WU — Western Union Co

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

Trend Edge Setup Score

Trend Edge rates WU Bearish with a Setup Score of 56, net conviction 50, actionability 62. How the Setup Score works →

Total Setup Score56
Directional BiasBearish
Net Conviction50
Actionability62 (in range)

Key signals behind this score

About Western Union Co

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$7.87
Market Cap$2.44B
Float310.3M
Shares Outstanding312.4M
P/E (Forward)4.34
P/E (TTM)5.67
Price/Sales (TTM)0.60
vs. Analyst Target+12.1% to analyst PT
Profit Margin10.88%
Operating Margin (TTM)12.52%
Revenue (TTM)$4.05B
Earnings Growth (YoY)-44.40%
Dividend Rate0.9%
Analyst Target Price$8.82 (20 analysts)

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $4.83B $744M $2.01B $1.20B
2021 $5.07B $806M $2.17B $1.25B
2022 $4.48B $911M $1.85B $1.29B
2023 $4.36B $626M $1.69B $818M
2024 $4.21B $934M $1.59B $918M
2025 $4.04B $500M $1.16B $934M

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $1.03B $122M
Sep 2025 $1.03B $140M
Dec 2025 $1.01B $114M
Mar 2026 $983M $64.7M

Ownership & Float

Insider Ownership0.9%
Institutional Ownership102.4%
Short Float17.9%
% of All Funds Holding5.73%
Number of Funds Holding471

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$7.83Near-term / short-term trend
Weekly40-Week SMA$8.87Medium-term trend
Weekly80-Week SMA$9.12Cyclical trend (business cycle)
Weekly200-Week SMA$11.10Secular trend (multi-year)
Monthly10-Month SMA$8.79Near-term monthly trend
Monthly20-Month SMA$9.13Medium-term monthly trend
Monthly40-Month SMA$10.64Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$9.80 resistance 1.20x 13 months ago
$10.50 resistance 1.67x 14 months ago
$11.90 resistance 1.26x 20 months ago

Historical Earnings Reactions (79 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.84% -0.15% 45.57% 7.86% -18.57%
1 Day -1.01% 0.00% 49.37% 10.20% -29.00%
1 Week -0.82% -0.93% 49.37% 14.62% -30.01%
2 Weeks -1.32% -1.42% 37.97% 16.40% -29.34%
1 Month -1.43% -1.20% 42.31% 28.20% -29.62%

Next earnings: July 27, 2026 (13 days away)

Seasonality & Day-of-Week Patterns

Monthly Seasonality

MonthAvg ReturnWin RateSamples
Jan0.4%55.0%20
Feb-1.8%45.0%20
Mar0.4%65.0%20
Apr2.2%55.0%20
May-0.3%50.0%20
Jun-1.6%45.0%20
Jul2.9%68.4%19
Aug-2.1%36.8%19
Sep-0.6%47.4%19
Oct-4.0%42.1%19
Nov1.3%60.0%20
Dec1.4%55.0%20

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday 0.04% 51.3% 932
Tuesday 0.08% 49.5% 1022
Wednesday -0.04% 50.9% 1021
Thursday -0.08% 47.7% 1001
Friday 0.01% 52.1% 996

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 102.4%

Insider Transactions — Smart Summary

Total insider ownership: 0.9%

12-Month Insider Activity Summary

Total Filings5
Net Value+$1.5M
Net Shares Change178,046
% of Float0.1%
C-Suite Filings5
Clusters Detected0

Key Insiders

NameTitleNet ValueFilingsActivity
McGranahan Devin CEO & President +$1.5M 1 1 buy
Adams Benjamin Carlton Chief Legal Officer -$183,882.581 1 1 sell
Cagwin Matthew Chief Financial Officer +$146,300 1 1 buy
Angelini Giovanni President Europe, Africa, MEPA +$32,690 2 1 buy, 1 sell

Significant Filings

DateInsiderTitleNet ValuePrice After
2026-05-04 Adams Benjamin Carlton Chief Legal Officer -$183,882.581 Transaction at $9.23, now -14.7%
2026-04-30 Angelini Giovanni President Europe, Africa, MEPA -$56,850 Transaction at $9.47, now -16.9%
2025-08-25 McGranahan Devin CEO & President +$1.5M Transaction at $8.49, now -7.3%
2025-11-11 Angelini Giovanni President Europe, Africa, MEPA +$89,540 Transaction at $8.95, now -12.1%
2025-08-20 Cagwin Matthew Chief Financial Officer +$146,300 Transaction at $8.36, now -5.9%

View full insider transaction history on Trend Edge →

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for Western Union Co (WU) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for WU on Trend Edge →