Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About World Acceptance Corporation
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NASDAQ
IPO Date: November 26, 1991
Headquarters: 104 S. Main St., Greenville, SC, United States, 29601
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$148.82
Near-term / short-term trend
Weekly
40-Week SMA
$147.46
Medium-term trend
Weekly
80-Week SMA
$143.37
Cyclical trend (business cycle)
Weekly
200-Week SMA
$126.03
Secular trend (multi-year)
Monthly
10-Month SMA
$146.29
Near-term monthly trend
Monthly
20-Month SMA
$140.95
Medium-term monthly trend
Monthly
40-Month SMA
$131.14
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$122.00
support
1.33x
2 months ago
$168.00
resistance
1.65x
6 months ago
Historical Earnings Reactions (123 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
-0.03%
0.00%
43.09%
9.94%
-5.40%
1 Day
-0.17%
-0.41%
47.15%
17.05%
-13.73%
1 Week
0.83%
0.39%
51.22%
30.57%
-23.18%
2 Weeks
2.08%
1.92%
59.35%
56.58%
-33.84%
1 Month
2.39%
2.94%
58.20%
42.01%
-37.82%
Next earnings: July 19, 2026 (50 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
4.1%
65.7%
35
Feb
0.2%
45.7%
35
Mar
0.2%
45.7%
35
Apr
5.7%
60.0%
35
May
5.1%
61.8%
34
Jun
-0.2%
50.0%
34
Jul
2.7%
50.0%
34
Aug
0.8%
58.8%
34
Sep
-2.1%
41.2%
34
Oct
-0.5%
41.2%
34
Nov
2.5%
55.9%
34
Dec
3.9%
65.7%
35
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.06%
46.9%
1634
Tuesday
0.16%
49.0%
1784
Wednesday
0.19%
50.7%
1780
Thursday
-0.02%
46.9%
1747
Friday
0.12%
46.8%
1738
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 90.6%
Insider Transactions — Smart Summary
Total insider ownership: 19.5%
12-Month Insider Activity Summary
Total Filings
16
Net Value
-$5.9M
Net Shares Change
-395,751
% of Float
-19.4%
C-Suite Filings
9
Clusters Detected
2
Key Insiders
Name
Title
Net Value
Filings
Activity
Prescott General Partners LLC
-$60.0M
1
1 sell
Prashad R Chad
President and CEO
-$2.7M
2
2 sell
Dyer Daniel Clinton
Executive VP, Chief Branch Operations Officer
-$2.1M
2
2 sell
Calmes John L Jr
Executive Vice President, Chief Financial and Strategy Officer, and Treasurer
-$743,937.34
2
2 sell
Whitaker Darrell E
-$389,329.5
1
1 sell
Caulder Alice Lindsay
SVP, Human Resources
-$167,330
1
1 sell
WAY CHARLES D
-$3,010.5
1
1 sell
Transaction Clusters
Period
Filings
Insiders
Net Value
Seniority
2025-09-08 – 2025-09-18
5
5
-$62.3M
3 C-suite
2025-12-17 – 2025-12-19
3
3
-$3.2M
3 C-suite
Significant Filings
Date
Insider
Title
Net Value
Price After
2026-03-11
Calmes John L Jr
Executive Vice President, Chief Financial and Strategy Officer, and Treasurer
-$141,880
Transaction at $141.88, now +13.8%
2025-12-19
Prashad R Chad
President and CEO
-$1.2M
Transaction at $147.80, now +9.3%
2025-12-17
Dyer Daniel Clinton
Executive VP, Chief Branch Operations Officer
-$1.3M
Transaction at $149.01, now +8.4%
2025-12-19
Calmes John L Jr
Executive Vice President, Chief Financial and Strategy Officer, and Treasurer
Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for World Acceptance Corporation
(WRLD) powered by Claude Opus — Anthropic's most capable AI model.
The analysis covers five layers:
technical analysis (near-term, medium-term, cyclical, and secular trend, momentum,
volume shelf support and resistance, breakout and breakdown signals),
qualitative analysis (business model, competitive moat, sector dynamics),
insider sentiment (buy and sell signals from executive and director transactions),
share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and
fundamental analysis (valuation, revenue growth, profit margin, earnings quality).
AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit,
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Whether you are building a long position, initiating a short, or looking for a reversal setup,
AI Consult identifies the highest-probability signal from the current trend.