Stock analysis, trade plans, and proprietary indicators by Trend Edge.
About PRA Group Inc
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. Read full Trend Edge analysis →
Sector: Financial Services
Industry: Credit Services
Exchange: NASDAQ
IPO Date: November 8, 2002
Headquarters: 120 Corporate Boulevard, Norfolk, VA, United States, 23502
Founder-Led: Yes — Steve Fredrickson (Co-Founder & Executive Chairman)
Key Metrics
Current Price
$15.04
Market Cap
$558M
Float
33.4M
Shares Outstanding
38.1M
P/E (Forward)
11.57
Price/Sales (TTM)
0.45
vs. Analyst Target
+72.9% to analyst PT
Profit Margin
-22.51%
Operating Margin (TTM)
32.83%
Revenue (TTM)
$1.25B
Earnings Growth (YoY)
711.10%
Dividend Rate
None
Analyst Target Price
$26.00 (3 analysts)
Financial History
Annual Revenue & Earnings History
Year
Revenue
Net Income
Gross Profit
EBITDA
2020
$1.07B
$149M
$629M
$226M
2021
$1.10B
$183M
$670M
$266M
2022
$967M
$117M
$550M
$170M
2023
$815M
-$83.5M
$416M
$10.5M
2024
$1.12B
$70.6M
$686M
$209M
2025
$1.24B
-$305M
$1.23B
$19.0M
Recent Quarterly Revenue & Net Income
Quarter
Revenue
Net Income
Jun 2025
$291M
$42.4M
Sep 2025
$314M
-$408M
Dec 2025
$363M
$56.5M
Mar 2026
$314M
$28.2M
Ownership & Float
Insider Ownership
2.2%
Institutional Ownership
101.2%
Short Float
2.7%
% of All Funds Holding
2.23%
Number of Funds Holding
183
Current Moving Averages
Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.
Timeframe
SMA
Value
Trend Context
Weekly
10-Week SMA
$18.22
Near-term / short-term trend
Weekly
40-Week SMA
$16.24
Medium-term trend
Weekly
80-Week SMA
$17.30
Cyclical trend (business cycle)
Weekly
200-Week SMA
$22.91
Secular trend (multi-year)
Monthly
10-Month SMA
$16.30
Near-term monthly trend
Monthly
20-Month SMA
$17.57
Medium-term monthly trend
Monthly
40-Month SMA
$21.05
Secular monthly trend
Volume Shelves — Support & Resistance
Trend Edge identifies volume shelves: price zones where historically elevated trading volume
creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative
volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.
Price Level
Type
Volume Ratio
Age
$22.00
resistance
1.25x
0 months ago
$12.80
support
1.51x
2 months ago
Historical Earnings Reactions (95 events)
Timeframe
Avg Return
Median
Win Rate
Best
Worst
Gap
1.01%
0.55%
54.74%
22.94%
-24.74%
1 Day
1.05%
0.96%
53.68%
32.12%
-30.36%
1 Week
0.40%
2.10%
57.89%
43.25%
-45.59%
2 Weeks
0.51%
1.19%
51.58%
32.04%
-40.94%
1 Month
1.71%
0.86%
51.06%
43.16%
-32.95%
Next earnings: July 26, 2026 (59 days away)
Seasonality & Day-of-Week Patterns
Monthly Seasonality
Month
Avg Return
Win Rate
Samples
Jan
-2.9%
45.8%
24
Feb
4.1%
70.8%
24
Mar
1.0%
62.5%
24
Apr
4.7%
58.3%
24
May
-1.2%
52.2%
23
Jun
3.4%
60.9%
23
Jul
3.1%
65.2%
23
Aug
-1.2%
39.1%
23
Sep
-0.3%
47.8%
23
Oct
-3.4%
52.2%
23
Nov
4.0%
43.5%
23
Dec
3.1%
45.8%
24
Day-of-Week Tendencies
Day
Avg Return
Win Rate
Samples
Monday
0.02%
48.2%
1110
Tuesday
0.09%
51.2%
1217
Wednesday
-0.01%
49.3%
1215
Thursday
0.11%
49.1%
1191
Friday
0.07%
49.6%
1187
Top Institutional Holders
Institutional holder breakdown coming soon.
Total institutional ownership: 101.2%
Insider Transactions — Smart Summary
Total insider ownership: 2.2%
Founder-led management: Steve Fredrickson (Co-Founder & Executive Chairman)
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