ABCB — Ameris Bancorp

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About Ameris Bancorp

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$85.71
Market Cap$5.70B
Float59.7M
Shares Outstanding67.3M
P/E (Forward)13.00
P/E (TTM)13.33
Price/Sales (TTM)4.87
vs. Analyst Target+9.5% to analyst PT
Profit Margin37.08%
Operating Margin (TTM)49.38%
Revenue (TTM)$1.17B
Earnings Growth (YoY)28.30%
Dividend Rate0.8%
Analyst Target Price$93.86 (6 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $1.15B $262M $913M $395M
2021 $1.04B $377M $1.03B $544M
2022 $1.14B $347M $977M $507M
2023 $1.49B $269M $900M $403M
2024 $1.63B $359M $1.05B $523M
2025 $1.67B $412M $1.14B $534M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $408M $110M
Sep 2025 $422M $106M
Dec 2025 $420M $108M
Mar 2026 $422M $110M

Ownership & Float

Insider Ownership5.5%
Institutional Ownership98.7%
Short Float1.5%
% of All Funds Holding4.34%
Number of Funds Holding357

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$83.24Near-term / short-term trend
Weekly40-Week SMA$78.07Medium-term trend
Weekly80-Week SMA$70.59Cyclical trend (business cycle)
Weekly200-Week SMA$56.51Secular trend (multi-year)
Monthly10-Month SMA$77.55Near-term monthly trend
Monthly20-Month SMA$70.56Medium-term monthly trend
Monthly40-Month SMA$58.19Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$79.00 support 1.18x 0 months ago
$75.00 support 1.10x 3 months ago
$68.00 support 1.00x 8 months ago
$51.00 support 1.22x 21 months ago

Historical Earnings Reactions (113 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap 0.09% 0.00% 46.02% 4.52% -3.26%
1 Day -0.13% 0.00% 45.13% 6.67% -7.38%
1 Week 0.54% 0.40% 51.33% 15.64% -13.00%
2 Weeks 1.02% 1.49% 59.29% 17.11% -32.04%
1 Month 1.48% 1.52% 53.57% 33.37% -50.31%

Next earnings: July 12, 2026 (45 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan1.2%56.3%32
Feb0.1%53.1%32
Mar-0.8%56.3%32
Apr2.1%50.0%32
May0.5%54.8%31
Jun-0.1%59.4%32
Jul3.6%59.4%32
Aug0.3%56.3%32
Sep2.1%62.5%32
Oct0.5%50.0%32
Nov3.2%59.4%32
Dec1.4%53.1%32

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.04% 45.9% 1513
Tuesday 0.13% 45.8% 1654
Wednesday 0.01% 44.8% 1653
Thursday 0.13% 46.9% 1620
Friday 0.12% 47.1% 1616

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 98.7%

Insider Transactions — Smart Summary

Total insider ownership: 5.5%

12-Month Insider Activity Summary

Total Filings8
Net Value-$838,343.324
Net Shares Change62,127
% of Float0.1%
C-Suite Filings5
Clusters Detected1

Key Insiders

NameTitleNet ValueFilingsActivity
LaHaise James A Chief Strategy Officer -$550,738.13 1 1 sell
Stokes Nicole S CFO -$110,398.045 1 1 sell
Creasy Ross L Chief Information Officer -$91,977.551 1 1 sell
Strange Douglas D Chief Credit Officer -$85,229.599 2 2 sell
STERN WILLIAM H +$47,499.997 2 2 buy
HILL LEO J -$25.979 1 2 sell

Transaction Clusters

PeriodFilingsInsidersNet ValueSeniority
2026-02-23 – 2026-02-24 5 4 -$838,343.324 5 C-suite

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-03-10 HILL LEO J -$25.979 Transaction at $75.15, now +14.1%
2025-12-10 STERN WILLIAM H +$23,749.997 Transaction at $77.22, now +11.0%
2026-02-24 Strange Douglas D Chief Credit Officer -$70,547.499 Transaction at $81.25, now +5.5%
2026-02-24 Stokes Nicole S CFO -$110,398.045 Transaction at $81.47, now +5.2%
2026-02-24 Creasy Ross L Chief Information Officer -$91,977.551 Transaction at $81.56, now +5.1%
2026-02-23 Strange Douglas D Chief Credit Officer -$14,682.1 Transaction at $71.62, now +19.7%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Ameris Bancorp (ABCB) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for ABCB on Trend Edge →