Seasonal Tailwind — august med 2.2% (mag 1/3) · posClose 58.82% (rel 1/3) · n34 ×0.75 = 3.8
About World Acceptance Corporation
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NASDAQ
IPO Date: November 26, 1991
Headquarters: 104 S. Main St., Greenville, SC, United States, 29601
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$177.31
Near-term / short-term trend
Weekly
40-Week SMA
$150.14
Medium-term trend
Weekly
80-Week SMA
$149.01
Cyclical trend (business cycle)
Weekly
200-Week SMA
$128.07
Secular trend (multi-year)
Monthly
10-Month SMA
$154.95
Near-term monthly trend
Monthly
20-Month SMA
$150.56
Medium-term monthly trend
Monthly
40-Month SMA
$137.41
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$165.00
support
1.15x
0 months ago
$150.00
support
1.55x
1 months ago
$122.00
support
1.33x
4 months ago
Historical Earnings Reactions (123 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.03%
0.00%
43.09%
9.94%
-5.40%
1 Day
-0.17%
-0.41%
47.15%
17.05%
-13.73%
1 Week
0.83%
0.39%
51.22%
30.57%
-23.18%
2 Weeks
2.08%
1.92%
59.35%
56.58%
-33.84%
1 Month
2.47%
2.97%
58.54%
42.01%
-37.82%
Next earnings: July 23, 2026 (9 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
4.1%
65.7%
35
Feb
0.2%
45.7%
35
Mar
0.2%
45.7%
35
Apr
5.7%
60.0%
35
May
5.3%
62.9%
35
Jun
0.9%
51.4%
35
Jul
2.7%
50.0%
34
Aug
0.8%
58.8%
34
Sep
-2.1%
41.2%
34
Oct
-0.5%
41.2%
34
Nov
2.5%
55.9%
34
Dec
3.9%
65.7%
35
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.06%
47.0%
1640
Tuesday
0.16%
49.0%
1789
Wednesday
0.19%
50.8%
1786
Thursday
-0.02%
46.9%
1753
Friday
0.13%
46.9%
1742
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 92.4%
Insider Transactions — Smart Summary
Total insider ownership: 20.5%
12-Month Insider Activity Summary
Total Filings
19
Net Value
-$6.1M
Net Shares Change
-398,526
% of Float
-19.7%
C-Suite Filings
11
Clusters Detected
3
Key Insiders
Name
Title
Net Value
Filings
Activity
Prescott General Partners LLC
-$60.0M
1
1 sell
Prashad R Chad
President and CEO
-$2.7M
2
2 sell
Dyer Daniel Clinton
Executive VP, Chief Branch Operations Officer
-$2.1M
2
2 sell
Calmes John L Jr
Executive Vice President, Chief Financial & Strategy Officer, and Treasurer
-$743,937.34
2
2 sell
Caulder Alice Lindsay
SVP, Human Resources
-$277,559
2
2 sell
Umstetter Luke J.
Senior Vice President, General Counsel, Chief Compliance Officer and Secretary
-$181,660
1
1 sell
Transaction Clusters
Period
Filings
Insiders
Net Value
Seniority
2025-09-08 – 2025-09-18
5
5
-$62.3M
3 C-suite
2025-12-17 – 2025-12-19
3
3
-$3.2M
3 C-suite
2026-06-15 – 2026-06-29
3
3
-$466,819
2 C-suite
Significant Filings
Date
Insider
Title
Net Value
Price After
2026-06-16
Caulder Alice Lindsay
SVP, Human Resources
-$110,229
Transaction at $181.00, now +10.4%
2026-06-15
Umstetter Luke J.
Senior Vice President, General Counsel, Chief Compliance Officer and Secretary
-$181,660
Transaction at $181.66, now +10.0%
2026-03-11
Calmes John L Jr
Executive Vice President, Chief Financial & Strategy Officer, and Treasurer
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The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
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share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
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