BANC — Banc of California, Inc.

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates BANC Bullish with a Setup Score of 59, net conviction 50, actionability 70. How the Setup Score works →

Total Setup Score59
Directional BiasBullish
Net Conviction50
Actionability70 (in range)

Key signals behind this score

About Banc of California, Inc.

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other res… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$20.47
Market Cap$3.17B
Float138.2M
Shares Outstanding153.7M
P/E (Forward)12.02
P/E (TTM)15.82
Price/Sales (TTM)2.93
vs. Analyst Target+12.6% to analyst PT
Profit Margin23.13%
Operating Margin (TTM)39.28%
Revenue (TTM)$1.07B
Earnings Growth (YoY)49.70%
Dividend Rate0.5%
Analyst Target Price$23.05 (11 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $309M $12.6M $214M $32.2M
2021 $1.34B $607M $1.44B $918M
2022 $1.61B $424M $1.32B $665M
2023 $1.50B -$1.90B $226M -$2.12B
2024 $1.87B $127M $943M $290M
2025 $1.81B $229M $1.06B $397M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $448M $28.4M
Sep 2025 $466M $69.6M
Dec 2025 $459M $77.4M
Mar 2026 $443M $72.0M

Ownership & Float

Insider Ownership0.9%
Institutional Ownership101.1%
Short Float6.5%
% of All Funds Holding3.52%
Number of Funds Holding289

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$19.65Near-term / short-term trend
Weekly40-Week SMA$18.78Medium-term trend
Weekly80-Week SMA$16.81Cyclical trend (business cycle)
Weekly200-Week SMA$15.21Secular trend (multi-year)
Monthly10-Month SMA$18.96Near-term monthly trend
Monthly20-Month SMA$16.97Medium-term monthly trend
Monthly40-Month SMA$15.19Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$19.10 support 1.07x 0 months ago
$17.30 support 1.03x 2 months ago
$12.80 support 1.12x 23 months ago

Historical Earnings Reactions (92 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.00% 0.00% 43.48% 10.70% -7.16%
1 Day -0.20% 0.03% 51.09% 9.02% -11.78%
1 Week -0.43% 0.38% 52.17% 21.03% -23.45%
2 Weeks 0.05% -0.14% 50.00% 31.80% -23.01%
1 Month 1.39% 1.57% 53.85% 47.56% -23.89%

Next earnings: July 22, 2026 (11 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.7%41.7%24
Feb1.4%66.7%24
Mar-1.6%45.8%24
Apr1.7%50.0%24
May1.1%62.5%24
Jun-1.8%50.0%24
Jul4.4%56.5%23
Aug-1.5%56.5%23
Sep-0.6%45.8%24
Oct-0.3%62.5%24
Nov3.3%66.7%24
Dec0.3%54.2%24

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.03% 47.8% 1126
Tuesday 0.06% 47.1% 1234
Wednesday -0.05% 45.3% 1232
Thursday 0.01% 46.0% 1208
Friday 0.16% 46.6% 1202

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 101.1%

Insider Transactions — Smart Summary

Total insider ownership: 0.9%

12-Month Insider Activity Summary

Total Filings7
Net Value-$1.0M
Net Shares Change-43,561,786
% of Float-31.5%
C-Suite Filings4
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
WARBURG PINCUS LLC -$830M 3 3 sell
CORSINI BRYAN M CHIEF CREDIT OFFICER -$670,910.192 2 2 sell
Hussain Hamid PRESIDENT OF THE BANK -$372,220 2 1 buy, 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-27 CORSINI BRYAN M CHIEF CREDIT OFFICER -$285,731.232 Transaction at $19.06, now +7.4%
2026-04-29 CORSINI BRYAN M CHIEF CREDIT OFFICER -$385,178.96 Transaction at $18.52, now +10.5%
2026-02-10 Hussain Hamid PRESIDENT OF THE BANK +$295,680 Transaction at $21.12, now -3.1%
2026-02-17 WARBURG PINCUS LLC -$171M Transaction at $20.10, now +1.8%
2025-09-03 Hussain Hamid PRESIDENT OF THE BANK -$667,900 Transaction at $16.70, now +22.6%
2026-02-04 WARBURG PINCUS LLC -$474M Transaction at $20.00, now +2.3%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Banc of California, Inc. (BANC) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for BANC on Trend Edge →