0%
53.8%
26
Dec
-0.1%
50.0%
26
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.02%
29.5%
1228
Tuesday
-0.08%
30.3%
1344
Wednesday
0.28%
30.5%
1343
Thursday
0.15%
31.7%
1317
Friday
0.08%
30.4%
1313
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 31.9%
Insider Transactions — Smart Summary
Total insider ownership: 12.7%
Founder-led management: Bob Chapman (President, CEO & Director)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Bank of the James Financial Group
(BOTJ) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.