Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and wo… Read full Trend Edge analysis →
Sector: Financial Services
Industry: Banks-Regional
Exchange: NASDAQ
IPO Date: August 9, 2004
Headquarters: 500 Ygnacio Valley Road, Walnut Creek, CA, United States, 94596
Hidden Gem: Yes — undiscovered relative to its market cap tier
Founder-Led: Yes — George J. Guarini (President, Chief Executive Officer and Founding Director)
Key Metrics
Current Price
$30.77
Market Cap
$340M
Float
10.3M
Shares Outstanding
10.9M
P/E (Forward)
11.86
P/E (TTM)
12.88
Price/Sales (TTM)
3.39
vs. Analyst Target
+6.2% to analyst PT
Profit Margin
26.35%
Operating Margin (TTM)
39.78%
Revenue (TTM)
$100M
Earnings Growth (YoY)
47.00%
Dividend Rate
1.1%
Analyst Target Price
$32.67 (3 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$95.6M
$13.7M
$76.4M
$21.9M
2021
$92.8M
$20.7M
$83.5M
$32.3M
2022
$111M
$23.7M
$96.5M
$36.5M
2023
$133M
$27.4M
$102M
$41.1M
2024
$138M
$23.6M
$95.9M
$35.4M
2025
$142M
$23.9M
$97.1M
$36.1M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$35.0M
$6.4M
Sep 2025
$37.5M
$5.0M
Dec 2025
$35.6M
$6.9M
Mar 2026
$36.1M
$8.2M
Ownership & Float
Insider Ownership
7.5%
Institutional Ownership
64.8%
Short Float
1.0%
% of All Funds Holding
1.13%
Number of Funds Holding
93
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$29.90
Near-term / short-term trend
Weekly
40-Week SMA
$29.40
Medium-term trend
Weekly
80-Week SMA
$28.22
Cyclical trend (business cycle)
Weekly
200-Week SMA
$23.28
Secular trend (multi-year)
Monthly
10-Month SMA
$29.39
Near-term monthly trend
Monthly
20-Month SMA
$28.12
Medium-term monthly trend
Monthly
40-Month SMA
$24.12
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$24.70
support
1.12x
17 months ago
$20.40
support
1.09x
21 months ago
Historical Earnings Reactions (65 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
0.18%
0.00%
29.23%
7.09%
-3.10%
1 Day
-0.11%
0.00%
33.85%
3.77%
-8.71%
1 Week
0.53%
0.14%
52.31%
16.79%
-8.79%
2 Weeks
0.83%
1.23%
63.08%
11.11%
-13.89%
1 Month
2.37%
1.93%
67.19%
30.48%
-10.07%
Next earnings: July 16, 2026 (50 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
0.8%
52.4%
21
Feb
4.2%
66.7%
21
Mar
-4.1%
38.1%
21
Apr
1.8%
57.1%
21
May
1.9%
65.0%
20
Jun
-2.6%
35.0%
20
Jul
1.5%
60.0%
20
Aug
-0.7%
30.0%
20
Sep
0.1%
50.0%
20
Oct
1.1%
60.0%
20
Nov
3.3%
55.0%
20
Dec
0.5%
47.6%
21
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
-0.02%
31.2%
967
Tuesday
0.04%
31.0%
1060
Wednesday
0.02%
30.8%
1060
Thursday
0.07%
32.7%
1039
Friday
0.08%
31.1%
1037
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 64.8%
Insider Transactions — Smart Summary
Total insider ownership: 7.5%
Founder-led management: George J. Guarini (President, Chief Executive Officer and Founding Director)
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for BayCom Corp
(BCML) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward.
Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.