NSTS — NSTS Bancorp Inc

✨ Hidden Gem

Stock analysis, trade plans, and proprietary indicators by Trend Edge.

About NSTS Bancorp Inc

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans.… Read full Trend Edge analysis →

Trend Edge Proprietary Indicators

Key Metrics

Current Price$13.77
Market Cap$66.2M
Float4.9M
Shares Outstanding4.8M
Price/Sales (TTM)6.45
Profit Margin-0.95%
Operating Margin (TTM)-1.54%
Revenue (TTM)$10.3M
Dividend RateNone

Financial History

Annual Revenue & Earnings History

YearRevenueNet IncomeGross ProfitEBITDA
2020 $7.5M -$112,000 $5.5M -$325,000
2021 $6.1M -$55,000 $5.2M -$1,000
2022 $7.5M $27,000 $7.0M $440,000
2023 $6.5M -$4.0M $4.8M -$2.7M
2024 $12.0M -$789,000 $8.7M -$496,000
2025 $13.3M -$386,000 $9.9M -$386,000

Recent Quarterly Revenue & Net Income

QuarterRevenueNet Income
Jun 2025 $3.4M -$258,000
Sep 2025 $3.3M $65,000
Dec 2025 $3.3M $135,000
Mar 2026 $3.2M -$39,000

Ownership & Float

Insider Ownership15.9%
Institutional Ownership23.2%
Short Float0.1%
% of All Funds Holding0.23%
Number of Funds Holding19

Current Moving Averages

Trend Edge tracks near-term, medium-term, cyclical, and secular moving averages across weekly and monthly timeframes to identify trend structure at every horizon.

TimeframeSMAValueTrend Context
Weekly10-Week SMA$12.71Near-term / short-term trend
Weekly40-Week SMA$12.07Medium-term trend
Weekly80-Week SMA$12.01Cyclical trend (business cycle)
Weekly200-Week SMA$10.66Secular trend (multi-year)
Monthly10-Month SMA$12.15Near-term monthly trend
Monthly20-Month SMA$11.99Medium-term monthly trend
Monthly40-Month SMA$10.71Secular monthly trend

Volume Shelves — Support & Resistance

Trend Edge identifies volume shelves: price zones where historically elevated trading volume creates structural support or resistance. A volume shelf forms when a disproportionate share of cumulative volume was transacted at a specific price level, making it a high-conviction anchor for future price reactions.

Price LevelTypeVolume RatioAge
$12.50 support 4.00x 0 months ago
$12.00 support 1.34x 0 months ago
$11.30 support 2.12x 4 months ago
$10.60 support 1.51x 18 months ago
$9.80 support 2.21x 19 months ago

Historical Earnings Reactions (18 events)

TimeframeAvg ReturnMedianWin RateBestWorst
Gap -0.19% 0.05% 50.00% 2.49% -3.47%
1 Day 0.31% 0.08% 50.00% 4.48% -4.29%
1 Week 0.37% 0.65% 66.67% 4.60% -2.63%
2 Weeks 1.24% 0.56% 66.67% 7.21% -4.84%
1 Month 1.22% 0.81% 55.56% 9.52% -8.25%

Next earnings: May 13, 2026

Seasonality & Day-of-Week Patterns

Monthly Seasonality

Insufficient historical data for monthly seasonality analysis (requires 7+ years of data).

Day-of-Week Tendencies

DayAvg ReturnWin RateSamples
Monday -0.09% 43.6% 202
Tuesday -0.05% 42.7% 225
Wednesday 0.02% 35.9% 223
Thursday 0.09% 44.0% 218
Friday 0.11% 46.6% 221

Top Institutional Holders

Institutional holder breakdown coming soon.

Total institutional ownership: 23.2%

Insider Transactions — Smart Summary

Total insider ownership: 15.9%

Full insider transaction history and smart buy/sell sentiment summary available on Trend Edge.

AI Consult Analysis

Trend Edge's AI Consult feature delivers a comprehensive, multi-layer trade plan for NSTS Bancorp Inc (NSTS) powered by Claude Opus — Anthropic's most capable AI model. The analysis covers five layers: technical analysis (near-term, medium-term, cyclical, and secular trend, momentum, volume shelf support and resistance, breakout and breakdown signals), qualitative analysis (business model, competitive moat, sector dynamics), insider sentiment (buy and sell signals from executive and director transactions), share stats analysis (institutional accumulation, fund positioning, short float squeeze potential), and fundamental analysis (valuation, revenue growth, profit margin, earnings quality).

AI Consult synthesizes all five layers into a single bullish or bearish thesis with explicit entry, exit, stop loss, and take profit levels — giving you a complete, AI-powered trade plan with defined risk/reward. Whether you are building a long position, initiating a short, or looking for a reversal setup, AI Consult identifies the highest-probability signal from the current trend.

Get the full AI Consult analysis for NSTS on Trend Edge →