ACNB — ACNB Corporation

✨ Hidden Gem Founder-Led

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About ACNB Corporation

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financin… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$55.06
Market Cap$559M
Float9.8M
Shares Outstanding10.2M
P/E (Forward)9.75
P/E (TTM)11.06
Price/Sales (TTM)3.52
vs. Analyst Target+3.5% to analyst PT
Profit Margin32.12%
Operating Margin (TTM)45.66%
Revenue (TTM)$159M
Earnings Growth (YoY)34.80%
Dividend Rate1.7%
Analyst Target Price$57.00 (4 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $105M $18.4M $84.0M $26.4M
2021 $101M $27.8M $94.0M $38.5M
2022 $108M $35.8M $105M $48.7M
2023 $115M $31.7M $106M $43.2M
2024 $132M $31.8M $111M $43.5M
2025 $170M $37.1M $126M $53.2M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $50.3M $11.6M
Sep 2025 $50.9M $14.9M
Dec 2025 $46.0M $10.8M
Mar 2026 $50.5M $13.7M

Ownership & Float

Insider Ownership3.9%
Institutional Ownership41.3%
Short Float1.3%
% of All Funds Holding1.20%
Number of Funds Holding99

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$51.38Near-term / short-term trend
Weekly40-Week SMA$48.60Medium-term trend
Weekly80-Week SMA$45.31Cyclical trend (business cycle)
Weekly200-Week SMA$39.90Secular trend (multi-year)
Monthly10-Month SMA$48.58Near-term monthly trend
Monthly20-Month SMA$45.31Medium-term monthly trend
Monthly40-Month SMA$40.61Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$51.00 support 1.06x 0 months ago
$36.10 support 1.47x 21 months ago

Historical Earnings Reactions (111 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.00% 0.00% 31.53% 6.59% -5.62%
1 Day -0.12% 0.00% 29.73% 6.59% -5.62%
1 Week 0.20% 0.27% 52.25% 11.65% -22.55%
2 Weeks 0.68% 0.85% 55.86% 15.17% -23.97%
1 Month 1.09% 0.64% 60.91% 21.43% -23.24%

Next earnings: July 23, 2026 (57 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan-1.0%56.3%32
Feb-1.1%37.5%32
Mar0.6%53.1%32
Apr-0.1%46.9%32
May1.3%46.9%32
Jun1.4%53.1%32
Jul0.2%37.5%32
Aug0.2%59.4%32
Sep-1.0%37.5%32
Oct0.1%59.4%32
Nov2.4%56.3%32
Dec1.7%68.8%32

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.00% 37.9% 1519
Tuesday 0.03% 37.3% 1661
Wednesday -0.06% 35.6% 1659
Thursday 0.11% 39.1% 1627
Friday 0.09% 40.3% 1622

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 41.3%

Insider Transactions — Smart Summary

Total insider ownership: 3.9%

Founder-led management: James P. Helt (President & Chief Executive Officer)

12-Month Insider Activity Summary

Total Filings10
Net Value-$38,477.175
Net Shares Change-8,601
% of Float-0.1%
C-Suite Filings1
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
Seibel Donald Arthur Jr -$255,000 1 1 sell
FULK BRETT D -$217,060.894 2 2 sell
Hayes Kevin J SVP/Secretary and Gen. Counsel -$38,477.175 1 1 sell
Kelley Scott L +$15,840 1 1 buy
Lott James J +$11,249.999 1 1 buy
ELSNER FRANK III +$1,008.487 4 4 buy

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2025-12-12 – 2025-12-17 3 3 -$399,706.777

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-17 ELSNER FRANK III +$250 Transaction at $46.42, now +18.6%
2025-12-17 ELSNER FRANK III +$250.001 Transaction at $52.65, now +4.6%
2025-12-12 Seibel Donald Arthur Jr -$255,000 Transaction at $51.00, now +8.0%
2026-02-04 Hayes Kevin J SVP/Secretary and Gen. Counsel -$38,477.175 Transaction at $51.30, now +7.3%
2025-11-21 Kelley Scott L +$15,840 Transaction at $40.00, now +37.7%
2025-09-17 Lott James J +$11,249.999 Transaction at $44.83, now +22.8%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for ACNB Corporation (ACNB) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ACNB on Trend Edge →